- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications4
Terms and Conditions
Used Car Loans in Sivasagar
Buying a car in Sivasagar can make travel way more convenient, whether for daily commutes or business. Buying a pre-owned vehicle is a smart way to get the benefits of car ownership at a lower cost. Used car loans in Sivasagar provide the necessary financial support, making it easier to purchase a reliable second-hand car without straining your savings. Shriram Finance offers flexible used car loans catering to different financial needs. With competitive interest rates and easy repayment options, getting a used car loan has never been more accessible. Whether you are upgrading to a better model or purchasing your first car, our financing solutions ensure a smooth experience. Apply online or visit a nearby branch to explore tailored loan options. Take the next step towards owning a car with a trusted lending partner by your side.
Used Car Loan Types in Sivasagar
Shriram Finance provides a range of used car loan types in Sivasagar designed to meet various customer needs. Select the loan type that best fits your financial goals.
Loan against car (Car refinancing)
Pre-owned car loan
Features and Benefits of Used Car Loans in Sivasagar
Competitive Interest Rates
High Financing Percentage
Regular Reminders
Flexible Repayment Tenures
Easy Online Application
Car Refinancing Options
Customised Loan Solutions
Dedicated Customer Service
Used Car Loan Interest Rates in Sivasagar
Shriram Finance provides used car loan interest rates in Sivasagar starting from 10%* p.a. The structured repayment plans make it easier to finance a pre-owned vehicle. For a detailed breakdown of loan interest rates and charges, refer to the table below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
You can use our second-hand car loan EMI calculator to estimate your monthly instalments before applying.
How to Use the Used Car Loan EMI Calculator
To use the pre-owned car loan calculator, enter the loan amount, interest rate, and tenure. The calculator will instantly display your monthly EMI, total interest payable, and overall loan cost. Adjust the inputs to compare different repayment options and choose one that fits your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Sivasagar
Shriram Finance offers a car refinancing solution that allows you to access funds without selling your vehicle. This option enables you to retain ownership while utilising your car's market value for financial support. The service includes flexible repayment terms and competitive interest rates. Your car must be free from any existing loans to qualify for refinancing.
Eligibility and Documentation Criteria for Used Car Loans in Sivasagar
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Sivasagar
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Sivasagar
Shriram Finance has a presence in Sivasagar, helping you with used car loan applications. Use our branch locator tool to find the nearest branch for in-person support.
Locate Us
Used Car Loan Customer Care in Sivasagar
Our customer service team in Sivasagar is available to assist with all used car loan queries. You can contact us via phone or visit a branch for further guidance. Below is a table with customer care details:
Used Car Loan Status in Sivasagar
Track the status of your used car loan by logging into your Shriram Finance account. Visit the 'Loan Status' section and enter your application or loan account number to get real-time updates. You may also visit a branch or reach out to customer care for further assistance. We aim to provide you with regular updates during every stage of your loan. Enjoy the freedom of owning a used car with easy financing and simple repayment plans.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Sivasagar?
Yes, Shriram Finance offers used car loans in Sivasagar, providing financing solutions for purchasing second-hand cars.
What are the eligibility criteria for a used car loan in Sivasagar?
You must be an Indian resident aged between 21* to 59* years at the time of loan maturity. Eligibility is also based on factors such as the car's model, age, and loan tenure.
What is the interest rate on a used car loan?
Our used car loan interest rates start at 10%* p.a., subject to your financial profile and loan terms.
What documents are required for a used car loan in Sivasagar?
You will need to provide a completed application form, KYC documents, income proof, bank statements, and the vehicle's registration certificate. Additional documents may be required based on your profile.
What is the processing fee for a used car loan?
The processing fee for a used car loan can be up to 5%* of the loan amount.
What is the down payment required for a used car loan in Sivasagar?
We offer financing of up to 85%* of the car's market value, meaning a minimum 15%* down payment is required.
Can I apply for a used car loan online in Sivasagar?
Yes, you can apply for a used car loan in Sivasagar online through the Shriram Finance website or the Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Sivasagar?
You can avail up to 85%* of the vehicle's value as a loan, with the minimum loan amount starting from âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.