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Used Car Loans in Sangli
Sangli's expanding agricultural trade and growing urban infrastructure has led to a rising demand for personal transport. While public transport is available, having a personal vehicle adds convenience and flexibility. However, purchasing a new car can be expensive, making a used car a practical choice. With used car loans in Sangli, you can buy a second-hand car affordably. Shriram Finance offers loans starting from ₹1 lakh* with repayment terms of up to 48 months, making car ownership accessible. The process is simple, with minimal documentation and quick approvals. Whether you need a car for daily travel or work, a pre-owned vehicle is a budget-friendly solution. Apply for used car loans in Sangli online through Shriram Finance or visit a branch to begin your journey today!
Used Car Loan Types in Sangli
Shriram Finance provides the following used car loan types in Sangli to meet diverse customer needs. Choose the loan option that suits your financial plans best.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Sangli
Flexible Repayment Tenures
High Financing Percentage
Regular Reminders
Competitive Interest Rates
Customised Loan Solutions
Easy Online Application
Car Refinancing Options
Dedicated Customer Support
Used Car Loan Interest Rates in Sangli
Shriram Finance provides used car loan interest rates in Sangli starting at 10%* p.a. These rates are structured to ease repayment planning, helping you purchase a pre-owned car conveniently. The table below provides details on the interest rates and charges for our used car loans:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Our second-hand car loan EMI calculator simplifies repayment estimation, making financial planning effortless.
How to Use the Used Car Loan EMI Calculator
To utilise the pre-owned car loan calculator, input your loan amount and tenure. The calculator will instantly generate your EMI details, providing clarity on monthly repayments. This tool is designed to offer a transparent view of various loan amounts and repayment schedules, helping you select the best option within your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Sangli
Shriram Finance's car refinancing facility allows you to access funds while keeping ownership of your vehicle. By leveraging your car's value, you can secure financing without selling it. We offer competitive interest rates and customisable repayment options to suit your financial needs. This facility is only available for vehicles without an existing loan, ensuring greater flexibility.
Eligibility and Documentation Criteria for Used Car Loans in Sangli
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Sangli
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Sangli
Shriram Finance operates in Sangli, providing reliable solutions for used car loans. Use our branch locator tool to find the nearest branch for expert assistance.
Locate Us
Used Car Loan Customer Care in Sangli
If you have any questions regarding your used car loan in Sangli, our customer support team is ready to assist you. You can call us or visit one of our branches for personalised guidance. Please find our contact details in the table below:
Used Car Loan Status in Sangli
To check your used car loan status in Sangli, visit the Shriram Finance website and log in to your account. Navigate to the 'Loan Status' section and enter your loan account or application number for real-time updates. Alternatively, you can contact our support team or visit a branch to get the latest status on your loan application. We ensure that you experience a smooth and transparent loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Sangli?
Yes, we provide used car loans in Sangli with financing solutions designed for purchasing pre-owned vehicles.
What are the eligibility criteria for a used car loan in Sangli?
To apply, you must be an Indian resident, at least 21* years old and not exceeding 59* years at the time of loan maturity. Your income eligibility depends on factors like the car's model, age, and chosen repayment tenure.
What is the interest rate on a used car loan?
Our interest rates for used car loans start at 10%* p.a., though the final rate depends on multiple personal factors.
What documents are required for a used car loan in Sangli?
The required paperwork includes an application form, the vehicle's registration certificate, KYC documents, income proof, and bank statements. Requirements may differ based on your loan profile.
What is the processing fee for a used car loan?
The processing fee may be up to 5%* of the total loan amount.
What is the down payment required for a used car loan in Sangli?
We finance up to 85%* of the vehicle's value, requiring a down payment of the remaining 15%*.
Can I apply for a used car loan online in Sangli?
Yes, you can apply for a used car loan in Sangli online through the Shriram Finance website or the Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Sangli?
You can get a loan covering up to 85%* of the vehicle's value, with a minimum loan amount of ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.