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Used Car Loans in Deoghar
Owning a car in Deoghar can make commuting more convenient, whether for personal or professional needs. Choosing a pre-owned vehicle allows you to enjoy car ownership at a reduced cost. Used car loans in Deoghar offer the financial support needed to purchase a second-hand car without a large initial payment. Shriram Finance offers flexible loan options, featuring competitive interest rates and easy repayment terms. Whether you're a first-time buyer or seeking an upgrade, our hassle-free financing ensures a seamless experience. Discover your personalised loan plan today.
Used Car Loan Types in Deoghar
Shriram Finance offers used car loan types in Deoghar to match different financial requirements. Pick a loan option that aligns with your financial needs.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Deoghar
Competitive Interest Rates
High Financing Percentage
Flexible Repayment Tenures
Regular Reminders
Car Refinancing Options
Easy Online Application
Dedicated Customer Service
Customised Loan Solutions
Used Car Loan Interest Rates in Deoghar
Shriram Finance provides used car loan interest rates in Deoghar from 10%* p.a., ensuring competitive financing for used cars. Our rates are structured to support hassle-free repayments. Below is a breakdown of applicable charges and fees.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Estimate your EMI and interest rates in advance using our second-hand car loan EMI calculator. This tool helps you plan better and choose a loan that suits your budget.
How to Use the Used Car Loan EMI Calculator
To use the pre-owned car loan calculator, enter your preferred loan amount and tenure. The calculator will instantly display your estimated EMI, allowing you to explore different repayment options. Adjust the values to find the most suitable plan.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Deoghar
Shriram Finance offers car refinancing in Deoghar, helping you unlock funds while keeping your car. This option provides immediate financial relief without requiring you to sell your vehicle. Our refinancing solutions feature competitive interest rates and flexible repayment options. To avail of this, your vehicle must be free from active loans.
Eligibility and Documentation Criteria for Used Car Loans in Deoghar
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Deoghar
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Deoghar
Shriram Finance is present in Deoghar, making it convenient for you to apply for a used car loan. Use our branch locator to find the nearest branch.
Locate Us
Used Car Loan Customer Care in Deoghar
For any pre-owned car loan queries, contact our customer care team. Call or visit a branch for assistance.
Used Car Loan Status in Deoghar
Check your used car loan status in Deoghar by logging into your Shriram Finance account, selecting 'Loan Status,' and entering your loan or application number. You can also call our customer care team or visit a branch for updates. Simplify your car purchase with Shriram Finance.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Deoghar?
Yes, we extend used car loan facilities in Deoghar, making it simple to secure financing for your pre-owned car.
What are the eligibility criteria for a used car loan in Deoghar?
You can qualify for a used car loan with Shriram Finance if you're an Indian resident aged 21*-59* years. Your income eligibility depends on factors like the car's model, age, and repayment tenure.
What is the interest rate on a used car loan?
Interest rates for used car loans begin at 10%* p.a.. However, note that the applicable rate is based on your financial background and loan terms.
What documents are required for a used car loan in Deoghar?
To apply for a used car loan in Deoghar, you need an application form, registration certificate of the car, KYC documents, income proof, and bank statements. The exact documents may differ based on eligibility.
What is the processing fee for a used car loan?
The processing charge for a used car loan with Shriram Finance may be up to 5%* of the loan value.
What is the down payment required for a used car loan in Deoghar?
The required down payment is 15%*, as we offer financing for up to 85%* of the vehicle's value.
Can I apply for a used car loan online in Deoghar?
Yes, the application process is online-visit our website or app and follow a few easy steps to apply.
What is the maximum loan amount I can get for a used car in Deoghar?
The used car loan offered by Shriram Finance covers up to 85%* of the pre-owned vehicle's price, with the minimum loan beginning at âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.