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Used Car Loans in Patan
Dreaming of owning a car in Patan? Let Shriram Finance's Used Car Loans in Patan pave the way. We offer convenient financing options for pre-owned vehicles, with interest rates beginning at a modest 10%* p.a. Finance up to 85%* of your desired car's value and enjoy a straightforward online application process that ensures quick approvals without the usual headaches.
Used Car Loan Types in Patan
To accommodate a wide array of customer needs, Shriram Finance provides distinct second-hand car loan solutions:
Pre-Owned Car Financing
Car Refinancing (Loan Against Car)
Features and Benefits of Used Car Loans in Patan
Attractive Interest Rates
Adaptable Repayment Options
Substantial Funding
Helpful Payment Reminders
Simple Digital Application
Refinancing Opportunities
Responsive Customer Support
Customised Loan Packages
Used Car Loan Interest Rates in Patan
With Shriram Finance, Used Car Loan Interest Rates in Patan start at a competitive 10%* p.a., designed to offer accessible and budget-friendly financing. Our rates are structured to support manageable repayment schedules, ensuring that owning a pre-owned car remains economically viable.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to estimate your potential interest obligations and EMIs. This invaluable tool will empower you to better plan your finances before committing to a loan.
How to Use the Used Car Loan EMI Calculator
To effectively utilise the pre-owned car loan calculator, input your desired loan amount and the intended repayment period. The calculator will swiftly compute your estimated monthly EMI, enabling you to fine-tune your financial planning. It's an intuitive resource designed to illustrate how changes in loan amounts and repayment terms can influence your monthly commitments, helping you pinpoint the most appropriate option for your budgetary needs.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Patan
In Patan, Shriram Finance offers attractive car refinancing options, allowing you to utilise the stored value in your car to access immediate funds, all without needing to sell your vehicle. This service transforms your vehicle equity into liquid capital that can be extremely beneficial for managing diverse financial needs. Our refinancing solutions come with competitive interest terms and flexible repayment structures, so managing your finances while retaining ownership of your vehicle is simple. This is particularly useful for those who own their car outright and are seeking immediate access to funds.
Eligibility and Documentation Criteria for Used Car Loans in Patan
To assess your used car loan eligibility online, you'll need to meet these essential criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Applicant must be between 21*-59* years at loan maturity.
- Residency: All Indian residents.
- Income: These will vary depending on the specifics of the vehicle, its age, and the chosen repayment timeline.
Required Documents- The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Patan
Apply for a Used Car Loan is simple; follow these steps:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Patan
Shriram Finance has branches in Patan, all committed to offering superior customer service. Key locations include:
Locate Us
Used Car Loan Customer Care in Patan
In Patan, Shriram Finance delivers exceptional customer care for all enquiries relating to pre-owned car Loans. Reach out by phone or visit us in person for tailored assistance. Our customer care professionals are always available to provide support and clarity on any issues.
Used Car Loan Status in Patan
Checking the Used Car Loan Status in Patan is straightforward. Simply log into your account on the Shriram Finance website, navigate to 'Loan Status,' and enter your application or loan account number. Alternatively, contact our customer service team or drop by a local branch to discuss your loan status. We're dedicated to keeping you well-informed at every stage of the loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Patan?
Yes, you can get a Used Car Loan in Patan from us. We offer adaptable and convenient financing options for pre-owned vehicles.
What are the eligibility criteria for a Used Car Loan in Patan?
To be eligible for a Used Car Loan, you must be an Indian resident, at least 21* years old, and not more than 59* years old at loan maturity. The income requirement varies based on the vehicle model, age, and repayment tenure.
What is the interest rate on a Used Car Loan?
The interest rate for our Used Car Loans starts at 10%* p.a. but the exact rate may vary based on individual factors.
What documents are required for a Used Car Loan in Patan?
Required documents include an application form, registration certificate of the vehicle, KYC documents, income proof, and bank statements. The exact list may vary based on your profile and loan amount.
What is the processing fee for a Used Car Loan?
The processing fee for a Used Car Loan is up to 5%* of the loan amount.
What is the down payment required for a Used Car Loan in Patan?
We offer financing of up to 85%* of the vehicle's value, which means you need to pay a down payment covering the remaining 15%*.
Can I apply for a Used Car Loan online in Patan?
Yes, you can apply for a Used Car Loan online through the Shriram Finance website or Shriram One mobile app in a few easy steps.
What is the maximum loan amount I can get for a used car in Patan?
The maximum loan amount for a Used Car Loan is up to 85%* of the vehicle's value, with a minimum loan amount starting from âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.