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Used Car Loans in Puri
Puri's coastal landscape presents distinctive transportation challenges for residents navigating between sacred temples, bustling fishing markets, and surrounding coastal villages. Second-hand vehicles emerge as a pragmatic mobility solution for locals seeking economical transportation. Used car loans in Puri provide an accessible financial pathway, enabling residents to overcome geographical constraints and enhance personal connectivity. Shriram Finance presents used car loans in Puri with rates beginning at 10%* p.a. Our flexible up to 48 months tenure options help make automobile ownership a reality for numerous households.
Used Car Loan Types in Puri
Shriram Finance offers used car loan solutions for Puri residents with two primary options:
Loan Against Car (Car Refinancing)
Pre-Owned Car Loan
Features and Benefits of Used Car Loans in Puri
Competitive Interest Rates
Flexible Repayment Tenures
High Financing Percentage
Regular Reminders
Car Refinancing Options
Dedicated Customer Service
Customised Loan Solutions
Easy Online Application
Used Car Loan Interest Rates in Puri
Shriram Used Car Loan Interest Rates in Puri begin at 10%* p.a., presenting accessible financing solutions for pre-owned vehicles. Our interest structures are carefully crafted to support manageable loan instalments, ensuring that acquiring a used automobile remains within your financial comfort zone.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Enhance your financial planning by utilising our second-hand car loan EMI calculator to assess potential interest rates and monthly financial obligations prior to submitting your loan application.
How to Use the Used Car Loan EMI Calculator
Unlock the potential of the pre-owned car loan calculator to streamline your vehicle financing approach. Specify your desired loan value and repayment timeline to receive an immediate monthly EMI projection. This analytical resource provides clear visibility into how loan variations impact your financial commitments, enabling you to design a financing strategy that aligns perfectly with your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Puri
A targeted financial product designed to provide liquidity for vehicle owners. This loan option enables owners to leverage their vehicle's current market value to access funds while retaining complete vehicle ownership. The structured financing approach offers flexible repayment terms and competitive interest rates to meet diverse financial needs.
Eligibility and Documentation Criteria for Used Car Loans in Puri
To check used car loan eligibility online, applicants must meet these conditions:
Eligibility Criteria:- Residency: Open to all permanent Indian citizens.
- Age: Minimum age of 21* years, maximum 59* years at loan completion.
- Income: Financial requirements adjusted according to vehicle specifications, model, and selected repayment duration.
Required Documents:- KYC Documents: Valid identification and residential proof recognised by official authorities.
- Vehicle Documents: Complete vehicle registration certificate and current insurance verification.
- Income Proof: Salary slips for employed applicants; income tax returns for independent professionals.
- Bank Statements: Current financial records as potential supplementary evidence.
Step-by-Step Application Process for Used Car Loans in Puri
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Puri
Shriram Finance has extended its Used Car Loan services to Puri with a customer-friendly branch offering quick processing and minimal paperwork. Key locations include:
Locate Us
Used Car Loan Customer Care in Puri
Shriram Finance delivers expert Pre-owned Car Loan guidance through responsive customer support mechanisms and conveniently situated branch locations.
Used Car Loan Status in Puri
Monitor your Used Car Loan Status through Shriram Finance's comprehensive digital tracking system. Easily access your loan information online or seek personalised guidance from our local branch representatives. Our commitment ensures transparent communication throughout every stage of your loan approval process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Puri?
Yes, Shriram Finance provides Used Car Loans in Puri, offering flexible and accessible financing solutions for pre-owned vehicles.
What are the eligibility criteria for a Used Car Loan in Puri?
To be eligible for a Used Car Loan in Puri, you must be an Indian national, have attained 21* years of age, and not be older than 59* years at loan conclusion. Income criteria will vary according to the specific vehicle type, its age, and your chosen repayment schedule.
What is the interest rate on a Used Car Loan?
Interest rates for Used Car Loans provided by Shriram Finance begin at 10%* p.a. The exact rate offered will be determined by various elements of your financial profile.
What documents are required for a Used Car Loan in Puri?
Essential documentation comprises a thoroughly completed application form, the vehicle's registration papers, KYC documents, proof of your income, and recent banking statements. Document requirements may differ depending on your individual circumstances and the loan amount you're seeking.
What is the processing fee for a Used Car Loan?
Shriram Finance imposes a processing fee of up to 5%* of the principal loan amount for Used Car Loans.
What is the down payment required for a Used Car Loan in Puri?
Shriram Finance offers funding for up to 85%* of the vehicle's determined value, requiring you to make a down payment of the remaining 15%*.
Can I apply for a Used Car Loan online in Puri?
Yes, you can conveniently apply for a Used Car Loan online through Shriram Finance's official website or by using the Shriram One mobile application with minimal effort.
What is the maximum loan amount I can get for a used car in Puri?
The maximum financing available for a Used Car Loan reaches up to 85%* of the vehicle's appraised value, with minimum loan amounts beginning at ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.