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Used Car Loans in Kashipur
Owning a car in Kashipur is a practical necessity for hassle-free travel. However, the rising costs of new cars can make purchasing one a challenge. A second-hand car offers a smart and economical alternative. This allows you to enjoy the benefits of car ownership without stretching your finances. With used car loans in Kashipur, you can finance a pre-owned car without depleting your savings. Shriram Finance provides customised loan solutions with competitive interest rates starting from 10%* p.a., repayment tenures of up to 48 months. Whether you are buying your first car or upgrading to a better model, our seamless loan options ensure you drive away without financial stress.
Used Car Loan Types in Kashipur
Shriram Finance provides a range of used car loan types in Kashipur designed to meet various customer needs:
Pre-owned car loan
Loan against car (Car refinancing)
Features and Benefits of Used Car Loans in Kashipur
Regular reminders
Competitive interest rates
Flexible repayment tenures
High financing percentage
Easy online application
Car refinancing options
Customised loan solutions
Dedicated customer service
Used Car Loan Interest Rates in Kashipur
Shriram Finance provides used car loan interest rates in Kashipur at competitive interest rates starting at 10%* p.a.. This ensures affordability while allowing you to manage your repayments effectively. Check the table below a detailed breakdown of applicable charges and fees:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
To estimate your monthly instalments, use our second-hand car loan EMI calculator, which provides accurate projections to help with financial planning.
How to Use the Used Car Loan EMI Calculator
Determine your pre-owned car loan EMIs quickly by inputting your loan amount and desired tenure. The pre-owned car loan calculator provides your monthly instalment, empowering you to make sound financial choices. Compare loan options and find the best fit for your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Kashipur
If you need funds but want to keep your car, Shriram Finance offers a car refinancing solution. This service allows you to access your vehicle's value without selling it. We provide hassle-free car refinancing with flexible repayment options and competitive interest rates. A requirement of this service is that the vehicle is free of any current loans.
Eligibility and Documentation Criteria for Used Car Loans in Kashipur
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Kashipur
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Kashipur
For your used car loan needs in Kashipur, Shriram Finance offers local assistance. Find your closest branch and receive personalised support by using our branch locator tool.
Locate Us
Used Car Loan Customer Care in Kashipur
Get answers to all your pre-owned car loan queries in Kashipur from our dedicated customer service team. Contact us by phone or visit a branch for assistance. Our customer care numbers are listed in the table below:
Used Car Loan Status in Kashipur
Easily track your used car loan status in Kashipur online through your Shriram Finance account's 'Loan Status' section. You can also receive updates by calling our customer care team or visiting a branch. We prioritise keeping you updated throughout your loan journey.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Kashipur?
Yes, Shriram Finance provides used car loans in Kashipur, offering flexible financing for pre-owned vehicles.
What are the eligibility criteria for a used car loan in Kashipur?
You must be an Indian resident aged 21* to 59* years at loan maturity. Income requirements depend on the car's model, age, and tenure.
What is the interest rate on a used car loan?
The interest rate for a used car loan starts at 10%* p.a., subject to eligibility and loan terms.
What documents are required for a used car loan in Kashipur?
Essential documents include a completed application form, KYC documents, vehicle registration certificate, proof of income, and bank statements. The specific documentation required may vary based on individual circumstances and loan criteria.
What is the processing fee for a used car loan?
A processing fee of up to 5%* of the loan amount may be applicable.
What is the down payment required for a used car loan in Kashipur?
Shriram Finance finances up to 85%* of the car's value, requiring a minimum down payment of 15%*.
Can I apply for a used car loan online in Kashipur?
Yes, you can apply for a used car loan in Kashipur online through the Shriram Finance website or via the Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Kashipur?
The loan amount is up to 85%* of the car's market value, with a minimum loan limit of ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.