- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications4
Terms and Conditions
Used Car Loans in Cachar
Cachar's expanding urban landscape and improving transport facilities make owning a car a necessity for comfort and efficiency. However, the steep cost of new vehicles can strain your budget. Opting for a pre-owned car is a cost-effective way to experience the benefits of car ownership. With used car loans in Cachar, you can finance a second-hand car with ease. Shriram Finance provides tailored loan solutions with competitive interest rates starting at 10%* p.a. You can borrow from âı1 lakh* and choose a repayment tenure of up to 48 months for manageable EMIs. The application process is simple, ensuring a smooth loan experience. Start today and bring home your ideal car without financial stress!
Used Car Loan Types in Cachar
Shriram Finance provides the following used car loan types in Cachar to meet diverse customer needs. Choose the most suitable financing option based on your repayment capacity and financial goals.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Cachar
Flexible Repayment Tenures
Competitive Interest Rates
High Financing Percentage
Regular Reminders
Easy Online Application
Car Refinancing Options
Customised Loan Solutions
Dedicated Customer Service
Used Car Loan Interest Rates in Cachar
Shriram Finance provides used car loan interest rates in Cachar starting at 10%* p.a. These rates ensure a hassle-free borrowing experience. To understand more about the key charges and fees for our used car loan, check the table below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to estimate your monthly instalments and plan accordingly.
How to Use the Used Car Loan EMI Calculator
Enter your loan amount and preferred tenure into the calculator to determine your monthly EMIs instantly. The pre-owned car loan calculator can help you compare different loan scenarios to make an informed decision.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Cachar
Residents of Cachar can avail car refinancing from Shriram Finance offers. This will help you raise funds while retaining ownership of your vehicle. This option is available only for cars without active loans. With competitive interest rates and flexible repayment choices, refinancing provides financial flexibility without having to sell your car.
Eligibility and Documentation Criteria for Used Car Loans in Cachar
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Cachar
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Cachar
Shriram Finance's operations in Cachar can help you with your used car loan needs. To find the nearest branch for personal support, please use our branch locator.
Locate Us
Used Car Loan Customer Care in Cachar
Our dedicated customer service team in Cachar is ready to answer all your pre-owned car loan questions. You can contact us by phone or visit a branch for help. Here is a table with our customer care numbers:
Used Car Loan Status in Cachar
To check your used car loan status in Cachar, please log in to your Shriram Finance account. Navigate to the 'Loan Status' section and enter your application or loan account number. You can also call our customer care team or visit a branch for updates. We are committed to providing you with regular updates during every stage of your loan.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Cachar?
Yes, you can get used car loans in Cachar with Shriram Finance. We offer easy financing options made for pre-owned vehicles.
What are the eligibility criteria for a used car loan in Cachar?
To get a used car loan, you must be an Indian resident, and your age should be between 21* years and 59* years at the time the loan finishes. Your income eligibility depends on things like the vehicle's model, age, and loan period.
What is the interest rate on a used car loan?
Our used car loan interest rates start at 10%* p.a., but the final rate will depend on various factors.
What documents are required for a used car loan in Cachar?
You'll need an application form, KYC documents, income proof, bank statements, and the vehicle's registration certificate for a used car loan. The exact documents can change depending on your loan profile.
What is the processing fee for a used car loan?
The processing fee for a used car loan can be up to 5%* of the loan amount.
What is the down payment required for a used car loan in Cachar?
We finance up to 85%* of the car's value, so you will need to arrange the remaining 15%* as a down payment.
Can I apply for a used car loan online in Cachar?
Yes, you can apply online for a used car loan in Cachar through the Shriram Finance website or the Shriram One mobile app by following a simple process.
What is the maximum loan amount I can get for a used car in Cachar?
You need to pay 15%* of the car's value as a down payment, with financing available for up to 85%* of its assessed price.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.