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Used Car Loans in Jangipur
Jangipur's growing economy and expanding road network make private vehicles essential for daily travel. Whether you need a car for work or personal use, a used car can be a budget-friendly alternative to a new one, giving you access to reliable transportation at a lower cost. Shriram Finance offers used car loans in Jangipur with loan amounts starting from ₹1 lakh* and repayment options of up to 48 months. Our competitive interest rates and streamlined loan process ensure that buying a pre-owned car is stress-free. Apply today and drive home your vehicle with ease.
Used Car Loan Types in Jangipur
Shriram Finance brings you the following used car loan types in Jangipur to fit different financial scenarios. Choose the loan that meets your financial requirements.
Pre-Owned Car Loan
Loan Against Car (Refinancing)
Features and Benefits of Used Car Loans in Jangipur
High Financing Percentage:
Competitive Interest Rates:
Flexible Repayment Tenures:
Regular Reminders:
Car Refinancing Options:
Easy Online Application:
Dedicated Customer Service:
Customised Loan Solutions:
Used Car Loan Interest Rates in Jangipur
Considering a second-hand car? Shriram Finance offers used car loan interest rates in Jangipur starting at 10%* p.a., providing an affordable way to own a vehicle. Below are the applicable charges and fees for our used car loans:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
To plan your repayments effectively, use our second-hand car loan EMI calculator before applying. It helps estimate monthly instalments and total interest payable.
How to Use the Used Car Loan EMI Calculator
Enter the loan amount and preferred tenure in the pre-owned car loan calculator to instantly view estimated EMIs. You can modify inputs to explore various repayment options and find the ideal plan.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Jangipur
Shriram Finance offers car refinancing solutions in Jangipur. It lets you access funds by using your vehicle's value as security while keeping ownership. This service features attractive interest rates and customisable repayment plans. It is a great option for urgent financial requirements if your car is not under an existing loan.
Eligibility and Documentation Criteria for Used Car Loans in Jangipur
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Jangipur
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Jangipur
Shriram Finance operates in Jangipur for your convenience. Use our online branch locator tool to find the nearest branch for used car loan assistance.
Locate Us
Used Car Loan Customer Care in Jangipur
If you need guidance on pre-owned vehicle financing, our customer service team is available via phone or at any nearby branch. Check the table below for customer support contact details:
Used Car Loan Status in Jangipur
To monitor your used car loan status in Jangipur, log into your Shriram Finance account, select 'Loan Status,' and enter your loan account or application number. You can also call customer care or visit a branch for updates. Stay informed with regular notifications throughout your loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Jangipur?
Yes, Jangipur residents can avail of used car loans with simple eligibility criteria and flexible repayment terms.
What are the eligibility criteria for a used car loan in Jangipur?
To qualify for a used car loan from Shriram Finance, you must be an Indian resident aged 21* to 59* years at the end of the loan tenure. The vehicle's model, age, and loan tenure also influence eligibility.
What is the interest rate on a used car loan?
Used car loans come with interest rates starting at 10%* p.a., but your final rate will depend on loan factors and your financial profile.
What documents are required for a used car loan in Jangipur?
Essential documents include an application form, KYC documents, proof of income, bank statements, and the car's registration certificate. Additional documents may be required based on the loan amount.
What is the processing fee for a used car loan?
Shriram Finance levies a processing fee of up to 5%* of the sanctioned loan amount.
What is the down payment required for a used car loan in Jangipur?
You need to pay at least 15%* of the car's value upfront, as up to 85%* of the cost can be financed through the loan.
Can I apply for a used car loan online in Jangipur?
Yes, Shriram Finance allows you to apply for a used car loan online through its official website or mobile app.
What is the maximum loan amount I can get for a used car in Jangipur?
You can avail of a loan covering up to 85%* of the car's value, with a minimum loan amount starting at ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.