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Used Car Loan in Purulia
Planning to buy a second-hand car but need financial support? A Used Car Loan in Purulia from Shriram Finance helps you arrange funds without straining your budget. Instead of making a lump sum payment, you can opt for structured repayment, making ownership more manageable. Knowing the eligibility criteria, required documents, and loan process in advance can simplify your application. This guide covers everything you need to make an informed decision.
Used Car Loan Types in Purulia
Shriram Finance provides second-hand car loan services in Purulia to cater to different financial needs. Pick a loan option that suits your budget and repayment capacity.
Loan Against Car (Car Refinancing)
Pre-Owned Car Loan
Features and Benefits of Used Car Loan in Purulia
High Financing Percentage
Flexible Repayment Tenures
Regular Reminders
Competitive Interest Rates
Car Refinancing Options
Easy Online Application
Customised Loan Solutions
Dedicated Customer Service
Used Car Loan Interest Rates in Purulia
The Used Car Loan in Purulia from Shriram Finance comes with interest rates starting at 10%* p.a., ensuring an affordable financing option for pre-owned vehicles. These competitive rates help you manage your loan repayments smoothly, allowing you to own a used car without financial pressure. Below is a complete list of charges and fees associated with our Used Car Loan.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to check your estimated EMIs and interest rate instantly. This tool allows you to plan your loan repayments better and select a loan option that suits your financial situation.
How to Use the Used Car Loan EMI Calculator
Use the pre-owned car loan calculator to plan your loan effortlessly. Enter your preferred loan amount and tenure, and the tool will instantly generate your estimated EMI. This gives you a clear view of your repayment schedule. You can also compare loan options to select the most suitable one. It helps you manage your finances wisely.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Purulia
Shriram Finance offers car refinancing options in Purulia, allowing you to get funds using your car's value while keeping ownership. This facility provides financial relief with flexible repayment plans and competitive interest rates. However, your car should not have an active loan to qualify. It is a reliable way to arrange money in times of need.
Eligibility and Documentation Criteria for Used Car Loan in Purulia
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Residency: All Indian residents.
- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- Vehicle Documents: Registration certificate and insurance details of the used car.
- Income Proof: Salary slips for salaried individuals, and income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- KYC Documents: Proof of identity and address.
Step-by-Step Application Process for Used Car Loan in Purulia
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Purulia
Shriram Finance has set up branch services in Purulia for customer convenience. These branches are in well-known areas, making it easy to access our services. Some important locations include:
Locate Us
Used Car Loan Customer Care in Purulia
Shriram Finance has a dedicated customer care service in Purulia to help with your Pre-owned Car Loan queries. You can call our support team or visit a nearby branch for personalised assistance. Below are our used car loan customer care numbers:
Used Car Loan Status in Purulia
If you need to check your Used Car Loan Status in Purulia, visit the Shriram Finance website and log in. Go to the 'Loan Status' section and provide your loan account or application number. For any queries, reach out to customer care or visit a nearby branch.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Purulia?
Yes, Shriram Finance provides Used Car Loans in Purulia with a simple process and quick approval. Various repayment plans are available.
What are the eligibility criteria for a Used Car Loan in Purulia?
Applicants must be Indian citizens aged between 21* and 59* years at loan maturity. The required income varies based on the car's model, age, and repayment period.
What is the interest rate on a Used Car Loan?
The interest rate starts at 10%* p.a., but the final rate depends on financial details and vehicle type.
What documents are required for a Used Car Loan in Purulia?
Applicants need to submit an application form, KYC papers, proof of income, bank statements, and the vehicle's registration certificate. More documents may be needed.
What is the processing fee for a Used Car Loan?
The processing fee is up to 5%* of the loan amount. For the latest charges, check Shriram Finance's website.
What is the down payment required for a Used Car Loan in Purulia?
up to 85%* of the vehicle's value can be financed, and the remaining 15%* must be paid as a down payment.
Can I apply for a Used Car Loan online in Purulia?
Yes, applications can be submitted online through Shriram Finance's website or Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Purulia?
The loan amount can be up to 85%* of the car's value, with a minimum loan starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.