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Used Car Loan in Ranaghat
A Used Car Loan in Ranaghat from Shriram Finance can help you buy a second-hand car without financial stress. With structured repayment options, you can manage your expenses while securing the vehicle you need. Understanding the eligibility criteria, required documents, and loan process beforehand can make your application seamless. This guide covers all the essential details to help you get started smoothly.
Used Car Loan Types in Ranaghat
Shriram Finance offers second-hand car loan options in Ranaghat to assist customers with their vehicle financing needs. Select a loan option that aligns with your financial plan.
Loan Against Car (Car Refinancing)
Pre-Owned Car Loan
Features and Benefits of Used Car Loan in Ranaghat
Flexible Repayment Tenures
Regular Reminders
Competitive Interest Rates
High Financing Percentage
Easy Online Application
Car Refinancing Options
Dedicated Customer Service
Customised Loan Solutions
Used Car Loan Interest Rates in Ranaghat
The Used Car Loan in Ranaghat from Shriram Finance offers attractive interest rates starting at 10%* p.a., making it easier for you to finance a pre-owned car. These competitive rates ensure that loan repayments fit within your budget, making car ownership hassle-free. Below is a detailed list of applicable charges and fees for our Used Car Loan.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
With our second-hand car loan EMI calculator, you can quickly check your expected EMIs and interest rate. This easy-to-use tool helps you plan your repayments in advance and choose the right loan for your financial needs.
How to Use the Used Car Loan EMI Calculator
The pre-owned car loan calculator makes it easy to plan your loan. Just input the loan amount and tenure, and it will quickly display your estimated EMI. This helps you understand your repayment commitment in advance. You can also compare various loan options to find the best one. It is a helpful way to stay financially prepared.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Ranaghat
With car refinancing options in Ranaghat, Shriram Finance helps you use your car's value to access additional funds. This allows you to meet urgent financial needs while continuing to drive your car. The facility comes with flexible repayment terms and attractive interest rates, ensuring easy loan management. This option is only available if your car is loan-free, making it a great financial solution.
Eligibility and Documentation Criteria for Used Car Loan in Ranaghat
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Residency: All Indian residents.
- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- Vehicle Documents: Registration certificate and insurance details of the used car.
- Income Proof: Salary slips for salaried individuals, and income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- KYC Documents: Proof of identity and address.
Step-by-Step Application Process for Used Car Loan in Ranaghat
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Ranaghat
To make financial services more accessible, Shriram Finance has branches in Ranaghat. They are located in recognised areas, ensuring that customers can visit without difficulty. Some important locations include:
Locate Us
Used Car Loan Customer Care in Ranaghat
For any Pre-owned Car Loan questions in Ranaghat, Shriram Finance provides special customer care services. You can speak to our support team over the phone or visit a branch for in-person assistance. Below are our used car loan customer care numbers:
Used Car Loan Status in Ranaghat
To track your Used Car Loan Status in Ranaghat, log in to the Shriram Finance website and navigate to the 'Loan Status' page. Enter your loan account or application number for instant updates. You can also contact our support team or visit a branch to stay informed.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Ranaghat?
Yes, you can get a Used Car Loan in Ranaghat from us. We offer adaptable and convenient financing options for pre-owned vehicles.
What are the eligibility criteria for a Used Car Loan in Ranaghat?
To be eligible for a Used Car Loan, you must be an Indian resident, at least 21* years old, and not more than 59* years old at loan maturity. The income requirement varies based on the vehicle model, age, and repayment tenure.
What is the interest rate on a Used Car Loan?
The interest rate for our Used Car Loans starts at 10%* p.a. but the exact rate may vary based on individual factors.
What documents are required for a Used Car Loan in Ranaghat?
Required documents include an application form, registration certificate of the vehicle, KYC documents, income proof, and bank statements. The exact list may vary based on your profile and loan amount.
What is the processing fee for a Used Car Loan?
The processing fee for a Used Car Loan is up to 5%* of the loan amount. Check the website for updated charges and more.
What is the down payment required for a Used Car Loan in Ranaghat?
We offer financing of up to 85%* of the vehicle's value, which means you need to pay a down payment covering the remaining 15%*.
Can I apply for a Used Car Loan online in Ranaghat?
Yes, you can apply for a Used Car Loan online through the Shriram Finance website or Shriram One mobile app in a few easy steps.
What is the maximum loan amount I can get for a used car in Ranaghat?
The maximum loan amount for a Used Car Loan is up to 85%* of the vehicle's value, with a minimum loan amount starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.