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Shriram Used Car Loans

Used Car Loans in Thrissur

In Thrissur, a reliable pre-owned car can be your ticket to independence. Shriram Finance makes this a reality with Used Car Loans in Thrissur, designed with your needs in mind. Forget complicated processes; we offer flexible financing with competitive interest rates starting at just 10%* p.a. Plus, finance up to 85%* of the car's value! Applying is simple with our online process, meaning quick approval and less hassle.

Used Car Loan Types in Thrissur

Shriram Finance provides tailored Used Car Loan options to fit your situation:

Pre-Owned Car Loan

Pre-Owned Car Loan

Get up to 85%* financing on your chosen used car, making ownership a breeze.
Unlock Cash with Your Car (Refinancing)

Unlock Cash with Your Car (Refinancing)

Need funds without selling your car? If you own your car outright, borrow against its value for immediate financial needs.

Features and Benefits of Used Car Loans in Thrissur

The features and benefits of a Used car loan in Thrissur offered by Shriram Finance are designed to make it easier for customers to buy a used car without financial stress.
Flexible Repayment

Flexible Repayment

Choose a repayment term that works for you, up to 48 months.
Generous Financing

Generous Financing

We finance up to 85%* of the car's value, reducing your upfront costs.
Budget-Friendly Interest Rates

Budget-Friendly Interest Rates

Starting at 10%* p.a., our rates keep your payments manageable.
Stay on Track

Stay on Track

Helpful payment reminders ensure you never miss a due date.
Easy Online Application

Easy Online Application

Apply from the comfort of your home with our simple online process.
Expert Support

Expert Support

Our dedicated team is here to answer your questions and guide you through the process.
Loans Tailored to You

Loans Tailored to You

We customise our loan solutions to meet your specific financial needs.
Refinance for Flexibility

Refinance for Flexibility

Turn your car's value into cash with our refinancing options (available if your car is loan-free).

Used Car Loan Interest Rates in Thrissur

Shriram Finance offers Used Car Loan Interest Rates starting at 10%* p.a. in Thrissur. Our competitive rates ensure you can afford your dream car without straining your budget.

Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing Feesup to 5%*
Foreclosure Chargesup to 4%*
Loan Tenureup to 48 months

Use our second-hand car loan EMI calculator to estimate your monthly payments and understand the total cost of your loan. Plan smart, drive happy!

How to Use the Used Car Loan EMI Calculator

Use our second-hand car loan EMI calculator to estimate your monthly payments and understand the total cost of your loan. Plan smart, drive happy! Using our pre-owned car loan calculator is easy. Simply enter the loan amount you need and your preferred repayment period. The calculator instantly shows your estimated monthly EMI, helping you make informed decisions. See how different loan amounts and repayment terms impact your monthly payments and choose the best fit for your budget.

STEP 01

Required Loan Amount

â‚ı

STEP 02

Interest Rate

%

Min 10%

Max 42%

STEP 03

Loan Tenure
months

Min 18 months

Max 48 months

Loan Summary

loangraph

Loan

Loan Amount

â‚ı 1,00,000

Interest Payable

â‚ı 8,103

Monthly EMI

â‚ı 6,006

Car Refinancing in Thrissur

Need extra cash? Shriram Finance lets you leverage your car's value with refinancing in Thrissur. Access funds quickly without selling your car! If your car is loan-free, this is a smart way to get the money you need while keeping your transportation. Enjoy competitive interest rates and flexible repayment options.

Eligibility and Documentation Criteria for Used Car Loans in Thrissur

To check your used car loan eligibility online, make sure you meet these requirements. These documents may vary based on the applicant's profile and the loan amount.

  • Individual IconEligibility Criteria:
    • Age: Applicant must be between 21*-59* years at loan maturity.
    • Residency: All Indian residents.
    • Income: These will vary depending on the specifics of the vehicle, its age, and the chosen repayment timeline.
  • Individual IconRequired Documents:
      The essential documents required include:
    • KYC Documents: Proof of identity and address.
    • Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
    • Bank Statements: Recent bank statements may be required.
    • Vehicle Documents: Registration certificate and insurance details of the used car.

Step-by-Step Application Process for Used Car Loans in Thrissur

Applying for a Used Car Loan is simple; follow these steps:

How To Apply
  • Step 1

    Visit the Shriram Finance website and register using your mobile number.
  • Step 2

    Verify the OTP sent to your mobile number to proceed.
  • Step 3

    Provide your personal information such as name, address, and contact details.
  • Step 4

    Once your application is submitted, a representative will connect with you to process your loan further.

Our Used Car Loan Branches in Thrissur

Shriram Finance has branch services in Thrissur ready to assist you. Find the closest location:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Used Car Loan Customer Care in Thrissur

Shriram Finance provides dedicated customer care for all your pre-owned car Loan questions in Thrissur. Call us or visit a branch for personalised assistance.

Used Car Loan Status in Thrissur

Track your Used Car Loan Status easily! Log in to your Shriram Finance account on our website, go to 'Loan Status,' and enter your application or loan account number. You can also call our customer care team or visit a branch for updates.

Used Car Loan FAQs

Can I get a Used Car Loan in Thrissur?

Yes, you can get a Used Car Loan in Thrissur from us. We offer adaptable and convenient financing options for pre-owned vehicles.

What are the eligibility criteria for a Used Car Loan in Thrissur?

To be eligible for a Used Car Loan, you must be an Indian resident, at least 21* years old, and not more than 59* years old at loan maturity. The income requirement varies based on the vehicle model, age, and repayment tenure.

What is the interest rate on a Used Car Loan?

The interest rate for our Used Car Loans starts at 10%* p.a. but the exact rate may vary based on individual factors.

What documents are required for a Used Car Loan in Thrissur?

Required documents include an application form, registration certificate of the vehicle, KYC documents, income proof, and bank statements. The exact list may vary based on your profile and loan amount.

What is the processing fee for a Used Car Loan?

The processing fee for a Used Car Loan is up to 5%* of the loan amount.

What is the down payment required for a Used Car Loan in Thrissur?

We offer financing of up to 85%* of the vehicle's value, which means you need to pay a down payment covering the remaining 15%*.

Can I apply for a Used Car Loan online in Thrissur?

Yes, you can apply for a Used Car Loan online through the Shriram Finance website or Shriram One mobile app in a few easy steps.

What is the maximum loan amount I can get for a used car in Thrissur?

The maximum loan amount for a Used Car Loan is up to 85%* of the vehicle's value, with a minimum loan amount starting from â‚ı1 lakh*.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.