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Shriram Used Car Loans

Used Car Loans in Puri

Puri's coastal landscape presents distinctive transportation challenges for residents navigating between sacred temples, bustling fishing markets, and surrounding coastal villages. Second-hand vehicles emerge as a pragmatic mobility solution for locals seeking economical transportation. Used car loans in Puri provide an accessible financial pathway, enabling residents to overcome geographical constraints and enhance personal connectivity. Shriram Finance presents used car loans in Puri with rates beginning at 10%* p.a. Our flexible up to 48 months tenure options help make automobile ownership a reality for numerous households.

Used Car Loan Types in Puri

Shriram Finance offers used car loan solutions for Puri residents with two primary options:

Loan Against Car (Car Refinancing)

Loan Against Car (Car Refinancing)

A financial option that allows vehicle owners to use their car's market value to obtain funds, provided there are no existing loans on the automobile. This second-hand car loan provides a way to access funds while retaining vehicle ownership.
Pre-Owned Car Loan

Pre-Owned Car Loan

Designed for individuals in Puri looking to purchase used vehicles, this second-hand car loan covers up to 85%* of the car's assessed value, supporting easier vehicle acquisition.

Features and Benefits of Used Car Loans in Puri

The features and benefits of a Used car loan in Puri offered by Shriram Finance are designed to make it easier for customers to buy a used car without financial stress.
Competitive Interest Rates

Competitive Interest Rates

Secure financing for your second-hand car with rates commencing from 10%* p.a., optimising your financial planning.
Flexible Repayment Tenures

Flexible Repayment Tenures

Design your loan repayment across a period up to 48 months.
High Financing Percentage

High Financing Percentage

Secure funding covering up to 85%* of your chosen vehicle's evaluated value.
Regular Reminders

Regular Reminders

Receive punctual notifications keeping you updated about upcoming payment schedules.
Car Refinancing Options

Car Refinancing Options

Beyond standard balance transfers, access additional funds against your vehicle's market value without necessitating an existing loan.
Dedicated Customer Service

Dedicated Customer Service

Access a responsive support team committed to addressing your inquiries and concerns.
Customised Loan Solutions

Customised Loan Solutions

Obtain loan structures precisely aligned with your financial circumstances and specific requirements.
Easy Online Application

Easy Online Application

Navigate a streamlined digital platform designed for hassle-free loan application processes.

Used Car Loan Interest Rates in Puri

Shriram Used Car Loan Interest Rates in Puri begin at 10%* p.a., presenting accessible financing solutions for pre-owned vehicles. Our interest structures are carefully crafted to support manageable loan instalments, ensuring that acquiring a used automobile remains within your financial comfort zone.

Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing Feesup to 5%*
Foreclosure Chargesup to 4%*
Loan Tenureup to 48 months

Enhance your financial planning by utilising our second-hand car loan EMI calculator to assess potential interest rates and monthly financial obligations prior to submitting your loan application.

How to Use the Used Car Loan EMI Calculator

Unlock the potential of the pre-owned car loan calculator to streamline your vehicle financing approach. Specify your desired loan value and repayment timeline to receive an immediate monthly EMI projection. This analytical resource provides clear visibility into how loan variations impact your financial commitments, enabling you to design a financing strategy that aligns perfectly with your budget.

STEP 01

Required Loan Amount

₹

STEP 02

Interest Rate

%

Min 10%

Max 42%

STEP 03

Loan Tenure
months

Min 18 months

Max 48 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 8,103

Monthly EMI

₹ 6,006

Car Refinancing in Puri

A targeted financial product designed to provide liquidity for vehicle owners. This loan option enables owners to leverage their vehicle's current market value to access funds while retaining complete vehicle ownership. The structured financing approach offers flexible repayment terms and competitive interest rates to meet diverse financial needs.

Eligibility and Documentation Criteria for Used Car Loans in Puri

To check used car loan eligibility online, applicants must meet these conditions:

  • Individual IconEligibility Criteria:
    • Residency: Open to all permanent Indian citizens.
    • Age: Minimum age of 21* years, maximum 59* years at loan completion.
    • Income: Financial requirements adjusted according to vehicle specifications, model, and selected repayment duration.
  • Individual IconRequired Documents:
    • KYC Documents: Valid identification and residential proof recognised by official authorities.
    • Vehicle Documents: Complete vehicle registration certificate and current insurance verification.
    • Income Proof: Salary slips for employed applicants; income tax returns for independent professionals.
    • Bank Statements: Current financial records as potential supplementary evidence.

Step-by-Step Application Process for Used Car Loans in Puri

To apply for a used car loan, follow the steps below:

How To Apply

  • Step 1

    Visit the Shriram Finance website and register using your mobile number.

  • Step 2

    Verify the OTP sent to your mobile number to proceed.

  • Step 3

    Provide your personal information such as name, address, and contact details.

  • Step 4

    Once your application is submitted, a representative will connect with you to process your loan further.

Our Used Car Loan Branches in Puri

Shriram Finance has extended its Used Car Loan services to Puri with a customer-friendly branch offering quick processing and minimal paperwork. Key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Used Car Loan Customer Care in Puri

Shriram Finance delivers expert Pre-owned Car Loan guidance through responsive customer support mechanisms and conveniently situated branch locations.

Toll Free

Used Car Loan Status in Puri

Monitor your Used Car Loan Status through Shriram Finance's comprehensive digital tracking system. Easily access your loan information online or seek personalised guidance from our local branch representatives. Our commitment ensures transparent communication throughout every stage of your loan approval process.

Used Car Loan in Major Cities in India

Used Car Loan in Chennai
Used Car Loan in Mumbai
Used Car Loan in Bangalore
Used Car Loan in Pune

Used Car Loan FAQs

Can I get a Used Car Loan in Puri?

Yes, Shriram Finance provides Used Car Loans in Puri, offering flexible and accessible financing solutions for pre-owned vehicles.

What are the eligibility criteria for a Used Car Loan in Puri?

To be eligible for a Used Car Loan in Puri, you must be an Indian national, have attained 21* years of age, and not be older than 59* years at loan conclusion. Income criteria will vary according to the specific vehicle type, its age, and your chosen repayment schedule.

What is the interest rate on a Used Car Loan?

Interest rates for Used Car Loans provided by Shriram Finance begin at 10%* p.a. The exact rate offered will be determined by various elements of your financial profile.

What documents are required for a Used Car Loan in Puri?

Essential documentation comprises a thoroughly completed application form, the vehicle's registration papers, KYC documents, proof of your income, and recent banking statements. Document requirements may differ depending on your individual circumstances and the loan amount you're seeking.

What is the processing fee for a Used Car Loan?

Shriram Finance imposes a processing fee of up to 5%* of the principal loan amount for Used Car Loans.

What is the down payment required for a Used Car Loan in Puri?

Shriram Finance offers funding for up to 85%* of the vehicle's determined value, requiring you to make a down payment of the remaining 15%*.

Can I apply for a Used Car Loan online in Puri?

Yes, you can conveniently apply for a Used Car Loan online through Shriram Finance's official website or by using the Shriram One mobile application with minimal effort.

What is the maximum loan amount I can get for a used car in Puri?

The maximum financing available for a Used Car Loan reaches up to 85%* of the vehicle's appraised value, with minimum loan amounts beginning at ₹1 lakh*.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.