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Used Car Loans in Rishikesh
In a spiritual and tourist hub like Rishikesh, having a car offers unmatched ease of travel. However, buying a new car requires a significant investment. A used car provides a more cost-effective alternative without compromising on comfort. At Shriram Finance, our used car loans in Rishikesh are designed to make car ownership accessible. Loans start from âı1 lakh* with repayment periods of up to 48 months. Our competitive interest rates and easy online application process ensure quick financing. Now, owning a car in Rishikesh is convenient and affordable with Shriram Finance. Begin your journey to loan approval today.
Used Car Loan Types in Rishikesh
Shriram Finance provides a range of used car loan types in Rishikesh designed to meet various customer needs. Select the loan type that best suits your financial goals.
Loan against car (Car refinancing)
Pre-owned car loan
Features and Benefits of Used Car Loans in Rishikesh
Competitive interest rates:
Flexible repayment tenures:
High financing percentage:
Regular reminders:
Easy online application:
Car refinancing options:
Customised loan solutions:
Dedicated customer service:
Used Car Loan Interest Rates in Rishikesh
With competitive interest rates starting from 10%* p.a., you can avail cost-effective used car loans from Shriram Finance. We focus on structured repayment plans, ensuring stress-free ownership of a pre-owned car. For a complete overview of used car loan interest rates and charges, refer to the table below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
To estimate your EMIs and interest payable, use our second-hand car loan EMI calculator. This tool helps you assess your repayment capacity before applying for the loan.
How to Use the Used Car Loan EMI Calculator
Our pre-owned car loan calculator is simple to use. Enter your preferred loan amount and tenure, and the tool will instantly calculate your monthly EMI. This allows you to plan your finances effectively before committing to a loan.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Rishikesh
With Shriram Finance's car refinancing, you can easily use your vehicle's value to secure needed funds. This enables you to maintain car ownership while gaining financial flexibility. We prioritise your needs by offering competitive rates and adaptable repayment schedules. A smooth refinancing experience requires your car to be free of existing loans.
Eligibility and Documentation Criteria for Used Car Loans in Rishikesh
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Rishikesh
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Rishikesh
Shriram Finance operates in Rishikesh to assist with used car loan applications. Use our branch locator tool to find the nearest branch for your financing needs.
Locate Us
Used Car Loan Customer Care in Rishikesh
For any queries regarding used car loans in Rishikesh, Shriram Finance provides dedicated customer support. You can contact us by phone or visit a branch for personalised assistance.
Used Car Loan Status in Rishikesh
Stay informed about your used car loan status in Rishikesh by logging into your Shriram Finance account. In the 'Loan Status' section, enter your application or loan account number. Alternatively, contact our customer care team or visit a branch for updates. We ensure you receive regular updates throughout the entire loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Rishikesh?
Yes, you can avail of a used car loan in Rishikesh through Shriram Finance, which provides tailored financing options for pre-owned cars.
What are the eligibility criteria for a used car loan in Rishikesh?
To be eligible, you must be an Indian resident aged 21* to 59* years at loan maturity. Income criteria depend on the car model, age, and repayment period.
What is the interest rate on a used car loan?
Our used car loan interest rates begin at 10%* p.a., with the final rate based on your loan profile.
What documents are required for a used car loan in Rishikesh?
Essential documents include an application form, KYC documents, vehicle registration certificate, income proof, and bank statements. Additional documents may be needed based on your profile.
What is the processing fee for a used car loan?
The processing fee is up to 5%* of the loan amount.
What is the down payment required for a used car loan in Rishikesh?
We offer up to 85%* financing, requiring a minimum down payment of 15%*.
Can I apply for a used car loan online in Rishikesh?
Yes, you can apply online for a used car loan in Rishikesh via the Shriram Finance website or Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Rishikesh?
You can avail up to 85%* of the vehicle's value as a used car loan, with a minimum loan amount of âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.