- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications4
Terms and Conditions
Used Car Loans in Kampur
Kampur's evolving infrastructure has made personal transport more essential than ever. However, the rising prices of new cars can be discouraging. A second-hand vehicle is a sensible alternative, offering affordability without compromising on functionality. With used car loans in Kampur, you can own a pre-owned car without exhausting your finances. Shriram Finance provides flexible loan options tailored to your financial needs. Avail financing from ₹1 lakh* with interest rates starting at 10%* p.a. and repayment tenures of up to 48 months. With a hassle-free application process and minimal documentation, securing a loan is now easier than ever. Apply today and drive home your car effortlessly!
Used Car Loan Types in Kampur
Shriram Finance provides a range of used car loan types in Kampur designed to meet various customer needs. Choose the loan option that aligns with your financial needs and repayment capacity.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Kampur
Competitive Interest Rates
High Financing Percentage
Regular Reminders
Flexible Repayment Tenures
Customised Loan Solutions
Easy Online Application
Car Refinancing Options
Dedicated Customer Service
Used Car Loan Interest Rates in Kampur
In Kampur, Shriram Finance offers used car loan interest rates starting from 10%* p.a., making financing affordable and competitive. We have designed our rates so you can easily manage your repayments, making owning a used car easier. Review this table to know the main charges and fees for our used car loan:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
A second-hand car loan EMI calculator helps you estimate your monthly payments.
How to Use the Used Car Loan EMI Calculator
Enter the loan amount and loan tenure into the pre-owned car loan calculator. The calculator will then give you a quick estimate of your monthly car loan payments, helping you understand your financial commitment.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Kampur
With Shriram Finance, you can easily avail car refinancing solutions in Kampur. You can access funds by utilising your car's value, without needing to sell it. This option offers competitive interest rates and flexible repayment plans. However, this facility is available only for vehicles without any active loans.
Eligibility and Documentation Criteria for Used Car Loans in Kampur
To assess your used car loan eligibility online, you'll need to meet these essential criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Kampur
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Kampur
Looking for a used car loan in Kampur? Use our branch locator to find the nearest Shriram Finance branch for assistance.
Locate Us
Used Car Loan Customer Care in Kampur
Shriram Finance's dedicated customer service team in Kampur is available to address all pre-owned car loan queries. Call or visit a branch.
Used Car Loan Status in Kampur
Checking your used car loan status in Kampur is easy and can be done online. Simply log in to your Shriram Finance account, go to the 'Loan Status' section, and enter your application or loan account number. You can stay updated on your application progress by contacting our customer care or visiting a branch.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Kampur?
Yes, used car loans are available in Kampur with convenient financing solutions tailored for pre-owned vehicles.
What are the eligibility criteria for a used car loan in Kampur?
To apply for a used car loan with Shriram Finance, you must be an Indian resident aged between 21* years and 59* years at the time of loan maturity. Your income eligibility is dependent on factors like the vehicle's model, age, and loan tenure.
What is the interest rate on a used car loan?
Our used car loan interest rates start at 10%* p.a. However, the final rate of interest will depend on various factors.
What documents are required for a used car loan in Kampur?
The documents required for a used car loan include an application form, KYC documents, income proof, bank statements, and the vehicle's registration certificate. The exact requirements may vary based on your loan profile.
What is the processing fee for a used car loan?
The processing fee for a used car loan can be up to 5%* of the loan amount.
What is the down payment required for a used car loan in Kampur?
We give loan up to 85%* of the car's value, so you have to arrange the remaining 15%* as down payment.
Can I apply for a used car loan online in Kampur?
Yes, you can apply online for a used car loan in Kampur through the Shriram Finance website or the Shriram One mobile app by following a simple process.
What is the maximum loan amount I can get for a used car in Kampur?
You can get a loan of up to 85%* of the car's value, with the minimum loan starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.