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Used Car Loan in Hamirpur
Planning to buy a second-hand car in Hamirpur? A Used Car Loan in Hamirpur from Shriram Finance can help you get the car you need without paying the full amount upfront. Whether for daily commutes, business, or family use, this loan provides financial support to make car ownership easier. Understanding the eligibility criteria, required documents, and loan process beforehand can simplify your application. This guide will walk you through all the key details to help you apply with ease.
Used Car Loan Types in Hamirpur
Shriram Finance provides customer-friendly second-hand car loan options in Hamirpur, making financing simple. Pick a financing option that supports your budget and requirements.
Loan Against Car (Car Refinancing)
Pre-Owned Car Loan
Features and Benefits of Used Car Loan in Hamirpur
High Financing Percentage
Competitive Interest Rates
Flexible Repayment Tenures
Regular Reminders
Customised Loan Solutions
Car Refinancing Options
Dedicated Customer Service
Easy Online Application
Used Car Loan Interest Rates in Hamirpur
Get a used car loan in Hamirpur from Shriram Finance at interest rates starting from 10%* p.a. These rates are structured to keep your EMIs reasonable, making it easier to finance a second-hand car without financial pressure. Here is a breakdown of the key charges and fees:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
With our second-hand car loan EMI calculator, you can instantly check your estimated EMIs and interest rate. This allows you to plan your finances well in advance and select a loan option that fits your repayment capacity.
How to Use the Used Car Loan EMI Calculator
The pre-owned car loan calculator lets you plan your loan repayments with ease. Enter the loan amount and tenure, and the tool will quickly show your estimated EMI. This makes it easy to compare different options and select a loan that fits your budget without any hassle.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Hamirpur
With car refinancing options in Hamirpur from Shriram Finance, you can raise funds against your car's value while still using it. This service offers financial support without requiring you to sell your vehicle. We provide affordable interest rates and flexible repayment options to make loan management convenient. However, this facility is available only if the car does not have an active loan, making it an ideal choice for those who need quick financial assistance.
Eligibility and Documentation Criteria for Used Car Loan in Hamirpur
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- Income Proof: Salary slips for salaried individuals, and income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- KYC Documents: Proof of identity and address.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loan in Hamirpur
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Hamirpur
Shriram Finance has branch services in Hamirpur to serve customers efficiently. Our branches are situated in important locations, ensuring easy accessibility. Some major branch locations include:
Locate Us
Used Car Loan Customer Care in Hamirpur
Shriram Finance provides customer care support in Hamirpur to help with all your Pre-owned Car Loan-related needs. You can contact our team via phone or visit a branch for personalised guidance. Below are our used car loan customer care numbers:
Used Car Loan Status in Hamirpur
To check your Used Car Loan Status in Hamirpur, log in to Shriram Finance website and enter your loan account or application number under the 'Loan Status' section. Alternatively, you can contact customer service or visit a nearby branch for updates.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Hamirpur?
Yes, Shriram Finance offers Used Car Loans in Hamirpur with a simple process and quick approval. Flexible repayment plans are available.
What are the eligibility criteria for a Used Car Loan in Hamirpur?
Applicants must be Indian citizens aged between 21* and 59* years at loan maturity. The required income varies based on the car's model, age, and repayment period.
What is the interest rate on a Used Car Loan?
The interest rate starts at 10%* p.a., but the exact rate may depend on the applicant's financial profile and vehicle details.
What documents are required for a Used Car Loan in Hamirpur?
Key documents include an application form, KYC papers, proof of income, bank statements, and the vehicle's registration certificate. Additional documents may be requested.
What is the processing fee for a Used Car Loan?
The processing fee is up to 5%* of the loan amount. Visit Shriram Finance's website for the latest charges.
What is the down payment required for a Used Car Loan in Hamirpur?
up to 85%* of the car's value can be financed, and the remaining 15%* must be paid as a down payment.
Can I apply for a Used Car Loan online in Hamirpur?
Yes, applicants can apply online through Shriram Finance's website or Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Hamirpur?
The loan amount can be up to 85%* of the car's value, with a minimum loan starting at ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.