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Used Car Loans in Udalguri
Owning a car in Udalguri enhances mobility, especially with the region's expanding road networks. However, the cost of a brand-new vehicle can be overwhelming. A second-hand car presents a budget-friendly alternative, allowing you to enjoy the benefits of car ownership without making a large financial commitment. With used car loans in Udalguri, you can purchase a pre-owned car without depleting your savings. Shriram Finance offers flexible loan options tailored to your needs. You can secure a loan starting from âı1 lakh* with competitive interest rates beginning at 10%* p.a.. Repayment terms extend up to 48 months, ensuring affordable EMIs. The application process is hassle-free, requiring minimal paperwork. Apply online or visit a branch to begin your journey towards car ownership today!
Used Car Loan Types in Udalguri
Shriram Finance provides the following used car loan types in Udalguri to meet various customer needs. Choose the loan type that aligns with your financial needs.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Udalguri
Competitive Interest Rates
High Financing Percentage
Flexible Repayment Tenures
Regular Reminders
Easy Online Application
Car Refinancing Options
Customised Loan Solutions
Dedicated Customer Service
Used Car Loan Interest Rates in Udalguri
Get your used car with Shriram Finance's accessible financing options. Enjoy competitive interest rates starting from only 10%* p.a., designed for easy repayment. We have detailed all associated charges and fees below for your convenience:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to estimate your monthly payments before applying.
How to Use the Used Car Loan EMI Calculator
To determine your EMI for a used car loan in Udalguri, enter the loan amount and tenure. The pre-owned car loan calculator will display your estimated EMI, allowing you to compare different loan options before finalising your application.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Udalguri
With Shriram Finance's refinancing options, you can obtain funds while retaining your car ownership. This means you can utilise your car's value to secure financing without selling it. We offer competitive interest rates and flexible repayment plans for this facility. This service suits cars that do not have any existing loans, offering financial flexibility.
Eligibility and Documentation Criteria for Used Car Loans in Udalguri
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Udalguri
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Udalguri
Shriram Finance is present in Udalguri to assist with your used car loan requirements. Locate your nearest branch using our branch locator tool for personalised support.
Locate Us
Used Car Loan Customer Care in Udalguri
For any queries regarding your used car loan in Udalguri, our customer service team is ready to help. You can reach us via phone or visit a branch. Check the table below for our customer care numbers:
Used Car Loan Status in Udalguri
To track your used car loan status in Udalguri, log in to your Shriram Finance account. Under the 'Loan Status' section, enter your application or loan account number. You can also call our customer care team or visit a branch for updates. We are committed to providing you with regular updates during every stage of your loan.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Udalguri?
Yes, Shriram Finance provides used car loans in Udalguri, offering convenient financing options tailored to your needs.
What are the eligibility criteria for a used car loan in Udalguri?
To qualify for a used car loan, you must be an Indian resident aged 21* to 59* years at loan maturity. Income eligibility varies based on vehicle model age and loan term.
What is the interest rate on a used car loan?
Our used car loan interest rates start at 10%* p.a., though the final rate will depend on various factors.
What documents are required for a used car loan in Udalguri?
Used car loan documents include an application form, KYC documents, income proof, bank statements, and vehicle registration. Specific requirements may vary by loan profile.
What is the processing fee for a used car loan?
Processing fees can be up to 5%* of the loan amount, based on loan terms.
What is the down payment required for a used car loan in Udalguri?
A minimum 15%* down payment is needed, as up to 85%* of the car's value can be financed.
Can I apply for a used car loan online in Udalguri?
Yes, you can apply online for a used car loan in Udalguri through the Shriram Finance website or the Shriram One mobile app by following a simple process.
What is the maximum loan amount I can get for a used car in Udalguri?
Shriram Finance offers financing of up to 85%* of the car's value, with a minimum loan amount of âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.