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Used Car Loan in Guwahati
Thinking of buying a second-hand car in Guwahati? A Used Car Loan in Guwahati from Shriram Finance can help you arrange funds without financial strain. Instead of delaying your purchase, you can choose a car that suits your needs and repay the amount conveniently. Knowing the eligibility criteria, required documents, and loan process in advance can make your application smoother. This guide provides all the key details to help you move forward with confidence.
Used Car Loan Types in Guwahati
Shriram Finance presents flexible second-hand car loan options in Guwahati to support various customer needs. Choose a loan that aligns with your budget and personal goals.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loan in Guwahati
High Financing Percentage
Competitive Interest Rates
Flexible Repayment Tenures
Regular Reminders
Customised Loan Solutions
Car Refinancing Options
Dedicated Customer Service
Easy Online Application
Used Car Loan Interest Rates in Guwahati
Shriram Finance offers a used car loan in Guwahati with competitive interest rates starting from 10%* p.a. These rates are designed to make loan repayment simple, so you can purchase a pre-owned car without financial strain. Find below the key charges and fees applicable:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Our second-hand car loan EMI calculator helps you check your estimated EMIs and interest rates with ease. This tool makes loan planning simpler by allowing you to compare different repayment options and choose what suits you best.
How to Use the Used Car Loan EMI Calculator
The pre-owned car loan calculator helps you estimate your EMI before applying. Just enter the loan amount and tenure, and the tool will instantly display your monthly payment. This ensures you make a well-informed financial decision and select a loan term that matches your repayment capacity.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Guwahati
With car refinancing options in Guwahati from Shriram Finance, you can obtain quick financial support by leveraging your car's value while keeping ownership. This service enables you to access funds without selling your vehicle. We provide competitive interest rates and easy repayment options to ensure stress-free loan management. However, this facility is available only if your car does not have an active loan, making it a reliable financial option.
Eligibility and Documentation Criteria for Used Car Loan in Guwahati
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
- Residency: All Indian residents.
Required Documents:- The essential documents required include:
- Income Proof: Salary slips for salaried individuals, and income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- KYC Documents: Proof of identity and address.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loan in Guwahati
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Guwahati
Shriram Finance offers branch services in Guwahati, making it easier for customers to connect with us. Our branch network is spread across prominent areas for better accessibility. Some key branch locations include:
Locate Us
Used Car Loan Customer Care in Guwahati
Shriram Finance is committed to helping customers in Guwahati with their Pre-owned Car Loan inquiries. You can get in touch with us through a call or by visiting a nearby branch for in-person support. Below are our used car loan customer care numbers:
Used Car Loan Status in Guwahati
To know your Used Car Loan Status in Guwahati, simply log in to Shriram Finance website and go to the 'Loan Status' section. Provide your loan account or application number to track the status. You can also connect with our customer care team or visit a branch for assistance.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Guwahati?
Yes, Shriram Finance offers Used Car Loans in Guwahati with a straightforward process and quick approval. Various repayment options are available.
What are the eligibility criteria for a Used Car Loan in Guwahati?
To qualify, an applicant must be an Indian citizen aged between 21* and 59* years at loan maturity. The required income depends on the car's model, age, and loan period.
What is the interest rate on a Used Car Loan?
The interest rate starts from 10%* p.a., but the final rate may vary based on the applicant's financial profile and car details.
What documents are required for a Used Car Loan in Guwahati?
Applicants must submit an application form, KYC documents, proof of income, bank statements, and the vehicle's registration certificate. Additional documents may be needed.
What is the processing fee for a Used Car Loan?
The processing fee is up to 5%* of the loan amount. Visit Shriram Finance's website for updated charges.
What is the down payment required for a Used Car Loan in Guwahati?
up to 85%* of the car's price can be financed, with the buyer paying the remaining 15%* as a down payment.
Can I apply for a Used Car Loan online in Guwahati?
Yes, applications can be submitted online through Shriram Finance's website or Shriram One app.
What is the maximum loan amount I can get for a used car in Guwahati?
The loan amount can go up to 85%* of the vehicle's value, with a minimum loan starting at ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.