- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications4
Terms and Conditions
Used Car Loans in Haridwar
Having a car in Haridwar simplifies travel, making daily commutes and long drives more convenient. However, purchasing a new car involves a substantial financial commitment. A used car is an excellent alternative, offering affordability without compromising on quality. Shriram Finance provides used car loans in Haridwar with loan amounts starting from âı1 lakh* and flexible repayment tenures of up to 48 months. Our competitive interest rates and hassle-free online application process ensure a smooth financing experience. Now, driving your own car in Haridwar is easier than ever. Take the first step today! Apply online in minutes or get expert support at your nearest branch.
Used Car Loan Types in Haridwar
Shriram Finance provides a range of used car loan types in Haridwar designed to meet various customer needs. Select the loan type that aligns best with your financial goals and situation.
Pre-owned car loan
Loan against car (Car refinancing)
Features and Benefits of Used Car Loans in Haridwar
Competitive interest rates
High financing percentage
Regular reminders
Flexible repayment tenures
Easy online application
Customised loan solutions
Dedicated customer service
Car refinancing options
Used Car Loan Interest Rates in Haridwar
Shriram Finance provides used car loan interest rates in Haridwar starting at 10%* p.a., making car ownership more affordable. Our structured repayment options ease the financial responsibility of buying a pre-owned car. Refer to the table below for a breakdown of fees and charges:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
To estimate your EMIs and interest rates, use our second-hand car loan EMI calculator. This easy-to-use tool helps you plan your loan efficiently before applying.
How to Use the Used Car Loan EMI Calculator
Using the pre-owned car loan calculator is simple-just enter your loan amount and preferred tenure. The tool will instantly calculate your estimated EMI, helping you plan your finances better. You can modify the values to explore different repayment options.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Haridwar
Shriram Finance offers car refinancing solutions in Haridwar. This service allows you to borrow funds using your car's value as collateral, while still maintaining ownership of the vehicle. This means you can access funds without having to sell your vehicle. Our refinancing service is available with competitive interest rates and flexible repayment plans, provided your car has no outstanding loans.
Eligibility and Documentation Criteria for Used Car Loans in Haridwar
To assess your used car loan eligibility online, you'll need to meet these essential criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Haridwar
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Haridwar
If you require a used car loan in Haridwar, Shriram Finance can help. Find your closest branch and obtain individual assistance by utilising our convenient branch locator.
Locate Us
Used Car Loan Customer Care in Haridwar
We offer comprehensive support for all your pre-owned car loan queries in Haridwar. Contact our customer service team by phone or in person at our local branch.
Used Car Loan Status in Haridwar
To track your used car loan status in Haridwar, visit the Shriram Finance website and access the 'Loan Status' section. Enter your loan application number or account details to check the status. You can also contact our customer care team or visit a branch for updates. Let Shriram Finance simplify your used car financing journey.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Haridwar?
Yes, Shriram Finance offers used car loans in Haridwar with easy financing options for purchasing a second-hand vehicle.
What are the eligibility criteria for a used car loan in Haridwar?
To apply for a used car loan in Haridwar, you must be an Indian resident between 21* and 59* years at loan maturity. Income criteria vary based on the car model, age, and repayment period.
What is the interest rate on a used car loan?
Our used car loan interest rates start at 10%* p.a. The actual rate may differ depending on your loan profile.
What documents are required for a used car loan in Haridwar?
You need to submit an application form, KYC documents, vehicle registration certificate, income proof, and bank statements. Document requirements may vary based on the loan amount and applicant profile.
What is the processing fee for a used car loan?
A processing fee of up to 5%* of the loan amount applies.
What is the down payment required for a used car loan in Haridwar?
You need to make a minimum down payment of 15%*, as we offer up to 85%* financing on the car's value.
Can I apply for a used car loan online in Haridwar?
Yes, you can apply online for a used car loan in Haridwar through the Shriram Finance website or the Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Haridwar?
The used car loan amount can go up to 85%* of the car's valuation, with a minimum loan amount of âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.