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Used Car Loans in Ulhasnagar
If you're in Ulhasnagar and considering buying a car, Shriram Finance is here to help. Our Used Car Loans in Ulhasnagar are designed to make pre-owned vehicles more accessible for everyone. With interest rates starting at just 10%* p.a. and up to 85%* financing of the car's value, owning a used car is now within reach. The process is simple-apply online, get quick approval, and enjoy minimal paperwork. Our flexible financing options allow you to choose a car that fits your lifestyle and budget, ensuring you drive away in a vehicle that suits your needs perfectly.
Used Car Loan Types in Ulhasnagar
Shriram provides various Used Car Loan options in Ulhasnagar, designed to suit different customer requirements. Choose the loan type that best suits your individual financial situation and needs.
Pre-Owned Car Loan
Car Refinancing (Loan Against Car)
Features and Benefits of Used Car Loans in Ulhasnagar
Competitive Interest Rates
Flexible Repayment Options
High Financing Percentage
Timely Reminders
Easy Online Application
Car Refinancing
Dedicated Customer Support
Customised Loan Solutions
Used Car Loan Interest Rates in Ulhasnagar
Shriram Used Car Loan Interest Rates in Ulhasnagar start at a competitive rate of 10%* p.a. Our affordable interest rates are designed to help you comfortably manage your loan repayments, making pre-owned car ownership a viable option.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to estimate your potential interest and monthly payments. This tool helps you plan your finances before applying for a loan.
How to Use the Used Car Loan EMI Calculator
Use our second-hand car loan EMI calculator to estimate your potential interest and monthly payments. This tool helps you plan your finances before applying for a loan.To effectively use the pre-owned car loan calculator, simply enter your desired loan amount and repayment tenure. The calculator will instantly provide your estimated monthly EMI, helping you to plan your finances effectively. This user-friendly tool will help you understand how different loan amounts and tenures affect your monthly payments, enabling you to choose the best option for your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Ulhasnagar
Shriram Finance provides car refinancing options in Ulhasnagar, allowing you to leverage the value of your existing car to access immediate funds without selling it. This service helps you utilise your car's equity for various financial needs. Our refinancing solutions feature competitive interest rates and flexible repayment options, allowing you to easily manage your finances while continuing to use your vehicle. This option is available if there are no existing loans on the vehicle, making it a convenient and practical financial solution.
Eligibility and Documentation Criteria for Used Car Loans in Ulhasnagar
To assess your used car loan eligibility online, you'll need to meet these essential criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Applicant must be between 21*-59* years at loan maturity.
- Residency: All Indian residents.
- Income: These will vary depending on the specifics of the vehicle, its age, and the chosen repayment timeline.
Required Documents- The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Ulhasnagar
Apply for a Used Car Loan is simple; follow these steps:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Ulhasnagar
Shriram Finance is well-represented with branches in Ulhasnagar. Key locations include:
Locate Us
Used Car Loan Customer Care in Ulhasnagar
Shriram Finance offers dedicated customer care services in Ulhasnagar for Pre-owned car Loan queries. You can contact us by phone or visit a local branch for personalised support.
Used Car Loan Status in Ulhasnagar
To check your Used Car Loan Status in Ulhasnagar, simply log in to your account on the Shriram Finance website and go to the 'Loan Status' section. Then, enter your application number or loan account number. You can also contact our customer care team or visit a branch to inquire about your loan status. We're committed to keeping you well-informed throughout the loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Ulhasnagar?
Yes, you can get a Used Car Loan in Ulhasnagar from us. We offer adaptable and convenient financing options for pre-owned vehicles.
What are the eligibility criteria for a Used Car Loan in Ulhasnagar?
To be eligible for a Used Car Loan, you must be an Indian resident, at least 21* years old, and not more than 59* years old at loan maturity. The income requirement varies based on the vehicle model, age, and repayment tenure.
What is the interest rate on a Used Car Loan?
The interest rate for our Used Car Loans starts at 10%* p.a. but the exact rate may vary based on individual factors.
What documents are required for a Used Car Loan in Ulhasnagar?
Required documents include an application form, registration certificate of the vehicle, KYC documents, income proof, and bank statements. The exact list may vary based on your profile and loan amount.
What is the processing fee for a Used Car Loan?
The processing fee for a Used Car Loan is up to 5%* of the loan amount.
What is the down payment required for a Used Car Loan in Ulhasnagar?
We offer financing of up to 85%* of the vehicle's value, which means you need to pay a down payment covering the remaining 15%*.
Can I apply for a Used Car Loan online in Ulhasnagar?
Yes, you can apply for a Used Car Loan online through the Shriram Finance website or Shriram One mobile app in a few easy steps.
What is the maximum loan amount I can get for a used car in Ulhasnagar?
The maximum loan amount for a Used Car Loan is up to 85%* of the vehicle's value, with a minimum loan amount starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.