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Shriram Used Car Loans

Used Car Loans in Jagtial

Jagtial has a mix of town and rural areas. Moving between these places is important for work and family needs. A used car makes these journeys quicker and more comfortable. Used car loans in Jagtial help make car ownership possible. Shriram Finance gives used car loans in Jagtial at 10%* p.a.. Payment plans of up to 48 months suit many income levels. The process is fast and straightforward.

Used Car Loan Types in Jagtial

For Jagtial residents, Shriram Finance provides specialised used car loan arrangements structured to accommodate various customer necessities. Select the loan option that most appropriately aligns with your requirements and economic profile.

Loan Against Car (Car Refinancing)

Loan Against Car (Car Refinancing)

This financial facility enables you to harness your vehicle's market worth to obtain essential funds, assuming no ongoing loans are secured against the car. It functions as an optimal choice for handling pressing financial situations while maintaining ownership of your automobile.
Pre-Owned Car Loan

Pre-Owned Car Loan

Formulated for those acquiring second-hand vehicles in Jagtial, this financing package offers up to 85%* of the vehicle's assessed value, streamlining the pathway to used car possession.

Features and Benefits of Used Car Loans in Jagtial

The features and benefits of a Used car loan in Jagtial offered by Shriram Finance are designed to make it easier for customers to buy a used car without financial stress.
High Financing Percentage

High Financing Percentage

Acquire funding covering up to 85%* of your desired vehicle's appraised worth.
Regular Reminders

Regular Reminders

Track your payment deadlines with convenient notifications from Shriram Finance.
Flexible Repayment Tenures

Flexible Repayment Tenures

Arrange your loan repayment over a duration up to 48 months.
Competitive Interest Rates

Competitive Interest Rates

Support your second-hand car purchase with rates starting at just 10%* p.a., enhancing your financial advantage.
Customised Loan Solutions

Customised Loan Solutions

Utilise loan arrangements specifically formulated to your economic circumstances and requirements.
Car Refinancing Options

Car Refinancing Options

Exceeding standard balance transfers, Shriram Finance provides refinancing that permits you to secure extra funds against your automobile's valuation without requiring a current loan.
Easy Online Application

Easy Online Application

Process your loan application via an intuitive digital platform that expedites the process.
Dedicated Customer Service

Dedicated Customer Service

Shriram Finance features an attentive support team ready to resolve any inquiries or difficulties.

Used Car Loan Interest Rates in Jagtial

For Pre-owned Car Loan consultation in Jagtial, Shriram Finance features dedicated customer service resources. You can access customised guidance by reaching out to our representatives or by visiting one of our conveniently located branches in your area. Our used car loan customer service telephone numbers are listed below:

Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing Feesup to 5%*
Foreclosure Chargesup to 4%*
Loan Tenureup to 48 months

Enhance your financial planning by employing our used car loan EMI calculator to evaluate your projected interest rate and monthly obligations prior to applying for your loan.

How to Use the Used Car Loan EMI Calculator

Access our pre-owned car loan calculator to outline your used car financing approach. Input your preferred loan amount and choose an appropriate repayment duration to get an immediate calculation of your monthly EMI obligation. This practical resource was designed to ease your loan preparation experience. It explicitly demonstrates how modifications to loan values and term selections influence your monthly installments, helping you select the most favorable financing arrangement that matches your fiscal capabilities.

STEP 01

Required Loan Amount

â‚ı

STEP 02

Interest Rate

%

Min 10%

Max 42%

STEP 03

Loan Tenure
months

Min 18 months

Max 48 months

Loan Summary

loangraph

Loan

Loan Amount

â‚ı 1,00,000

Interest Payable

â‚ı 8,103

Monthly EMI

â‚ı 6,006

Car Refinancing in Jagtial

Shriram Finance offers car refinancing options in Jagtial, allowing you to leverage your vehicle's value for immediate funds without having to sell it. This service helps you to use your car's equity to access immediate funds which can be useful for various financial needs. Our refinancing solutions provide competitive interest rates and flexible repayment options so that you can effortlessly manage your finances while keeping your vehicle. This option is available if there are no existing loans on the vehicle, making it a practical financial solution for those needing additional funds.

