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Used Car Loan in Noida
Finding the right second-hand car in Noida is easier when you have the right financial support. A Used Car Loan in Noida from Shriram Finance helps you secure funds without straining your budget. Whether you need a vehicle for work, family, or everyday travel, this loan provides a structured way to manage your purchase. Knowing the eligibility criteria, required documents and the loan process in advance can simplify your journey. This guide covers the key details to help you get started.
Used Car Loan Types in Noida
Shriram Finance provides second-hand car loan solutions in Noida to simplify used car financing. Select a loan plan that best meets your financial needs.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loan in Noida
Flexible Repayment Tenures
High Financing Percentage
Competitive Interest Rates
Regular Reminders
Dedicated Customer Service
Easy Online Application
Customised Loan Solutions
Car Refinancing Options
Used Car Loan Interest Rates in Noida
The Used Car Loan in Noida from Shriram Finance offers competitive interest rates starting at 10%* p.a., ensuring that financing a pre-owned car is affordable. These rates help keep your monthly EMIs manageable, making it easier to own a used car without financial burden. Below is a list of key charges and fees that come with our Used Car Loan.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
You can also use our second-hand car loan EMI calculator to check your estimated interest rate and EMIs. This tool helps you plan your loan repayments in advance.
How to Use the Used Car Loan EMI Calculator
The pre-owned car loan calculator in Noida helps you estimate your EMI in just a few steps. Enter your loan amount and tenure, and the tool will instantly display your repayment details. It also allows you to compare different scenarios by adjusting the loan amount and tenure. This makes it easier to choose a loan that fits your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Noida
The car refinancing options in Noida from Shriram Finance let you access extra funds without selling your car. This facility provides financial assistance while ensuring that you can still use your vehicle. With competitive interest rates and flexible repayment options, repayment is simple and convenient. However, this option is available only if there is no ongoing loan on the car, making it a great financial solution.
Eligibility and Documentation Criteria for Used Car Loan in Noida
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Residency: All Indian residents.
- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- Income Proof: Salary slips for salaried individuals, and income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
- KYC Documents: Proof of identity and address.
Step-by-Step Application Process for Used Car Loan in Noida
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Noida
Shriram Finance has expanded its branch services in Noida to make banking and loan facilities easily available. Our branches are in major areas of the city, making it simple for you to visit. A few important locations are:
Locate Us
Used Car Loan Customer Care in Noida
To make your experience smoother, Shriram Finance provides dedicated customer care support in Noida for all Pre-owned Car Loan queries. You can reach us by phone or visit a branch for direct assistance. Below are our used car loan customer care numbers:
Used Car Loan Status in Noida
For checking your Used Car Loan Status in Noida, log in to your Shriram Finance account online. Under the 'Loan Status' tab, enter your loan account number or application number. Alternatively, you can contact our support team or visit a nearby branch. We keep you informed about your loan at all times.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Noida?
Yes, Shriram Finance provides Used Car Loans in Noida with a simple process and quick approval. Various repayment options are available.
What are the eligibility criteria for a Used Car Loan in Noida?
To be eligible, applicants must be Indian citizens aged between 21* and 59* years at loan maturity. The required income depends on the car's model, age, and repayment tenure.
What is the interest rate on a Used Car Loan?
The interest rate starts at 10%* p.a., but the final rate may vary based on financial profile and vehicle specifications.
What documents are required for a Used Car Loan in Noida?
Key documents include an application form, KYC papers, proof of income, bank statements, and the vehicle's registration certificate. Additional documents may be required.
What is the processing fee for a Used Car Loan?
The processing fee is up to 5%* of the loan amount. Check Shriram Finance's website for the latest charges.
What is the down payment required for a Used Car Loan in Noida?
up to 85%* of the vehicle's value can be financed, while the remaining 15%* must be paid as a down payment.
Can I apply for a Used Car Loan online in Noida?
Yes, online applications can be submitted via Shriram Finance's website or Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Noida?
The loan amount can be up to 85%* of the car's value, with a minimum loan starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.