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Used Car Loan in Haldia
A Used Car Loan in Haldia from Shriram Finance makes it easier to own a second-hand car without disrupting your budget. Instead of paying a lump sum, you can opt for structured repayments, making the process more manageable. Understanding the eligibility criteria, required documents, and loan procedure beforehand ensures a smooth application. This guide provides all the essential details to help you take the next step without complications.
Used Car Loan Types in Haldia
Shriram Finance provides different types of second-hand car loan options in Haldia to serve all kinds of customer requirements. Pick a loan option that matches your financial condition and personal needs.
Loan Against Car (Car Refinancing)
Pre-Owned Car Loan
Features and Benefits of Used Car Loan in Haldia
Competitive Interest Rates
Flexible Repayment Tenures
High Financing Percentage
Regular Reminders
Car Refinancing Options
Dedicated Customer Service
Easy Online Application
Customised Loan Solutions
Used Car Loan Interest Rates in Haldia
The Used Car Loan in Haldia from Shriram Finance offers interest rates starting at 10%* p.a., making financing a pre-owned car more affordable. These competitive rates keep your loan repayments manageable, ensuring stress-free ownership. Below is a complete breakdown of the charges and fees related to our Used Car Loan.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
You can also use our second-hand car loan EMI calculator to know your possible interest rate and EMIs. This simple tool helps you plan your repayments in advance and choose the right loan option.
How to Use the Used Car Loan EMI Calculator
Using the pre-owned car loan calculator is simple. Just choose your desired loan amount and tenure, and the calculator will instantly generate your estimated EMI. This helps you get a clear idea of your repayment schedule before applying. The calculator is designed to show how different loan amounts and tenures affect your EMI, helping you make a well-informed decision. It is a convenient tool to ensure that your loan fits within your financial plan.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Haldia
With car refinancing options in Haldia from Shriram Finance, you can use your car's value to secure extra funds without selling it. This service helps you access immediate financial support while still keeping your vehicle. We offer competitive interest rates and flexible repayment terms, ensuring that you can comfortably manage your finances. This refinancing option is available only if the car is free of existing loans, making it an ideal financial solution for those in need of quick funds.
Eligibility and Documentation Criteria for Used Car Loan in Haldia
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loan in Haldia
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Haldia
To serve you better, Shriram Finance has many branches across Haldia. Our branches are located in important areas, making it convenient for you to reach us. Some key locations include:
Locate Us
Used Car Loan Customer Care in Haldia
Shriram Finance offers special customer care services in Haldia to handle all your Pre-owned Car Loan questions. You can contact us through a call or visit one of our branches for personal assistance. Below are our used car loan customer care numbers:
Used Car Loan Status in Haldia
To know your Used Car Loan Status in Haldia, visit Shriram Finance website and log in to your account. Go to the 'Loan Status' page and enter your loan account number or application number to check the status. You can also get in touch with us by calling our customer care number or visiting any of our branches. We ensure that you stay updated on your loan status throughout the process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Haldia?
Yes, you can get a Used Car Loan in Haldia from us. We offer adaptable and convenient financing options for pre-owned vehicles.
What are the eligibility criteria for a Used Car Loan in Haldia?
To be eligible for a Used Car Loan, you must be an Indian resident, at least 21* years old, and not more than 59* years old at loan maturity. The income requirement varies based on the vehicle model, age, and repayment tenure.
What is the interest rate on a Used Car Loan?
The interest rate for our Used Car Loans starts at 10%* p.a. but the exact rate may vary based on individual factors.
What documents are required for a Used Car Loan in Haldia?
Required documents include an application form, registration certificate of the vehicle, KYC documents, income proof, and bank statements. The exact list may vary based on your profile and loan amount.
What is the processing fee for a Used Car Loan?
The processing fee for a Used Car Loan is up to 5%* of the loan amount.
What is the down payment required for a Used Car Loan in Haldia?
We offer financing of up to 85%* of the vehicle's value, which means you need to pay a down payment covering the remaining 15%*.
Can I apply for a Used Car Loan online in Haldia?
Yes, you can apply for a Used Car Loan online through the Shriram Finance website or Shriram One mobile app in a few easy steps.
What is the maximum loan amount I can get for a used car in Haldia?
The maximum loan amount for a Used Car Loan is up to 85%* of the vehicle's value, with a minimum loan amount starting from 1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.