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Used Car Loans in Jalna
Looking for budget-friendly transport in Jalna? A second-hand car might be just what you need. Shriram provides Used Car Loans in Jalna with terms suited to local buyers. Enjoy interest rates from 10%* p.a. and borrow up to 85%* of your chosen vehicle's worth. The straightforward application system features an online platform for swift approvals without unnecessary complications. This guide explains everything about features, advantages, and how to apply for a Used Car Loan in Jalna.
Used Car Loan Types in Jalna
Shriram Finance provides different Used Car Loan in Jalna to meet various customer needs. Take time to look at each loan type to find the one that best suits your financial situation and needs.
Pre-Owned Car Loan
Car Refinancing (Loan Against Car)
Features and Benefits of Used Car Loans in Jalna
Flexible Repayment Terms
Competitive Interest Rates
Timely Payment Reminders
High Financing Percentage
Customised Loan Solutions
Easy Online Application
Car Refinancing Options
Dedicated Customer Service
Used Car Loan Interest Rates in Jalna
Shriram Used Car Loan Interest Rates in Jalna begin at an affordable 10%* p.a., making our financing choices both appealing and cost-effective. Our interest rates are carefully designed to support manageable repayment plans, ensuring that buying a pre-owned car remains an economical option.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to work out your possible interest costs and monthly payments. This helpful tool can assist you in planning your finances before you commit to a loan.
How to Use the Used Car Loan EMI Calculator
To use the pre-owned car loan EMI calculator effectively, simply type in your desired loan amount and choose your preferred repayment period. The calculator will quickly show your estimated monthly EMI, helping you adjust your financial planning. This easy-to-use tool clearly shows how different loan amounts and repayment terms affect your monthly payments, allowing you to pick the option that best fits your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Jalna
Shriram Finance provides useful car refinancing options in Jalna, letting you use the value of your existing car to get immediate funds without selling it. This service is a great way to use your car's worth to meet various financial needs that might come up. Our refinancing options include competitive interest rates and flexible repayment terms, ensuring that you can manage your finances while still using your vehicle. This choice is available if there are no current loans on the car, making it a practical and convenient financial solution.
Eligibility and Documentation Criteria for Used Car Loans in Jalna
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Applicant must be between 21*-59* years at loan maturity.
- Residency: All Indian residents.
- Income: These will vary depending on the specifics of the vehicle, its age, and the chosen repayment timeline.
Required Documents- The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Jalna
Apply for a Used Car Loan is simple; follow these steps:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Jalna
Please use our easy branch locator tool on the Shriram Finance website to find the closest branch in Jalna or nearby areas.
Locate Us
Used Car Loan Customer Care in Jalna
Shriram Finance is committed to offering excellent customer care services in Jalna, making sure you get expert help with all your Pre-owned Car Loan questions. You can easily reach us by phone or visit any of our local branches for personal assistance and dedicated support.
Used Car Loan Status in Jalna
To check your Used Car Loan Status in Jalna, simply sign in securely to your account on the Shriram Finance website and go to the 'Loan Status' section. Once there, enter your application number or loan account number to see the most up-to-date information. You can also contact our helpful customer care team directly or visit one of our conveniently located branches to ask about your loan status. We are dedicated to keeping you well-informed during every stage of the loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Jalna?
Yes, you can get a Used Car Loan in Jalna from us. We offer adaptable and convenient financing options for pre-owned vehicles.
What are the eligibility criteria for a Used Car Loan in Jalna?
To be eligible for a Used Car Loan, you must be an Indian resident, at least 21* years old, and not more than 59* years old at loan maturity. The income requirement varies based on the vehicle model, age, and repayment tenure.
What is the interest rate on a Used Car Loan?
The interest rate for our Used Car Loans starts at 10%* p.a. but the exact rate may vary based on individual factors.
What documents are required for a Used Car Loan in Jalna?
Required documents include an application form, registration certificate of the vehicle, KYC documents, income proof, and bank statements. The exact list may vary based on your profile and loan amount.
What is the processing fee for a Used Car Loan?
The processing fee for a Used Car Loan is up to 5%* of the loan amount.
What is the down payment required for a Used Car Loan in Jalna?
We offer financing of up to 85%* of the vehicle's value, which means you need to pay a down payment covering the remaining 15%*.
Can I apply for a Used Car Loan online in Jalna?
Yes, you can apply for a Used Car Loan online through the Shriram Finance website or Shriram One mobile app in a few easy steps.
What is the maximum loan amount I can get for a used car in Jalna?
The maximum loan amount for a Used Car Loan is up to 85%* of the vehicle's value, with a minimum loan amount starting from âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.