- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications4
Terms and Conditions
Used Car Loans in Dharamshala
Dharamshala is experiencing a surge in tourism and local economic growth. As a result, owning a personal vehicle has become increasingly important for residents. However, buying a brand-new car may not always be budget-friendly. Many people in the region are turning to used car loans as a reliable option to purchase second-hand cars. Shriram Finance provides competitive interest rates starting at 10%* p.a., ensuring cost-effective financing. With minimal documentation and fast approvals, securing used car loans in Dharamshala is simple and hassle-free. Apply for a used car loan with us and drive home your dream car without financial worries.
Used Car Loan Types in Dharamshala
Shriram Finance provides various used car loan types in Dharamshala to match diverse financial needs. Select the financing solution that best aligns with your needs.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Dharamshala
Flexible Repayment Tenures
High Financing Percentage
Regular Reminders
Competitive Interest Rates
Dedicated Customer Service
Customised Loan Solutions
Easy Online Application
Car Refinancing Options
Used Car Loan Interest Rates in Dharamshala
Shriram Finance provides used car loan interest rates in Dharamshala starting at 10%* p.a., making your dream of car ownership a reality. We've structured our rates to ensure manageable repayments, fitting comfortably within your budget. Here's a breakdown of our associated charges and fees:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Plan your finances effectively with our second-hand car loan EMI calculator. Estimate your EMIs and interest rates in advance, ensuring you choose a loan option that aligns perfectly with your budget.
How to Use the Used Car Loan EMI Calculator
Enter your loan amount and tenure into the pre-owned car loan calculator to get an instant estimate of your monthly instalment. This tool ensures better financial planning by showing how different loan terms impact your repayment.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Dharamshala
Need funds in Dharamshala? Shriram Finance's car refinancing allows you to tap into your car's worth without selling it. Therefore, you can avail of immediate cash with competitive rates and adaptable repayment plans for vehicles without existing loans.
Eligibility and Documentation Criteria for Used Car Loans in Dharamshala
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Dharamshala
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Dharamshala
Shriram Finance has its network in Dharamshala to assist with your used car loan. Locate the nearest branch using our online branch locator.
Locate Us
Used Car Loan Customer Care in Dharamshala
Do you need help with your pre-owned car loan? Our Dharamshala-based support team is available to assist you. Contact us via phone or visit a branch for guidance. Below are our used car loan customer care numbers.
Used Car Loan Status in Dharamshala
To check your used car loan status in Dharamshala, log into your Shriram Finance account, select 'Loan Status,' and enter your loan details. You can also call customer service or visit a branch for assistance. For reliable and convenient used car loans in Dharamshala, trust Shriram Finance.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Dharamshala?
Yes, Shriram Finance offers used car loans in Dharamshala with flexible and convenient financing options that cater to various budget requirements for pre-owned vehicles.
What are the eligibility criteria for a used car loan in Dharamshala?
To qualify for a used car loan, you must be an Indian resident between 21* and 59* years of age at the time of loan maturity. The income requirement varies based on the car's model, age, and repayment period.
What is the interest rate on a used car loan?
Our used car loan interest rates start from 10%* p.a., with the final rate determined by individual eligibility factors.
What documents are required for a used car loan in Dharamshala?
Required documents include an application form, KYC papers, bank statements, proof of income, and the vehicle registration certificate. The exact paperwork may differ based on your profile.
What is the processing fee for a used car loan?
The processing fee for a used car loan can be up to 5%* of the loan amount.
What is the down payment required for a used car loan in Dharamshala?
You are expected to provide a down payment of 15%*, as our financing covers up to 85%* of the vehicle's value.
Can I apply for a used car loan online in Dharamshala?
Yes, you can apply online for a used car loan in Dharamshala with Shriram Finance. Visit the official website or the Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Dharamshala?
You may avail a loan of up to 85%* of the vehicle's value, with a minimum loan amount of âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.