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Shriram Used Car Loans

Used Car Loans in Dhule

In Dhule, buying a used car has never been simpler. Shriram Finance offers Used Car Loans in Dhule to make owning a pre-owned vehicle both affordable and convenient. With interest rates starting as low as 10%* p.a. and financing up to 85%* of the vehicle's value, we ensure you can drive your dream car without stretching your budget. The online application process is quick and easy, helping you secure approval without unnecessary delays. Our dedicated team is always ready to assist, ensuring a smooth journey from application to driving away in your new car.

Used Car Loan Types in Dhule

Shriram Finance offers several types of Second-Hand Car Loan options in Dhule, tailored to meet a variety of customer requirements. Take time to evaluate each loan type to determine which one best aligns with your specific financial situation and objectives.

Pre-Owned Car Loan

Pre-Owned Car Loan

This loan is specifically designed to finance the purchase of pre-owned vehicles, offering financing for up to 85%* of the vehicle's appraised value.
Car Refinancing (Loan Against Car)

Car Refinancing (Loan Against Car)

If you currently own a car without any existing loans, you can leverage its value to access funds for immediate needs. This provides you with the capital you need without having to sell your vehicle.

Features and Benefits of Used Car Loans in Dhule

The features and benefits of a Used car loan in Dhule offered by Shriram Finance are designed to make it easier for customers to buy a used car without financial stress.
Competitive Interest Rates:

Competitive Interest Rates:

Starting at 10%* p.a., our financing options are designed to be affordable and manageable, helping you save money over the life of the loan.
Flexible Repayment Terms:

Flexible Repayment Terms:

We offer flexible repayment schedules extending up to 48 months, allowing you to select a timeline that best fits your budget and financial circumstances.
High Financing Percentage:

High Financing Percentage:

Finance up to 85%* of the vehicle's value, significantly reducing your upfront costs and making car ownership more attainable for a wider range of individuals.
Timely Payment Reminders:

Timely Payment Reminders:

Receive regular notifications to help you stay organiaed and on track with your loan payments, avoiding any unnecessary late fees.
Easy Online Application:

Easy Online Application:

Our streamlined application process can be completed online in just a few simple steps, saving you valuable time and effort.
Car Refinancing Options:

Car Refinancing Options:

Leverage the value of your existing car to access additional funds, provided that there are no existing loans secured against the vehicle.
Dedicated Customer Service:

Dedicated Customer Service:

Our knowledgeable and friendly customer service team is readily available to assist you with any questions or concerns you may have throughout the loan process.
Customised Loan Solutions:

Customised Loan Solutions:

We are dedicated to providing personaliaed loan options tailored to meet your unique financial needs and preferences, ensuring the best fit for your specific circumstances.

Used Car Loan Interest Rates in Dhule

Shriram Used Car Loan Interest Rates in Dhule start at a competitive rate of 10%* p.a., making our financing options both attractive and budget-conscious. Our interest rates are strategically structured to support manageable repayment schedules, ensuring that owning a pre-owned car remains an economically sound decision.

Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing Feesup to 5%*
Foreclosure Chargesup to 4%*
Loan Tenureup to 48 months

Utilise our second-hand car loan EMI calculator to estimate your potential interest obligations and monthly payments. This valuable tool can help you proactively plan your finances before committing to a loan.

How to Use the Used Car Loan EMI Calculator

To effectively utilise the pre-owned car loan EMI calculator, simply enter your desired loan amount and select your preferred repayment tenure. The calculator will instantly provide your estimated monthly EMI, allowing you to fine-tune your financial planning. This intuitive tool clearly demonstrates how different loan amounts and repayment terms can impact your monthly payments, empowering you to select the option that best suits your budget.

