stickyTab
used-car-loan
Choose your car,
choose your loan with
Shriram Used Car Loans

Used Car Loans in Dhubri

Owning a car in Dhubri can make travel more convenient, whether for daily commutes or family outings. Buying a pre-owned vehicle is a smart way to get the benefits of car ownership at a lower cost. Used car loans in Dhubri provide the necessary financial support, making it easier to purchase a reliable second-hand car without straining your savings. Shriram Finance offers flexible used car loans catering to different financial needs. With competitive interest rates and easy repayment options, getting a used car loan has never been more accessible. Whether you are upgrading to a better model or purchasing your first car, our financing solutions ensure a smooth experience. Apply online or visit a nearby branch to explore tailored loan options. Take the next step towards owning a car with a trusted lending partner by your side.

Used Car Loan Types in Dhubri

Shriram Finance provides a range of used car loan types in Dhubri designed to meet various customer needs. Pick the loan type that is suitable for your financial situation.

Pre-Owned Car Loan

Pre-Owned Car Loan

This loan helps in purchasing a second-hand vehicle, offering financing of up to 85%* of the car's market value.
Loan Against Car (Car Refinancing)

Loan Against Car (Car Refinancing)

You can take a loan by using your car's value, provided there are no existing loans on it. This option is very useful for immediate financial needs.

Features and Benefits of Used Car Loans in Dhubri

The features and benefits of a Used car loan in Dhubri offered by Shriram Finance are designed to make it easier for customers to buy a used car without financial stress.
Competitive Interest Rates

Competitive Interest Rates

Starting from 10%* p.a., ensuring cost-effective financing.
High Financing Percentage

High Financing Percentage

Avail up to 85%* of the car's market value as a loan.
Flexible Repayment Tenures

Flexible Repayment Tenures

Choose a loan term of up to 48 months as per your financial convenience.
Regular Reminders

Regular Reminders

Get alerts to stay updated on your loan payments.
Easy Online Application

Easy Online Application

Apply online for a fast and hassle-free loan process.
Car Refinancing Options

Car Refinancing Options

Secure a loan against your debt-free car without selling it.
Customised Loan Solutions

Customised Loan Solutions

Tailored loan plans to suit different financial requirements.
Dedicated Customer Service

Dedicated Customer Service

Our support team is available to guide you through your loan journey.

Used Car Loan Interest Rates in Dhubri

Shriram Finance provides used car loan interest rates in Dhubri starting from 10%* p.a.. Flexible repayment plans make it easier to finance a pre-owned car. For a detailed breakdown of interest rates and fees, refer to the table below:

Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing Feesup to 5%*
Foreclosure Chargesup to 4%*
Loan Tenureup to 48 months

To estimate your EMI, use our second-hand car loan EMI calculator and assess your repayment capacity before applying.

How to Use the Used Car Loan EMI Calculator

Easily calculate your used car loan EMIs by entering the loan amount and tenure into the pre-owned car loan calculator. It will instantly generate your monthly instalments. This tool can be helpful in planning your budget effectively.

STEP 01

Required Loan Amount

â‚ı

STEP 02

Interest Rate

%

Min 10%

Max 42%

STEP 03

Loan Tenure
months

Min 18 months

Max 48 months

Loan Summary

loangraph

Loan

Loan Amount

â‚ı 1,00,000

Interest Payable

â‚ı 8,103

Monthly EMI

â‚ı 6,006

Car Refinancing in Dhubri

Shriram Finance offers a car refinancing solution, enabling you to obtain funds without selling your vehicle. Instead of parting with your car, refinancing allows you to retain ownership while accessing financial support. This service comes with flexible repayment terms and competitive interest rates. Your vehicle must be loan-free to qualify for refinancing.

Eligibility and Documentation Criteria for Used Car Loans in Dhubri

To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.

  • Individual IconEligibility Criteria:
    • Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
    • Residency: All Indian residents.
    • Income: Requirements vary based on the vehicle model, age, and repayment tenure.
  • Individual IconRequired Documents:
      To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
    • KYC Documents: Proof of identity and address.
    • Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
    • Bank Statements: Recent bank statements may be required.
    • Vehicle Documents: Registration certificate and insurance details of the used car.

Step-by-Step Application Process for Used Car Loans in Dhubri

To apply for a used car loan, follow the steps below:

How To Apply
  • Step 1

    Visit the Shriram Finance website and register using your mobile number.
  • Step 2

    Verify the OTP sent to your mobile number to proceed.
  • Step 3

    Provide your personal information such as name, address, and contact details.
  • Step 4

    Once your application is submitted, a representative will connect with you to process your loan further.

Our Used Car Loan Branches in Dhubri

Shriram Finance has a presence in Dhubri to help you with used car loan applications. Use our branch locator tool to find the nearest branch for in-person assistance.

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Used Car Loan Customer Care in Dhubri

Our dedicated customer service team in Dhubri is available to address all pre-owned car loan queries. You can reach out via phone or visit a branch for guidance. Below is a table with customer care contact details:

Used Car Loan Status in Dhubri

Track your used car loan status by logging into your Shriram Finance account. Visit the 'Loan Status' section and enter your application or loan account number for updates. You may also check your loan status at a branch or by contacting customer service. Make your car ownership journey smooth with a convenient and affordable used car loan from Shriram Finance.

Used Car Loan FAQs

Can I get a used car loan in Dhubri?

Yes, Shriram Finance offers used car loans in Dhubri, providing financing solutions for pre-owned vehicles.

What are the eligibility criteria for a used car loan in Dhubri?

Applicants must be Indian residents aged 21* to 59* years at loan maturity. Eligibility depends on the car's model, age, and chosen loan tenure.

What is the interest rate on a used car loan?

Our used car loan interest rates start at 10%* p.a., though the final rate will depend on various factors.

What documents are required for a used car loan in Dhubri?

Essential documents include a completed application form, KYC documents, income proof, bank statements, and vehicle registration certificate. Additional documents may be required as per your loan profile.

What is the processing fee for a used car loan?

A processing fee of up to 5%* of the loan amount is applicable for a used car loan.

What is the down payment required for a used car loan in Dhubri?

We provide financing of up to 85%* of the car's market value, requiring a minimum 15%* down payment.

Can I apply for a used car loan online in Dhubri?

Yes, you can apply online for a used car loan in Dhubri through the Shriram Finance website or the Shriram One mobile app by following a simple process.

What is the maximum loan amount I can get for a used car in Dhubri?

You can avail up to 85%* of the vehicle's value as a loan. The minimum loan amount starts from â‚ı1 lakh*.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.