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Used Car Loans in Dimapur
Dimapur has been witnessing a huge demand for private vehicles due to its expanding trade and growing population. Many residents opt for pre-owned cars as they provide affordability without compromising on quality. Used car loans in Dimapur offer financial support, making vehicle ownership achievable without a large upfront payment. Shriram Finance provides flexible loan options, helping buyers secure financing with ease. Our interest rates begin from 10%* p.a. and we finance up to 85%* of the car's value. Whether for daily commutes or business purposes, a structured loan allows you to own a car without financial stress. With a simple application process and competitive interest rates, purchasing a used car has never been more convenient.
Used Car Loan Types in Dimapur
Shriram Finance provides various used car loan types in Dimapur catering to different financial needs. Choose a loan type that fits your financial plans.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Dimapur
Competitive Interest Rates
Regular Reminders
High Financing Percentage
Flexible Repayment Tenures
Car Refinancing Options
Dedicated Customer Service
Easy Online Application
Customised Loan Solutions
Used Car Loan Interest Rates in Dimapur
Shriram Finance provides used car loans in Dimapur at interest rates starting from 10%* p.a. These rates are designed to keep monthly repayments manageable. This makes it easier to finance a second-hand vehicle. Given below is a summary of the key charges and fees:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to get an instant estimate of your monthly payments. This tool helps you structure your finances before applying.
How to Use the Used Car Loan EMI Calculator
Enter your loan amount and repayment tenure into the pre-owned car loan calculator to receive an estimated EMI instantly. This helps you compare loan options and choose one that aligns with your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Dimapur
Looking to leverage your car's value in Dimapur? Shriram Finance offers car refinancing, enabling you to unlock funds by using your vehicle as security. This service is available for cars with no ongoing loans. Our car refinancing features competitive interest rates with flexible repayment options. It's a convenient way to access funds without selling your car.
Eligibility and Documentation Criteria for Used Car Loans in Dimapur
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Dimapur
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Dimapur
Shriram Finance offers used car loan services in Dimapur, making it easy for residents to purchase pre-owned vehicles with flexible repayment options. Visit the nearest branch to explore loan offerings and get personalised assistance for your financing needs.
Locate Us
Used Car Loan Customer Care in Dimapur
For any queries about a pre-owned car loan in Dimapur, you can contact Shriram Finance customer care for prompt assistance. The support team is available to guide you through the loan process and address your concerns.
Used Car Loan Status in Dimapur
Track your used car loan status in Dimapur easily through Shriram Finance website. Log into your Shriram Finance account, navigate to the 'Loan Status' section, and enter your application or loan account number. You can also contact customer care or visit the nearest branch for real-time updates on your loan application. We ensure you receive timely updates throughout your loan journey.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I avail a used car loan in Dimapur?
Yes, used car loans are available in Dimapur, providing flexible funding options for second-hand car purchases.
What are the eligibility requirements for a used car loan in Dimapur?
To qualify, you must be an Indian resident aged 21* to 59* years at loan maturity. Your eligibility will also depend on factors like the car's model, age, and the loan tenure.
What interest rate applies to used car loans?
Our used car loans start from 10%* p.a., with the final rate determined based on various factors.
Which documents are necessary for a used car loan in Dimapur?
The required documents include a completed application form, KYC papers, income proof, bank statements, and the vehicle's registration certificate. The exact documents may vary based on your loan profile.
How much is the processing fee for a used car loan?
The processing fee for our used car loans is up to 5%* of the loan amount.
What down payment is needed for a used car loan in Dimapur?
You need to cover at least 15%* of the car's cost, as Shriram Finance provides financing of up to 85%*.
Can I apply online for a used car loan in Dimapur?
Yes, you can apply online through the Shriram Finance website or via the Shriram One mobile app.
What is the highest loan amount I can get for a used car in Dimapur?
You can receive financing of up to 85%* of the car's value, with the minimum loan amount being ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.