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Used Car Loans in Guna
Residents in Guna regularly commute to surrounding communities for retail purchases and essential services. Second-hand vehicles help citizens manage these routine trips with greater convenience. Used car loans in Guna address regional transportation needs effectively. Shriram Finance delivers used car loans in Guna starting at 10%* p.a.. With our accommodating repayment plans of up to 48 months, obtaining a car becomes financially achievable for numerous families.
Used Car Loan Types in Guna
Shriram Finance presents tailored used car loan in Guna options developed to accommodate the diverse financial requirements of area residents. Choose the loan category that most effectively addresses your needs and financial position.
Loan Against Car (Car Refinancing)
Pre-Owned Car Loan
Features and Benefits of Used Car Loans in Guna
Flexible Repayment Tenures
Regular Reminders
High Financing Percentage
Competitive Interest Rates
Car Refinancing Options
Dedicated Customer Service
Customised Loan Solutions
Easy Online Application
Used Car Loan Interest Rates in Guna
Shriram Used Car Loan Interest Rates in Guna begin from 10%* p.a., providing cost-effective and competitive financing solutions. Our interest rates are structured to facilitate reasonable loan instalments, making sure that purchasing a used vehicle aligns with your budget constraints. Below you'll find a detailed analysis of the essential charges and fees related to our Used Car Loan.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Enhance your financial planning by utilising our second-hand car loan EMI calculator to determine your expected interest rate and monthly obligations before proceeding with your loan application.
How to Use the Used Car Loan EMI Calculator
Benefit from the straightforward pre-owned car loan calculator to chart your used automobile financing approach. Input your preferred loan amount and select a suitable repayment period to get an immediate estimation of your monthly EMI commitment. This functional tool was created to enhance your loan preparation process. It transparently illustrates how changes to loan values and tenure choices affect your monthly payments, allowing you to choose the most beneficial financing arrangement that matches your financial circumstances.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Guna
In Guna, Shriram Finance presents distinctive car refinancing programs that enable you to monetise your vehicle's value while retaining complete ownership. Transform your car's equity into immediate funds for addressing diverse financial requirements. With favourable interest rates and flexible repayment structures, Shriram Finance guarantees hassle-free financial management while you continue enjoying your automobile. This specialised refinancing arrangement is tailored exclusively for loan-free vehicles, offering a practical funding solution when you need supplementary resources for individual or entrepreneurial needs.
Eligibility and Documentation Criteria for Used Car Loans in Guna
To check used car loan eligibility online in Guna, potential borrowers need to satisfy these standards. Document prerequisites may vary depending on individual profiles and financing requirements.
Eligibility Criteria:- Age: Minimum age of 21* years, not surpassing 59* years when the loan period ends.
- Residency: Available to all Indian nationals.
- Income: Specific criteria vary according to the car's brand, age, and preferred repayment schedule.
Required Documents:- When you check used car loan eligibility online, particular paperwork is mandatory. The crucial documents consist of:
- KYC Documents: Recognised identity and residence proof.
- Income Proof: Work credentials for those who are salaried; tax returns for self-employed individuals.
- Vehicle Documents: Complete registration certificate and current insurance documentation for the second-hand vehicle.
- Bank Statements: Recent banking records may be requested.
Step-by-Step Application Process for Used Car Loans in Guna
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Guna
Shriram Finance has extended its Used Car Loan services to Guna with a customer-friendly branch offering quick processing and minimal paperwork. Contact our team or visit any of our accessible Guna branch locations for customised guidance on used vehicle loans. Key locations include:
Locate Us
Used Car Loan Customer Care in Guna
For Pre-owned Car Loan guidance in Guna, Shriram Finance maintains dedicated customer support channels. You can obtain customised assistance by connecting with our team or by visiting one of our conveniently located branches in your area. Our used car loan customer service numbers are presented below:
Used Car Loan Status in Guna
To check your used car loan status in Guna, authenticate your credentials on the Shriram Finance website, go to the 'Loan Status' module and submit your application number or loan account number. Alternatively, you're welcome to call our customer assistance line or visit any local branch in Guna to learn about your application's current progress. We are devoted to ensuring you stay updated throughout all phases of the loan processing procedure.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Guna?
Yes, Shriram Finance offers Used Car Loans in Guna. Shriram Finance delivers adaptable and user-friendly financing options for pre-owned automobiles.
What are the eligibility criteria for a Used Car Loan in Guna?
To be eligible for a Used Car Loan in Guna, you should be an Indian citizen, have attained 21* years of age, and not be older than 59* years at loan completion. Income specifications will vary based on the vehicle model, its age, and your preferred repayment arrangement.
What is the interest rate on a Used Car Loan?
Interest rates for Used Car Loans through Shriram Finance begin at 10%* p.a.. Your individual rate will be calculated according to multiple aspects of your economic standing.
What documents are required for a Used Car Loan in Guna?
Required documentation includes a thoroughly filled application form, the car's registration documents, KYC paperwork, verification of your earnings, and recent bank statements. Document prerequisites may vary depending on your personal conditions and the loan value you're seeking.
What is the processing fee for a Used Car Loan?
Shriram Finance imposes a processing fee up to 5%* of the main loan sum for Used Car Loans.
What is the down payment required for a Used Car Loan in Guna?
Shriram Finance extends funding for up to 85%* of the automobile's determined price, requiring you to provide a down payment for the remaining 15%*.
Can I apply for a Used Car Loan online in Guna?
Yes, you can conveniently apply for a Used Car Loan online via Shriram Finance's corporate website or by employing the Shriram One mobile app with minimal hassle.
What is the maximum loan amount I can get for a used car in Guna?
The maximum financing available for a Used Car Loan amounts up to 85%* of the vehicle's appraised value, with minimum loan sums beginning at ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.