STEP 01

Required Loan Amount

STEP 02

Interest Rate

%

Min 10%

Max 42%

STEP 03

Loan Tenure
months

Min 18 months

Max 48 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 8,103

Monthly EMI

₹ 6,006

Car Refinancing in Dhule

Shriram Finance offers valuable car refinancing options in Dhule, allowing you to leverage the value of your existing car to access immediate funds without having to sell it. This service is an excellent way to utilise your car's equity to meet various financial needs that may arise. Our refinancing solutions feature competitive interest rates and flexible repayment terms, ensuring that you can easily manage your finances while continuing to use your vehicle. This option is available if there are no existing loans on the car, making it a practical and convenient financial solution.

Eligibility and Documentation Criteria for Used Car Loans in Dhule

To assess your used car loan eligibility online, you'll need to meet these essential criteria. These documents may vary based on the applicant's profile and the loan amount.

  • Individual IconEligibility Criteria:
    • Age: Applicant must be between 21*-59* years at loan maturity.
    • Residency: All Indian residents.
    • Income: These will vary depending on the specifics of the vehicle, its age, and the chosen repayment timeline.
  • Individual IconRequired Documents:
      The essential documents required include:
    • KYC Documents: Proof of identity and address.
    • Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
    • Bank Statements: Recent bank statements may be required.
    • Vehicle Documents: Registration certificate and insurance details of the used car.

Step-by-Step Application Process for Used Car Loans in Dhule

Apply for a Used Car Loan is simple; follow these steps:

How To Apply
  • Step 1

    Visit the Shriram Finance website and register using your mobile number.
  • Step 2

    Verify the OTP sent to your mobile number to proceed.
  • Step 3

    Provide your personal information such as name, address, and contact details.
  • Step 4

    Once your application is submitted, a representative will connect with you to process your loan further.

Our Used Car Loan Branches in Dhule

Please use our convenient branch locator tool to find the nearest branch location in Dhule or the surrounding area.

Locate Us

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  • UTTARAKHAND
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Used Car Loan Customer Care in Dhule

Shriram Finance is dedicated to providing exceptional customer care services in Dhule, ensuring that you receive expert assistance with all your pre-owned car Loan queries. You can easily contact us via phone or visit one of our local branches for personalised assistance and dedicated support.

Used Car Loan Status in Dhule

To check your Used Car Loan Status in Dhule, simply log in securely to your account on the Shriram Finance website and navigate to the designated 'Loan Status' section. Once there, enter your application number or your loan account number to retrieve the most current information. Alternatively, you are always welcome to contact our knowledgeable customer care team directly or visit one of our conveniently located branches to inquire about the status of your loan. We are committed to keeping you well-informed throughout every step of the loan process.

Used Car Loan FAQs

Can I get a Used Car Loan in Dhule?

Yes, you can get a Used Car Loan in Dhule from us. We offer adaptable and convenient financing options for pre-owned vehicles.

What are the eligibility criteria for a Used Car Loan in Dhule?

To be eligible for a Used Car Loan, you must be an Indian resident, at least 21* years old, and not more than 59* years old at loan maturity. The income requirement varies based on the vehicle model, age, and repayment tenure.

What is the interest rate on a Used Car Loan?

The interest rate for our Used Car Loans starts at 10%* p.a. but the exact rate may vary based on individual factors.

What documents are required for a Used Car Loan in Dhule?

Required documents include an application form, registration certificate of the vehicle, KYC documents, income proof, and bank statements. The exact list may vary based on your profile and loan amount.

What is the processing fee for a Used Car Loan?

The processing fee for a Used Car Loan is up to 5%* of the loan amount.

What is the down payment required for a Used Car Loan in Dhule?

We offer financing of up to 85%* of the vehicle's value, which means you need to pay a down payment covering the remaining 15%*.

Can I apply for a Used Car Loan online in Dhule?

Yes, you can apply for a Used Car Loan online through the Shriram Finance website or Shriram One mobile app in a few easy steps.

What is the maximum loan amount I can get for a used car in Dhule?

The maximum loan amount for a Used Car Loan is up to 85%* of the vehicle's value, with a minimum loan amount starting from ₹1 lakh*.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.