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Used Car Loans in Siliguri
Siliguri's expanding urban landscape and improving transport facilities make owning a car a necessity for comfort and efficiency. However, the steep cost of new vehicles can strain your budget. Opting for a pre-owned car is a cost-effective way to experience the benefits of car ownership. With used car loans in Siliguri, you can finance a second-hand car with ease. Shriram Finance provides tailored loan solutions with competitive interest rates starting at 10%* p.a. You can borrow from âı1 lakh* and choose a repayment tenure of up to 48 months for manageable EMIs. The application process is simple, ensuring a smooth loan experience. Start today and bring home your ideal car without financial stress!
Used Car Loan Types in Siliguri
Shriram Finance provides the following used car loan types in Siliguri to meet diverse customer needs. Choose the loan that aligns with your financial plans.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Siliguri
Competitive Interest Rates
High Financing Percentage
Flexible Repayment Tenures
Regular Reminders
Customised Loan Solutions
Easy Online Application
Car Refinancing Options
Dedicated Customer Service
Used Car Loan Interest Rates in Siliguri
Shriram Finance provides used car loan interest rates in Siliguri starting at 10%* p.a. Our affordable financing options make it easier to purchase a second-hand vehicle. The details of charges and fees are outlined below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to estimate your monthly instalments for a used car loan.
How to Use the Used Car Loan EMI Calculator
The pre-owned car loan calculator can help you compare different loan scenarios to make an informed decision. Our pre-owned car loan calculator helps you determine the estimated monthly repayment for a used car loan. Just enter the loan amount, interest rate, and tenure to receive an instant calculation of your EMI, total interest, and overall loan expense. Adjust the figures to explore different repayment options.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Siliguri
If you are in Siliguri and need immediate funds, Shriram Finance offers car refinancing as a reliable solution. This facility allows you to obtain funds using your car's value without selling it, provided the vehicle is not under an active loan. We offer competitive interest rates and easy repayment terms for added convenience.
Eligibility and Documentation Criteria for Used Car Loans in Siliguri
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Siliguri
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Siliguri
Shriram Finance extends its services to Siliguri for used car loan needs. Use our branch locator to find the nearest location for assistance.
Locate Us
Used Car Loan Customer Care in Siliguri
Our customer care team is ready to assist you with any queries related to pre-owned car loans. You can contact us via phone or visit a branch for further support.
Used Car Loan Status in Siliguri
To check the progress of your used car loan application in Siliguri, log into your Shriram Finance account and access the 'Loan Status' section. Enter your application or loan account number for real-time updates. You can also contact our customer service team or visit a branch for further details. Get the right financial assistance to buy a second-hand car with Shriram Finance.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Siliguri?
Yes, we offer used car loan services in Siliguri, making financing for second-hand vehicles easy and accessible.
What are the eligibility criteria for a used car loan in Siliguri?
Applicants must be Indian residents aged 21* to 59* years by loan maturity. The income requirement is assessed based on factors like the car's model, age, and repayment tenure.
What is the interest rate on a used car loan?
Our used car loan interest rates start at 10%* p.a. The applicable rate will be determined based on individual eligibility and other considerations.
What documents are required for a used car loan in Siliguri?
The required documents include a completed application form, KYC proofs, income verification, bank statements, and the car's registration certificate. The exact requirements may vary.
What is the processing fee for a used car loan?
A processing fee of up to 5%* of the loan amount may be applicable.
What is the down payment required for a used car loan in Siliguri?
We provide up to 85%* financing on the car's value, so a minimum of 15%* must be paid as a down payment.
Can I apply for a used car loan online in Siliguri?
Yes, you can submit your used car loan application online in Siliguri through the Shriram Finance website or the Shriram One mobile application.
What is the maximum loan amount I can get for a used car in Siliguri?
You may avail of a loan covering up to 85%* of the car's value, with the minimum loan amount starting at âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.