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Used Car Loan in Jalpaiguri
A Used Car Loan in Jalpaiguri from Shriram Finance helps you purchase a second-hand car without financial strain. With structured repayment options, you can plan your expenses efficiently while securing the vehicle you need. Knowing the eligibility criteria, required documents, and loan process beforehand ensures a hassle-free experience. This guide covers all the essential details to help you get started easily.
Used Car Loan Types in Jalpaiguri
Shriram Finance provides different types of Used Car Loan options to cater to diverse customer requirements. Choose the loan type that best fits your requirements and financial situation.
Pre-Owned Car Loan
Car Refinancing (Loan Against Car)
Features and Benefits of Used Car Loan in Jalpaiguri
Competitive Interest Rates:
Flexible Repayment Tenures:
High Financing Percentage:
Regular Reminders:
Dedicated Customer Service:
Customised Loan Solutions:
Car Refinancing Options:
Easy Online Application:
Used Car Loan Interest Rates in Jalpaiguri
The Used Car Loan in Jalpaiguri from Shriram Finance offers competitive interest rates starting at 10%* p.a., ensuring that financing a pre-owned car is affordable. These rates help keep your monthly EMIs manageable, making it easier to own a used car without financial burden. Below is a list of key charges and fees that come with our Used Car Loan.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
You can also use our second-hand car loan EMI calculator to check your estimated interest rate and EMIs. This tool helps you plan your loan repayments in advance.
How to Use the Used Car Loan EMI Calculator
To use the pre-owned car loan calculator, simply select your desired loan amount and tenure. The calculator will instantly provide your monthly EMI helping you plan your finances effectively. It is a user-friendly tool to help you plan your loan. This calculator helps you understand how different loan amounts and tenures affect your monthly payments, allowing you to choose the most suitable option for your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Jalpaiguri
With car refinancing options in Jalpaiguri from Shriram Finance, you can unlock extra funds by using your car's value without selling it. This option helps you meet urgent financial needs while keeping your vehicle. We provide competitive interest rates and flexible repayment terms to make repayment easier. This facility is only available if there are no existing loans on the car, making it a great financial solution for those looking for quick funds.
Eligibility and Documentation Criteria for Used Car Loan in Jalpaiguri
To assess your used car loan eligibility online, you'll need to meet these essential criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Residency: All Indian residents.
- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loan in Jalpaiguri
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Jalpaiguri
Shriram Finance has multiple branches in Jalpaiguri to make banking and loan services easily accessible for you. These branches are located in key parts of the city so that you can visit without hassle. A few important locations are:
Locate Us
Used Car Loan Customer Care in Jalpaiguri
Shriram Finance offers dedicated customer care services in Jalpaiguri for Pre-owned car Loan queries. You can call us or visit any branch for personalised support.
Used Car Loan Status in Jalpaiguri
To track your Used Car Loan Status in Jalpaiguri, log in to your account on the Shriram Finance website. Go to the 'Loan Status' page and submit your application number or loan account number. You may also contact our customer care or visit one of our branches. We keep you updated about your loan at all stages.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Jalpaiguri?
Yes, you can get a Used Car Loan in Jalpaiguri from us. We offer adaptable and convenient financing options for pre-owned vehicles.
What are the eligibility criteria for a Used Car Loan in Jalpaiguri?
To be eligible for a Used Car Loan, you must be an Indian resident, at least 21* years old, and not more than 59* years old at loan maturity. The income requirement varies based on the vehicle model, age, and repayment tenure.
What is the interest rate on a Used Car Loan?
The interest rate for our Used Car Loans starts at 10%* p.a. but the exact rate may vary based on individual factors.
What documents are required for a Used Car Loan in Jalpaiguri?
Required documents include an application form, registration certificate of the vehicle, KYC documents, income proof, and bank statements. The exact list may vary based on your profile and loan amount.
What is the processing fee for a Used Car Loan?
The processing fee for a Used Car Loan is up to 5%* of the loan amount.
What is the down payment required for a Used Car Loan in Jalpaiguri?
We offer financing of up to 85%* of the vehicle's value, which means you need to pay a down payment covering the remaining 15%*.
Can I apply for a Used Car Loan online in Jalpaiguri?
Yes, you can apply for a Used Car Loan online through the Shriram Finance website or Shriram One mobile app in a few easy steps.
What is the maximum loan amount I can get for a used car in Jalpaiguri?
The maximum loan amount for a Used Car Loan is up to 85%* of the vehicle's value, with a minimum loan amount starting from âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.