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Used Car Loans in Siwan
Owning a car in Siwan can make travel more convenient, whether for daily commutes or family outings. Buying a pre-owned vehicle is a smart way to get the benefits of car ownership at a lower cost. Used car loans in Siwan provide the necessary financial support, making it easier to purchase a reliable second-hand car without straining your savings. Shriram Finance offers flexible used car loans catering to different financial needs. With competitive interest rates and easy repayment options, getting a used car loan has never been more accessible. Whether you are upgrading to a better model or purchasing your first car, our financing solutions ensure a smooth experience. Apply online or visit a nearby branch to explore tailored loan options. Take the next step towards owning a car with a trusted lending partner by your side.
Used Car Loan Types in Siwan
Shriram Finance provides a range of used car loan types in Siwan designed to meet various customer needs. Select the loan type that aligns with your financial situation and requirements.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Siwan
Competitive Interest Rates
High Financing Percentage
Flexible Repayment Tenures
Regular Reminders
Easy Online Application
Car Refinancing Options
Customised Loan Solutions
Dedicated Customer Service
Used Car Loan Interest Rates in Siwan
Shriram Finance provides used car loan interest rates in Siwan starting at 10%* p.a., ensuring competitive and cost-effective financing. Our rates are structured to help you manage repayments with ease, making pre-owned car ownership more accessible. Below is an overview of the key charges and fees for our used car loan.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to get an instant estimate of your interest rate and monthly instalments. This tool allows you to plan your finances effectively before applying for a loan.
How to Use the Used Car Loan EMI Calculator
To calculate your pre-owned car loan EMIs, simply enter your loan amount and tenure. The calculator will instantly display your monthly instalment, helping you make informed financial decisions. The pre-owned car loan calculator allows you to compare different loan options and select the best one for your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Siwan
Shriram Finance offers car refinancing solutions in Siwan, enabling you to access funds by leveraging your car's value without selling it. This option provides competitive interest rates and flexible repayment plans. It is available only if your vehicle has no active loans, making it a practical solution for immediate financial needs.
Eligibility and Documentation Criteria for Used Car Loans in Siwan
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Siwan
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Siwan
Shriram Finance has a presence in Siwan to assist you with your used car loan requirements. Use our branch locator to find the nearest branch for personalised support.
Locate Us
Used Car Loan Customer Care in Siwan
Our dedicated customer service team in Siwan is available to address all pre-owned car loan queries. You can contact us via phone or visit a branch for assistance. Here is a table providing customer care numbers for our services.
Used Car Loan Status in Siwan
To track your used car loan status in Siwan, log in to your Shriram Finance account, go to the 'Loan Status' section, and enter your application or loan account number. You can also call our customer care team or visit a branch for updates. We are committed to providing you with regular updates during every stage of your loan.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Siwan?
Yes, we offer used car loans in Siwan with convenient financing solutions tailored for pre-owned vehicles.
What are the eligibility criteria for a used car loan in Siwan?
To be eligible for a used car loan, you must be an Indian resident aged between 21* years and 59* years at the time of loan maturity. Your income eligibility depends on factors like the vehicle's model, age, and loan tenure.
What is the interest rate on a used car loan?
Our used car loan interest rates start at 10%* p.a., though the final rate will depend on various factors.
What documents are required for a used car loan in Siwan?
The documents required for a used car loan include an application form, KYC documents, income proof, bank statements, and the vehicle's registration certificate. The exact requirements can differ based on your loan profile.
What is the processing fee for a used car loan?
The processing fee for a used car loan can be up to 5%* of the loan amount.
What is the down payment required for a used car loan in Siwan?
We finance up to 85%* of the car's value, so you will need to arrange the remaining 15%* as a down payment.
Can I apply for a used car loan online in Siwan?
Yes, you can apply online for a used car loan in Siwan through the Shriram Finance website or the Shriram One mobile app by following a simple process.
What is the maximum loan amount I can get for a used car in Siwan?
You can avail up to 85%* of the vehicle's value as a loan, with the minimum loan amount starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.