Eligibility and Documentation Criteria for Used Car Loans in Jagtial

To check used car loan eligibility online, prospective borrowers need to fulfil these standards. Document prerequisites may differ based on individual profiles and financing requirements.

  • Individual IconEligibility Criteria:
    • Income: Specific requirements vary depending on the vehicle's make, age, and selected repayment period.
    • Age: At least 21* years old, not surpassing 59* years at loan conclusion.
    • Residency: Accessible to all Indian residents.
  • Individual IconRequired Documents:
      To check used car loan eligibility online, particular paperwork is essential. The important documents comprise:
    • Vehicle Documents: Full registration certificate and current insurance papers for the pre-owned vehicle.
    • KYC Documents: Authorised identity and address proof.
    • Income Proof: Employment documentation for salaried applicants; tax filings for self-employed individuals.
    • Bank Statements: Recent banking records may be required.

Step-by-Step Application Process for Used Car Loans in Jagtial

To apply for a used car loan, follow the steps below:

How To Apply
  • Step 1

    Visit the Shriram Finance website and register using your mobile number.
  • Step 2

    Verify the OTP sent to your mobile number to proceed.
  • Step 3

    Provide your personal information such as name, address, and contact details.
  • Step 4

    Once your application is submitted, a representative will connect with you to process your loan further.

Our Used Car Loan Branches in Jagtial

Shriram Finance has established its Used Car Loan services in Jagtial through a customer-centric branch providing speedy processing and streamlined paperwork. Key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Used Car Loan Customer Care in Jagtial

For Pre-owned Car Loan consultation in Jagtial, Shriram Finance features dedicated customer service resources. You can access customised guidance by reaching out to our representatives or by visiting one of our conveniently located branches in your area. Our used car loan customer service telephone numbers are listed below:

Used Car Loan Status in Jagtial

To check your Used Car Loan Status in Jagtial, access your Shriram Finance online profile, go to the 'Loan Status' functionality and provide your application number or loan account number. If you prefer personalised service, our customer support representatives are available via phone, or you may visit any Jagtial branch where our team can check your status using a combination of your voter ID and registered phone number for enhanced security. We are determined to maintain clear communication throughout your entire loan approval experience.

Used Car Loan FAQs

Can I get a Used Car Loan in Jagtial?

Yes, Shriram Finance extends Used Car Loans in Jagtial. Shriram Finance offers versatile and user-friendly financing options for second-hand vehicles.

What are the eligibility criteria for a Used Car Loan in Jagtial?

To qualify for a Used Car Loan in Jagtial, applicants must be Indian residents, have reached 21* years of age, and not exceed 59* years when the loan matures. Income criteria will vary according to the specific vehicle category, its age, and your preferred repayment term.

What is the interest rate on a Used Car Loan?

Shriram Finance's interest rates for Used Car Loans begin at 10%* p.a.. Your precise rate will be established based on various aspects of your financial standing.

What documents are required for a Used Car Loan in Jagtial?

Required documentation comprises a completely filled application form, vehicle registration certificate, KYC verification, evidence of your income, and recent banking statements. Documentation requirements may vary depending on your individual situation and the loan amount requested.

What is the processing fee for a Used Car Loan?

For Used Car Loans, Shriram Finance charges a processing fee that can reach up to 5%* of the total loan principal.

What is the down payment required for a Used Car Loan in Jagtial?

Shriram Finance offers financing for up to 85%* of the vehicle's determined value, meaning you'll need to contribute the remaining 15%* as down payment.

Can I apply for a Used Car Loan online in Jagtial?

Yes, applying for a Used Car Loan can be done easily through Shriram Finance's official website or via the Shriram One mobile application with minimal hassle.

What is the maximum loan amount I can get for a used car in Jagtial?

The maximum financing available for a Used Car Loan extends up to 85%* of the vehicle's appraised value, with minimum loan amounts starting from â‚ı1 lakh*.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.