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Used Car Loans in Jawalamukhi
A car has become a practical necessity in Jawalamukhi. However, the cost of a new car can be prohibitive for many people. Used car loans provide an excellent solution, making car ownership more accessible. These loans enable residents to buy a pre-owned car at an affordable price while spreading out the payments over time. Used car loans in Jawalamukhi offered by Shriram Finance can help you own a vehicle that suits your lifestyle and budget. With flexible repayment plans and competitive interest rates, we make car ownership more attainable and financially feasible. Discover personalised loan options by applying online or visiting your local branch.
Used Car Loan Types in Jawalamukhi
Shriram Finance provides various used car loan types in Jawalamukhi to match diverse financial needs. Select the financing option that best fits your financial goals.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Jawalamukhi
Competitive Interest Rates
High Financing Percentage
Regular Reminders
Flexible Repayment Tenures
Car Refinancing Options
Dedicated Customer Service
Customised Loan Solutions
Easy Online Application
Used Car Loan Interest Rates in Jawalamukhi
Shriram Finance offers competitive interest rates starting at 10%* p.a., making pre-owned vehicle ownership more accessible than ever before. Our rates are structured with affordability in mind, ensuring repayments fit comfortably within your budget plans. A summary of applicable charges and fees is provided below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Plan your finances effectively with our second-hand car loan EMI calculator. Estimate your EMIs and interest rates in advance, ensuring you choose a loan option that aligns perfectly with your budget.
How to Use the Used Car Loan EMI Calculator
Enter your loan amount and tenure into the pre-owned car loan calculator to get an instant estimate of your monthly instalment. This tool ensures better financial planning by showing how different loan terms impact your repayment.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Jawalamukhi
Shriram Finance's car refinancing lets you release the value tied up in your car to access funds without having to sell it. This solution offers fast financial help whilst you retain full use of your vehicle. With competitive interest rates and customisable repayment schedules, our refinancing is designed for your benefit. To be eligible, your car must have no current loans.
Eligibility and Documentation Criteria for Used Car Loans in Jawalamukhi
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Jawalamukhi
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Jawalamukhi
Shriram Finance offers support for used car loans in Jawalamukhi. Locate your local branch easily with our online branch locator.
Locate Us
Used Car Loan Customer Care in Jawalamukhi
Do you need help with your pre-owned car loan? Our Jawalamukhi-based support team is available to assist you. Contact us via phone or visit a branch for guidance. Below are our used car loan customer care numbers.
Used Car Loan Status in Jawalamukhi
To check your used car loan status in Jawalamukhi, log into your Shriram Finance account, select 'Loan Status,' and enter your loan details. You can also call customer service or visit a branch for assistance.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Jawalamukhi?
Yes, Shriram Finance offers used car loans in Jawalamukhi with financing options that are both flexible and convenient.
What are the eligibility criteria for a used car loan in Jawalamukhi?
To qualify for a used car loan, you must be an Indian resident between 21* and 59* years of age at the time of loan maturity. The income requirement varies based on the car's model, age, and repayment period.
What is the interest rate on a used car loan?
Our used car loan interest rates start from 10%* p.a. The final rate you receive will be determined by a review of your individual eligibility.
What documents are required for a used car loan in Jawalamukhi?
Required documents include an application form, KYC papers, bank statements, proof of income, and the vehicle registration certificate. Specific documentation may vary depending on your individual circumstances.
What is the processing fee for a used car loan?
The processing fee for a used car loan can amount to a maximum of up to 5%* of the loan amount.
What is the down payment required for a used car loan in Jawalamukhi?
A down payment of 15%* of the vehicle's value is required, as we finance up to 85%* of the vehicle's total cost.
Can I apply for a used car loan online in Jawalamukhi?
Yes, you can conveniently apply for a used car loan online in Jawalamukhi with Shriram Finance. Simply access our official website or utilise the Shriram One mobile application.
What is the maximum loan amount I can get for a used car in Jawalamukhi?
You are eligible to obtain a loan of up to 85%* of the vehicle's value, with a minimum loan amount of ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.