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Used Car Loans in Naina Devi
A car is more than just a mode of transport. It offers convenience and independence in Naina Devi, where reliable travel is essential. Buying a car can be a significant expense so it is challenging for many to afford a brand-new vehicle. This is where used cars come in as a practical and cost-effective alternative.At Shriram Finance, we make car ownership even easier with our used car loans in Naina Devi. Our financing solutions come with competitive interest rates, ensuring affordability. You can avail of a loan starting from âı1 lakh* with a flexible repayment tenure of up to 48 months. The application process is simple, with an easy online facility for quick approvals.
Used Car Loan Types in Naina Devi
Shriram Finance provides the following used car loan types in Naina Devi to meet various customer needs. Choose a loan type that best fits your requirements and financial situation.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Naina Devi
Competitive Interest Rates
High Financing Percentage
Flexible Repayment Tenures
Regular Reminders
Easy Online Application
Car Refinancing Options
Customised Loan Solutions
Dedicated Customer Service
Used Car Loan Interest Rates in Naina Devi
Shriram Finance provides used car loan interest rates in Naina Devi starting at 10%* p.a. Our structured interest rates make pre-owned car financing manageable. Here is a table detailing the rates and charges associated with our used car loans:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
You can use our second-hand car loan EMI calculator to estimate your repayment amount before applying.
How to Use the Used Car Loan EMI Calculator
Enter your loan amount and tenure into the pre-owned car loan calculator. It will display your estimated EMI instantly. This helps in comparing options and selecting a suitable repayment plan.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Naina Devi
Shriram Finance provides car refinancing options in Naina Devi. With this facility, you can obtain funds by utilising the value of your vehicle without the need to sell it. This service features attractive interest rates and adaptable repayment terms. It is applicable only if your car is free of any outstanding loans, making it an effective solution for urgent financial requirements.
Eligibility and Documentation Criteria for Used Car Loans in Naina Devi
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Naina Devi
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Naina Devi
For assistance with used car loans in Naina Devi, reach out to our customer support team via phone or visit the nearest branch. Our executives will guide you through every step of the process. Find the nearest branch using our online branch locator.
Locate Us
Used Car Loan Customer Care in Naina Devi
Our committed customer service team in Naina Devi is ready to assist with any inquiries related to pre-owned car loans. You may reach out to us by phone or visit a branch for support. Below is a table listing the customer care numbers for our services:
Used Car Loan Status in Naina Devi
Track your used car loan status by logging into your Shriram Finance account and navigating to the 'Loan Status' section. You can also call our customer service team for updates. Get behind the wheel faster with Shriram Finance's quick and easy used car loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Naina Devi?
Yes, Shriram Finance provides used car loans in Naina Devi, making it easier to own a pre-owned vehicle.
What are the eligibility criteria for a used car loan in Naina Devi?
Applicants must be Indian residents between 21* and 59* years old at loan maturity. Other factors like income, car model, and loan tenure determine eligibility.
What is the interest rate on a used car loan?
Our interest rates start at 10%* p.a., though the final rate depends on several factors.
What documents are required for a used car loan in Naina Devi?
Required documents include an application form, KYC documents, income proof, bank statements, and the vehicle's registration certificate. Additional documents may be needed based on your profile.
What is the processing fee for a used car loan?
The processing fee may be up to 5%* of the loan amount.
What is the down payment required for a used car loan in Naina Devi?
We provide up to 85%* of the car's value, so you need to cover the remaining 15%* as a down payment.
Can I apply for a used car loan online in Naina Devi?
Yes, you can apply through the Shriram Finance website or the Shriram One mobile app by following a simple online process.
What is the maximum loan amount I can get for a used car in Naina Devi?
You can avail up to 85%* of the car's value, with a minimum loan amount of âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.