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Used Car Loans in Pathankot
With its strong connectivity and strategic location, Pathankot sees many residents opting for personal vehicles for daily commuting. A second-hand car offers a cost-effective way to own a vehicle without the financial burden of a new purchase. Availing used car loans in Pathankot allows you to own a car with manageable repayment terms. Shriram Finance provides tailored loan options with competitive interest rates, ensuring affordability and ease of ownership. Get started today with a quick online application or expert assistance at your nearest branch.
Used Car Loan Types in Pathankot
Here are the used car loan types in Pathankot offered by Shriram Finance. Choose the loan type that best suits your requirements.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Pathankot
Flexible Repayment Tenures
High Financing Percentage
Regular Reminders
Competitive Interest Rates
Car Refinancing Options
Dedicated Customer Service
Customised Loan Solutions
Easy Online Application
Used Car Loan Interest Rates in Pathankot
Shriram Finance offers used car loan interest rates in Pathankot starting from 10%* p.a., making financing manageable. Our loan structure ensures easy repayments, allowing you to purchase a pre-owned vehicle without financial stress. Below is a summary of the fees and charges involved:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Our second-hand car loan EMI calculator allows you to quickly estimate your monthly payments. Use it to plan your loan repayment prior to applying.
How to Use the Used Car Loan EMI Calculator
Input your loan amount and tenure into our pre-owned car loan EMI calculator, which will instantly provide your estimated monthly payment. This tool can help you compare different loan options to find the one that fits your budget best.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Pathankot
For residents of Pathankot, Shriram Finance presents an opportunity to leverage your car's value through refinancing. This method allows you to obtain funds while keeping your vehicle, supported by competitive interest rates and flexible repayment plans for cars without outstanding loans.
Eligibility and Documentation Criteria for Used Car Loans in Pathankot
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Pathankot
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Pathankot
Visit a Shriram Finance branch in Pathankot for help with your used car loan. Use our branch locator tool to find the closest location.
Locate Us
Used Car Loan Customer Care in Pathankot
Our customer support team in Pathankot is prepared to assist with any queries regarding pre-owned car loans. You can reach out via phone or visit a branch for prompt service. Given below are our customer care numbers for pre-owned loan services:
Used Car Loan Status in Pathankot
It is easy to track your used car loan status. Log into your Shriram Finance account, select 'Loan Status,' and enter your application or loan number. You can also contact customer support or visit a branch for instant updates. With Shriram Finance, experience seamless used car financing in Pathankot.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Pathankot?
Absolutely, we offer used car loans in Pathankot with financing options designed for easy and affordable ownership of pre-owned vehicles.
What are the eligibility criteria for a used car loan in Pathankot?
To qualify, you must be an Indian resident aged between 21* years and 59* years at loan maturity. Your income eligibility is based on factors like the car's model, age, and repayment tenure.
What is the interest rate on a used car loan?
Our used car loan interest rates start at 10%* p.a., but the final rate may vary depending on your profile.
What documents are required for a used car loan in Pathankot?
You'll need to provide a completed application form, your vehicle's registration certificate, KYC documents, proof of income, and bank statements. Specific document requirements may differ based on your profile and loan amount.
What is the processing fee for a used car loan?
A processing fee of up to 5%* of the loan amount may apply to used car loans.
What is the down payment required for a used car loan in Pathankot?
We offer financing of up to 85%*, meaning you'll need to contribute 15%* as a down payment.
Can I apply for a used car loan online in Pathankot?
Yes, applications for used car loans can be submitted online via the Shriram Finance website or the Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Pathankot?
You can finance up to 85%* of the vehicle's value, with a minimum loan amount of âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.