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Used Car Loans in Buxar
Buxar's improving connectivity and expanding economy make car ownership more essential than ever. A pre-owned vehicle is a great way to enjoy the benefits of car ownership at a lower cost. Used car loans in Buxar help make this purchase more affordable by providing the necessary financial assistance with easy repayment options. Shriram Finance offers used car loans with attractive financing terms, ensuring a smooth loan experience. Whether you're upgrading your car or buying your first one, our loan options are tailored to fit your budget. Apply today through our online platform or visit a branch for personalised assistance.
Used Car Loan Types in Buxar
Shriram Finance provides various used car loan types in Buxar to support different customer needs. Choose the best-suited loan option for your financial goals.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Buxar
Competitive Interest Rates
Regular Reminders
Flexible Repayment Tenures
High Financing Percentage
Easy Online Application
Car Refinancing Options
Dedicated Customer Service
Customised Loan Solutions
Used Car Loan Interest Rates in Buxar
In Buxar, Shriram Finance offers used car loan interest rates beginning at 10%* p.a., delivering competitive financing solutions. Our interest rates are structured to facilitate easy repayment management to align well with your financial plan. A detailed overview of the primary charges and fees related to our used car loans is provided below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
With our second-hand car loan EMI calculator, you can determine your potential monthly payments, allowing you to plan ahead.
How to Use the Used Car Loan EMI Calculator
To use the pre-owned car loan calculator, simply input your loan amount and tenure to get an instant EMI estimate. This tool helps you compare repayment options to select the best fit for your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Buxar
In Buxar, Shriram Finance enables you to obtain funds by using your car's worth as collateral through refinancing, without needing to sell it. This service provides quick access to cash for diverse financial requirements, all while you retain the use of your vehicle. We offer refinancing plans featuring competitive interest rates and adaptable repayment schedules. This option is available only for vehicles that are not currently under any loan obligations.
Eligibility and Documentation Criteria for Used Car Loans in Buxar
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Buxar
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Buxar
If you're in Buxar, Shriram Finance is available to assist you. Use our branch locator tool to discover the closest branch for your used car loan inquiries.
Locate Us
Used Car Loan Customer Care in Buxar
Our Buxar-based customer service team is available to assist with pre-owned car loan queries. Contact us via phone or visit a branch for support.
Used Car Loan Status in Buxar
Log into your Shriram Finance account and navigate to the 'Loan Status' section to track your used car loan status in Buxar. Alternatively, contact customer service or visit a branch. Experience a quick and easy used car loan process with Shriram Finance in Buxar.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Buxar?
Yes, we provide used car loans in Buxar with easy financing options for those looking to purchase a pre-owned vehicle.
What are the eligibility criteria for a used car loan in Buxar?
You are eligible for a used car loan if you are an Indian resident between 21* and 59* years old at the loan's completion. The necessary income level varies depending on the car's model, its age, and the length of your repayment plan.
What is the interest rate on a used car loan?
The interest rate for our used car loans starts at 10%* p.a., but the final rate is subject to your eligibility.
What documents are required for a used car loan in Buxar?
You will need to submit an application form, vehicle registration certificate, KYC documents, income proof, and bank statements. Requirements may vary depending on the loan profile.
What is the processing fee for a used car loan?
The processing fee for a used car loan with Shriram Finance can go up to 5%* of the loan amount.
What is the down payment required for a used car loan in Buxar?
We offer financing of up to 85%* of the car's value, requiring you to pay a 15%* down payment.
Can I apply for a used car loan online in Buxar?
Yes, you can apply for a used car loan online through the Shriram Finance website or Shriram One mobile app by following a few steps.
What is the maximum loan amount I can get for a used car in Buxar?
You can secure up to 85%* of the car's value as a loan, with a minimum loan amount starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.