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Used Car Loans in Hazaribagh
Travelling in Hazaribagh is easier and more convenient with a personal vehicle. Buying a pre-owned car is a practical way to own a vehicle without a significant financial burden. Used car loans in Hazaribagh provide the necessary funds to purchase a second-hand car while keeping your savings intact. Shriram Finance offers flexible financing solutions with competitive interest rates and flexible repayment options. For both first-time car buyers and those upgrading, our loan process ensures a smooth experience. Apply today and take a step closer to owning your car with Shriram Finance.
Used Car Loan Types in Hazaribagh
Here are the various used car loan types in Hazaribagh provided by Shriram Finance. Pick the right loan type that fits your requirements.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Hazaribagh
High Financing Percentage
Competitive Interest Rates
Flexible Repayment Tenures
Regular Reminders
Easy Online Application
Customised Loan Solutions
Dedicated Customer Service
Car Refinancing Options
Used Car Loan Interest Rates in Hazaribagh
Shriram Finance offers used car loans in Hazaribagh with interest rates starting at 10%* p.a. Our cost-effective financing options help you own a pre-owned vehicle while keeping EMIs manageable. To know more, refer to the table below that gives a summary of the key charges:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to get a quick estimate of your monthly instalments and interest rate for a second-hand car loan. This tool helps you plan your finances effectively before applying.
How to Use the Used Car Loan EMI Calculator
To determine your pre-owned car loan EMI, simply enter the loan amount and repayment tenure. The tool will generate an instant estimate, allowing you to compare loan options and choose the most suitable one for your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Hazaribagh
In Hazaribagh, Shriram Finance lets you leverage your car's value for funds via refinancing, keeping your vehicle. This service offers fast cash for various needs, while you maintain car usage. We provide refinancing with competitive rates and flexible repayment. This option applies only to vehicles without existing loan obligations.
Eligibility and Documentation Criteria for Used Car Loans in Hazaribagh
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Hazaribagh
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Hazaribagh
Shriram Finance has set up its network in Hazaribagh to help you with your used car loan application. Use our branch locator to find the nearest office for personalised service.
Locate Us
Used Car Loan Customer Care in Hazaribagh
Our dedicated customer care team in Hazaribagh is available to assist you with all pre-owned car loan-related queries. You can reach out via phone or visit our branch for further assistance. A table with our customer care contact details is provided below:
Used Car Loan Status in Hazaribagh
To monitor your used car loan status in Hazaribagh, log in to your Shriram Finance account, access the 'Loan Status' section, and enter your application or loan account number. You can also contact our customer care team or visit a branch for the latest updates. We ensure you stay informed throughout your loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Hazaribagh?
Yes, Shriram Finance offers used car loans in Hazaribagh with tailored financing solutions for pre-owned cars.
What are the eligibility criteria for a used car loan in Hazaribagh?
To qualify for our used car loan, you must be an Indian resident, aged between 21* years and 59* years at the loan's maturity. Income requirements are determined by the car's model, age, and your chosen repayment term.
What is the interest rate on a used car loan?
The interest rate for our used car loans starts at 10%* p.a., though it may vary based on various factors.
What documents are required for a used car loan in Hazaribagh?
To apply for a used car loan with Shriram Finance, you need an application form, KYC documents, income proof, bank statements, and the vehicle's registration certificate. Exact requirements may differ based on your loan profile.
What is the processing fee for a used car loan?
The processing fee for a used car loan with Shriram Finance can go up to 5%* of the loan amount.
What is the down payment required for a used car loan in Hazaribagh?
You need to pay a down payment of 15%* since we finance up to 85%* of the vehicle's value.
Can I apply for a used car loan online in Hazaribagh?
Yes, online applications for used car loans in Hazaribagh are available via the Shriram Finance website or the Shriram One app, following a simple process.
What is the maximum loan amount I can get for a used car in Hazaribagh?
The maximum loan amount for a used car is up to 85%* of its value, with a minimum of ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.