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Used Car Loans in Jorhat
Jorhat is a growing city with a well-connected road network, making personal transport a necessity. As the city expands, more residents are opting for pre-owned vehicles as a cost-effective way to enhance mobility. Used car loans in Jorhat make vehicle ownership accessible by offering financial support with convenient repayment terms. Instead of making a hefty one-time payment, you can finance your car purchase and repay in manageable instalments. Shriram Finance provides customised loan solutions to help you get a used car loan with competitive interest rates and flexible terms. Whether you need a vehicle for daily commutes or business needs, securing a loan ensures affordability without financial strain. With simple documentation and quick approvals, owning a pre-owned car becomes hassle-free.
Used Car Loan Types in Jorhat
Shriram Finance provides various used car loan types in Jorhat to meet the unique needs of customers. Choose a loan type that best suits your financial situation.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Jorhat
Competitive Interest Rates
High Financing Percentage
Flexible Repayment Tenures
Regular Reminders
Customised Loan Solutions
Easy Online Application
Dedicated Customer Service
Car Refinancing Options
Used Car Loan Interest Rates in Jorhat
Shriram Finance provides used car loan interest rates in Jorhat starting at 10%* p.a. Our interest rates are structured to facilitate manageable repayment schedules. The following provides a summary of the principal charges and fees associated with our used car loan products:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
We provide a second-hand car loan EMI calculator to help you estimate your monthly instalments and interest rates before applying. This allows you to make an informed choice about your loan.
How to Use the Used Car Loan EMI Calculator
To use the pre-owned car loan calculator, select your desired loan amount and tenure. The calculator will generate an instant EMI estimate, giving you a clear idea of your monthly repayments. By adjusting these inputs, you can compare different repayment options and choose what best suits your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Jorhat
Shriram Finance offers a straightforward way to access funds in Jorhat through our car refinancing service. If you own your car without any outstanding loans, you can use its value to secure a loan. We provide competitive interest rates and flexible repayment options to suit your financial needs. This allows you to obtain necessary funds while retaining ownership of your car.
Eligibility and Documentation Criteria for Used Car Loans in Jorhat
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Jorhat
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Jorhat
Shriram Finance operates in Jorhat to provide seamless service. Use our branch locator to find the nearest branch for assistance with your loan requirements.
Locate Us
Used Car Loan Customer Care in Jorhat
For any queries related to a pre-owned car loan, reach out to our customer care team via phone or visit a nearby branch for personalised support. The table below provides our customer care numbers:
Used Car Loan Status in Jorhat
To find out the status of your used car loan in Jorhat, you can easily check online by logging into your Shriram Finance account. Under the 'Loan Status' section, enter your application or loan account number. For other ways to get updates, feel free to call our customer care line or visit our Jorhat branch. We ensure complete transparency throughout the loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Jorhat?
Yes, we offer used car loans in Jorhat with flexible financing options for purchasing pre-owned cars.
What are the eligibility criteria for a used car loan in Jorhat?
Indian residents aged between 21* years and 59* years at loan maturity are eligible. Income criteria depend on factors like the car's model, age, and tenure.
What is the interest rate on a used car loan?
Our used car loan interest rates begin at 10%* p.a., though the final rate depends on your profile.
What documents are required for a used car loan in Jorhat?
You need to provide a completed application form, vehicle registration certificate, KYC documents, proof of income, and bank statements. Specific requirements vary based on loan criteria.
What is the processing fee for a used car loan?
The processing fee can go up to 5%* of the total loan amount.
What is the down payment required for a used car loan in Jorhat?
We finance up to 85%* of the car's value, so you'll need to arrange the remaining 15%* as a down payment.
Can I apply for a used car loan online in Jorhat?
Yes, you can apply online via the Shriram Finance website or Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Jorhat?
You can avail up to 85%* of the car's value as a loan, with a minimum loan amount of âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.