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Used Car Loan in Nashik
Buying a second-hand car in Nashik becomes easier with the right financial support. A Used Car Loan in Nashik from Shriram Finance helps you get the car you need without a large upfront expense. Whether for daily travel, business, or family use, this loan makes ownership more manageable. Understanding the eligibility criteria, required documents, and loan process beforehand can simplify your journey. This guide provides all the key details to help you take the next step.
Used Car Loan Types in Nashik
Shriram Finance provides second-hand car loan options in Nashik, ensuring hassle-free financing. Pick a loan option that best suits your financial needs and repayment capacity.
Loan Against Car (Car Refinancing)
Pre-Owned Car Loan
Features and Benefits of Used Car Loan in Nashik
High Financing Percentage
Competitive Interest Rates
Flexible Repayment Tenures
Regular Reminders
Car Refinancing Options
Customised Loan Solutions
Easy Online Application
Dedicated Customer Service
Used Car Loan Interest Rates in Nashik
The Used Car Loan in Nashik from Shriram Finance offers attractive interest rates starting at 10%* p.a., making it a smart choice for used car buyers. These rates are structured to ensure that your EMIs remain affordable, so you can finance a pre-owned car comfortably. Below is a detailed list of the charges and fees applicable to our Used Car Loan.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
You may also use our second-hand car loan EMI calculator to calculate your expected interest rate and EMIs. This tool helps you plan your finances before applying.
How to Use the Used Car Loan EMI Calculator
Using the pre-owned car loan calculator in Nashik is hassle-free. Enter your preferred loan amount and tenure, and the tool will instantly calculate your estimated EMI. This allows you to plan your repayment schedule before applying. You can also adjust the loan amount and tenure to see how they impact your EMI, ensuring that you make a well-informed decision.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Nashik
With car refinancing options in Nashik from Shriram Finance, you can arrange additional funds by leveraging your car's value without selling it. This facility ensures that you get financial support while retaining ownership of your vehicle. We offer competitive interest rates and repayment flexibility to make the process convenient. This service is available only for cars without existing loans, making it an ideal option for urgent financial needs.
Eligibility and Documentation Criteria for Used Car Loan in Nashik
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
- Residency: All Indian residents.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- Income Proof: Salary slips for salaried individuals, and income tax returns (ITR) for self-employed.
- KYC Documents: Proof of identity and address.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loan in Nashik
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Nashik
Shriram Finance has established branch services in Nashik to make banking and loan facilities more accessible. Our branches are positioned in central locations to provide convenience for customers. Some of the key branch locations are:
Locate Us
Used Car Loan Customer Care in Nashik
For any Pre-owned Car Loan-related queries, Shriram Finance provides efficient customer care services in Nashik. You can contact us by phone or visit the nearest branch for assistance. Below are our used car loan customer care numbers:
Used Car Loan Status in Nashik
For tracking your Used Car Loan Status in Nashik, log in to your Shriram Finance account and visit the 'Loan Status' page. Enter your application or loan account number to view the status. You may also contact our customer service team or visit a branch for assistance. We provide timely updates at every stage.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Nashik?
Yes, Shriram Finance provides Used Car Loans in Nashik with a hassle-free process and quick approval. Multiple repayment plans are available.
What are the eligibility criteria for a Used Car Loan in Nashik?
Applicants must be Indian citizens between 21* and 59* years at loan maturity. The required income depends on the car's model, age, and repayment tenure.
What is the interest rate on a Used Car Loan?
The interest rate starts at 10%* p.a., but the exact rate may change based on financial history and vehicle details.
What documents are required for a Used Car Loan in Nashik?
Essential documents include an application form, KYC papers, proof of income, bank statements, and the vehicle's registration certificate. Additional documents may be needed.
What is the processing fee for a Used Car Loan?
The processing fee is up to 5%* of the loan amount. For updated charges, visit Shriram Finance's website.
What is the down payment required for a Used Car Loan in Nashik?
up to 85%* of the vehicle's price can be financed, with the remaining 15%* paid as a down payment.
Can I apply for a Used Car Loan online in Nashik?
Yes, online applications can be submitted through Shriram Finance's website or Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Nashik?
The loan amount can be up to 85%* of the car's value, with a minimum loan starting from âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.