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Used Car Loans in Jamalpur
A car can make travelling in Jamalpur more comfortable, whether for work or leisure. Purchasing a pre-owned vehicle is a smart financial choice, allowing you to own a car at a lower cost. Used car loans in Jamalpur provide the financial flexibility needed to buy a second-hand car without a heavy upfront payment. Shriram Finance offers convenient loan options with competitive interest rates and flexible repayment plans. Whether upgrading your vehicle or purchasing your first car, our financing solutions make the process seamless. Apply online or visit a branch to explore your loan options today.
Used Car Loan Types in Jamalpur
At Shriram Finance, we provide used car loan types in Jamalpur tailored to different financial needs. Pick the loan that best fits your financial situation.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Jamalpur
Competitive Interest Rates
Flexible Repayment Tenures
Regular Reminders
High Financing Percentage
Car Refinancing Options
Easy Online Application
Customised Loan Solutions
Dedicated Customer Service
Used Car Loan Interest Rates in Jamalpur
Shriram Finance provides used car loan interest rates in Jamalpur starting at 10%* p.a. Our competitive rates help you manage repayments comfortably while making second-hand car ownership more accessible. Below is a summary of the fees and charges related to our used car loans.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to estimate your EMI and interest rates before applying. This tool helps you plan your budget effectively, allowing you to choose a loan that suits your financial needs.
How to Use the Used Car Loan EMI Calculator
To use the pre-owned car loan calculator, enter the loan amount and tenure you prefer. The calculator will instantly display your estimated EMI, making it easier to plan your repayments. You can adjust the loan amount and tenure to explore different repayment options and find the most feasible one.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Jamalpur
With car refinancing in Jamalpur, Shriram Finance enables you to access funds by leveraging your car's value without selling it. This option provides immediate financial support while allowing you to continue using your vehicle. Our refinancing solutions offer competitive interest rates and flexible repayment terms, making it a convenient financial tool. The car must not have any active loans to qualify.
Eligibility and Documentation Criteria for Used Car Loans in Jamalpur
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Jamalpur
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Jamalpur
Shriram Finance operates in Jamalpur to assist customers with their used car loan needs. Use our branch locator to find the nearest branch for help.
Locate Us
Used Car Loan Customer Care in Jamalpur
For any queries related to pre-owned car loans, contact our customer care team. You can call us or visit a branch for dedicated assistance.
Used Car Loan Status in Jamalpur
To track your used car loan status in Jamalpur, log in to your Shriram Finance account, navigate to the 'Loan Status' section, and enter your loan or application number. Alternatively, you can call our customer care team or visit a branch for real-time updates. We are committed to providing a transparent loan process, ensuring clarity at each step.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Jamalpur?
Absolutely! Our used car loans in Jamalpur offer flexible funding options, making it easier to own a second-hand car.
What are the eligibility criteria for a used car loan in Jamalpur?
Eligibility to apply for a used car loan in Jamalpur requires being an Indian resident, aged between 21* and 59* years, with income criteria varying as per the car's model, age, and repayment term.
What is the interest rate on a used car loan?
The interest rate on a second-hand car loan begins at 10%* p.a., with the final rate varying based on your financial profile and loan details.
What documents are required for a used car loan in Jamalpur?
Required documents include a completed application form, vehicle registration certificate, KYC documents, income proof, and bank statements. Additional documents may be needed.
What is the processing fee for a used car loan?
A processing charge of up to 5%* of the sanctioned amount may apply for a used car loan.
What is the down payment required for a used car loan in Jamalpur?
Our financing covers up to 85%* of the vehicle's price, meaning you must contribute 15%* as a down payment.
Can I apply for a used car loan online in Jamalpur?
Absolutely! Just visit the Shriram Finance website or Shriram One app to submit your used car loan application online.
What is the maximum loan amount I can get for a used car in Jamalpur?
The loan amount can be as high as up to 85%* of the car's price, with a starting amount of ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.