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Used Car Loans in Sarkaghat
A car is a valuable asset, providing flexibility and comfort in a town like Sarkaghat. However, the price of new cars can be out of reach for many. Choosing a used car is a sensible alternative that reduces costs while still delivering the benefits of personal transport. At Shriram Finance, we offer used car loans in Sarkaghat with a loan amount starting from ₹1 lakh* and repayment options of up to 48 months. Our easy online application process and competitive interest rates make financing simple. Now, owning a car in Sarkaghat is within your budget.
Used Car Loan Types in Sarkaghat
Shriram Finance provides a range of used car loan types in Sarkaghat designed to meet various customer needs. Choose the loan option that best fits your financial needs and circumstances.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Sarkaghat
Competitive Interest Rates
High Financing Percentage
Flexible Repayment Tenures
Regular Reminders
Easy Online Application
Car Refinancing Options
Customised Loan Solutions
Dedicated Customer Service
Used Car Loan Interest Rates in Sarkaghat
Shriram Finance provides used car loans in Sarkaghat with interest rates starting at 10%* p.a., offering competitive and cost-effective financing options. These rates are structured to ensure smooth repayment, making it more convenient to own a pre-owned vehicle. Below is a detailed overview of the charges and fees applicable to our used car loans:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Utilise our second-hand car loan EMI calculator to quickly calculate your interest rate and monthly instalments. This tool helps you organise your finances effectively before submitting a loan application.
How to Use the Used Car Loan EMI Calculator
To calculate EMIs for your pre-owned car loan, simply enter the loan amount and tenure into the calculator. It will instantly provide your monthly instalment amount, helping you make sound financial choices. The calculator also lets you compare various loan options to find the one that aligns with your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Sarkaghat
Shriram Finance offers car refinancing solutions in Sarkaghat. This provision helps you access funds by leveraging your car's value without having to sell it. We ensure competitive interest rates and flexible repayment terms. Note that this facility can be availed only if there are no active loans on the vehicle, making it a convenient choice for immediate financial needs.
Eligibility and Documentation Criteria for Used Car Loans in Sarkaghat
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Sarkaghat
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Sarkaghat
Shriram Finance operates in Sarkaghat to assist with all your used car loan needs. Use our branch locator tool to find the closest branch for personalised support.
Locate Us
Used Car Loan Customer Care in Sarkaghat
Our dedicated customer service team in Sarkaghat is ready to address all queries related to pre-owned car loans. You can contact them by phone or visit a branch for help. A table with customer care numbers is provided for easy reference:
Used Car Loan Status in Sarkaghat
To track your used car loan status in Sarkaghat, log into your Shriram Finance account, select the 'Loan Status' section, and input your application or loan account number. You can also call our customer care team or visit a branch for updates. We are committed to keeping you informed throughout every stage of your loan journey.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Sarkaghat?
Yes, we facilitate used car loans in Sarkaghat, offering personalised financing solutions for pre-owned vehicles.
What are the eligibility criteria for a used car loan in Sarkaghat?
To qualify, applicants must be Indian residents aged 21* to 59* years at the loan's conclusion. Income assessment is based on the vehicle's model, age, and the loan's duration
What is the interest rate on a used car loan?
Interest rates for used car loans start from 10%* p.a., but the final rate is determined by various influencing factors.
What documents are required for a used car loan in Sarkaghat?
You'll need an application form, identification, income verification, bank details, and vehicle registration. Specific document needs may vary.
What is the processing fee for a used car loan?
The processing fee for a used car loan can be up to 5%* of the loan amount.
What is the down payment required for a used car loan in Sarkaghat?
A 15%* down payment is required, as we finance up to 85%* of the vehicle's value.
Can I apply for a used car loan online in Sarkaghat?
Yes, you can apply online for a used car loan in Sarkaghat through the Shriram Finance website or the Shriram One mobile app by following a simple process.
What is the maximum loan amount I can get for a used car in Sarkaghat?
With Shriram Finance, you can avail up to 85%* of the vehicle's value as a loan. The minimum loan amount starts from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.