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Used Car Loans in Ramgarh
A car in Ramgarh can add ease to your daily travel, whether for work or leisure. Choosing a pre-owned car helps you save money while enjoying the benefits of personal transport. Used car loans in Ramgarh offer financial support to buy a second-hand car without stretching your budget. Shriram Finance provides convenient loan options with competitive interest rates and flexible repayment terms. Whether you're purchasing your first car or upgrading, our financing solutions make the process seamless. We believe in transparency, which is why we guide you through every step, whether you apply online or visit a branch. Apply today and take the first step towards car ownership.
Used Car Loan Types in Ramgarh
At Shriram Finance, we provide used car loans in Ramgarh to help customers finance their vehicle purchase. Select the loan option that fits your financial situation.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Ramgarh
Competitive Interest Rates
High Financing Percentage
Flexible Repayment Tenures
Regular Reminders
Easy Online Application
Car Refinancing Options
Customised Loan Solutions
Dedicated Customer Service
Used Car Loan Interest Rates in Ramgarh
Shriram Finance provides used car loan interest rates in Ramgarh starting from 10%* p.a., ensuring competitive financing options. Our rates are designed for manageable repayments, fitting your financial strategy. Below, you'll find a comprehensive breakdown of the main charges and fees associated with our used car loans:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
You can try our second-hand car loan EMI calculator to estimate your monthly instalments and interest rate for a second-hand car loan. This tool helps you manage your finances efficiently before applying for a loan.
How to Use the Used Car Loan EMI Calculator
Simply enter your loan amount and repayment tenure in the pre-owned car loan calculator to get an instant EMI estimate. This allows you to compare different loan plans and choose the one that best suits your financial goals.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Ramgarh
In Ramgarh, Shriram Finance offers a way to access funds by using your car's existing value, through refinancing, without selling it. This allows for access to needed cash for varied financial demands, while still allowing you to continue using your vehicle. We provide refinancing options that include competitive interest rates and flexible repayment schedules. Please note, this service is only applicable to vehicles that are free of any current loan obligations.
Eligibility and Documentation Criteria for Used Car Loans in Ramgarh
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Ramgarh
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Ramgarh
Shriram Finance is available in Ramgarh to support you with your used car loan process. Use our locator tool to find the nearest branch.
Locate Us
Used Car Loan Customer Care in Ramgarh
Our customer care team in Ramgarh is available to resolve any queries related to pre-owned car loans. You can contact us via phone or visit a branch. A table with customer care details is provided below:
Used Car Loan Status in Ramgarh
To track your used car loan status in Ramgarh, log in to your Shriram Finance account, navigate to the 'Loan Status' section, and enter your application or loan account number. You can also call our customer service team or visit a branch for updates. We ensure you receive timely updates at every stage of your loan journey.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Ramgarh?
Yes, you can avail financing for used cars from Shriram Finance with suitable loan options.
What are the eligibility criteria for a used car loan in Ramgarh?
Eligibility criteria to apply for a used car loan include being an Indian resident aged 21* years to 59* years at loan maturity, with income eligibility determined by vehicle model, age, and loan term.
What is the interest rate on a used car loan?
Our used car loan interest rates commence at 10%* p.a., with the final rate influenced by several factors.
What documents are required for a used car loan in Ramgarh?
Documents needed for a used car loan are an application form, KYC documents, income proof, bank statements, and the vehicle's registration certificate. However, the exact documents required may vary based on your loan profile.
What is the processing fee for a used car loan?
The processing fee charged by Shriram Finance for a used car loan can go up to 5%* of the loan amount.
What is the down payment required for a used car loan in Ramgarh?
You will need to make a down payment of 15%*, as we finance up to 85%* of the car's value.
Can I apply for a used car loan online in Ramgarh?
Yes, you can apply for a used car loan online in Ramgarh by using the Shriram Finance website or the Shriram One app, following a straightforward application process.
What is the maximum loan amount I can get for a used car in Ramgarh?
Loan amounts reach up to 85%* of the car's valuation, with a minimum of âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.