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Used Car Loans in Saharanpur
Saharanpur is witnessing a rising need for personal vehicles. Choosing a pre-owned car in this city is a smart way to enjoy car ownership without the high price of a new model. Used car loans in Saharanpur offer financial support, making it easier to purchase a second-hand car without straining your savings. Shriram Finance provides tailored loan solutions with competitive interest rates and flexible repayment options, ensuring a hassle-free borrowing experience. First-time car buyers and those upgrading to something better can both benefit from our hassle-free process. Begin your journey today by applying for a used car loan with Shriram Finance!
Used Car Loan Types in Saharanpur
Shriram Finance provides various used car loan types in Saharanpur solutions to cater to different customer needs. Select the loan option that aligns with your financial objectives.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Saharanpur
Flexible Repayment Tenures
Competitive Interest Rates
High Financing Percentage
Regular Reminders
Dedicated Customer Service
Easy Online Application
Car Refinancing Options
Customised Loan Solutions
Used Car Loan Interest Rates in Saharanpur
Shriram Finance provides used car loans with competitive interest rates, starting at 10%* p.a., ensuring affordability. These rates support comfortable repayments, making owning a pre-owned vehicle simpler. Find a summary of the important charges and fees for our financing solutions below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
You can use our second-hand car loan EMI calculator to check monthly payments, helping you plan your repayment before you apply.
How to Use the Used Car Loan EMI Calculator
To use the pre-owned car loan EMI calculator, input the desired loan amount and tenure into the tool for an instant estimate of monthly payments. This helps you compare repayment options and select one that fits your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Saharanpur
In Saharanpur, Shriram Finance provides refinancing services that allow you to use your vehicle's worth as collateral without selling it. This option offers quick access to funds while retaining ownership of the vehicle. We ensure competitive interest rates and flexible repayment terms. This facility is applicable only if no existing loans are active on the vehicle.
Eligibility and Documentation Criteria for Used Car Loans in Saharanpur
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Saharanpur
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Saharanpur
For customers located in Saharanpur, Shriram Finance offers assistance through its network. Use our branch locator tool online to find a branch near you for all inquiries related to used car loans.
Locate Us
Used Car Loan Customer Care in Saharanpur
Our dedicated customer care team based in Saharanpur is available to address all pre-owned car loan-related concerns. You can contact us via phone or visit a nearby branch for support.
Used Car Loan Status in Saharanpur
Check the status of your used car loan application by logging into your Shriram Finance account and navigating to the 'Loan Status' section online. Our customer support is also available to provide updates. Our goal is to ensure you are well-informed at each step of the loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Saharanpur?
Yes, we offer used car loans in Saharanpur with easy financing options for purchasing pre-owned vehicles.
What are the eligibility criteria for a used car loan in Saharanpur?
You are eligible if you are an Indian resident aged between 21* and 59* years at the time of loan completion. Your income eligibility is determined by factors such as the vehicle's model, age, and repayment term.
What is the interest rate on a used car loan?
Our used car loans in Saharanpur have interest rates starting at 10%* p.a., with the final rate depending on your eligibility.
What documents are required for a used car loan in Saharanpur?
The required documents include an application form, vehicle registration certificate, KYC documents, income proof, and bank statements. Specific requirements may vary based on your loan profile.
What is the processing fee for a used car loan?
The processing fee for a used car loan with Shriram Finance can go up to 5%* of the total loan amount.
What is the down payment required for a used car loan in Saharanpur?
We finance up to 85%* of the vehicle's value, requiring you to cover the remaining 15%* as a down payment.
Can I apply for a used car loan online in Saharanpur?
Yes, you can easily apply online for a used car loan through the Shriram Finance website or Shriram One mobile app by following a straightforward process.
What is the maximum loan amount I can get for a used car in Saharanpur?
You can avail up to 85%* of the vehicle's value as a loan, with the minimum loan amount starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.