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Used Car Loans in Una
A car enhances mobility, allowing you to travel freely across Una without depending on others. However, not everyone can afford a brand-new vehicle. A used car offers a practical solution, giving you access to a reliable vehicle at a lower cost. Shriram Finance provides used car loans in Una with flexible repayment options of up to 48 months. You can avail a loan amount starting from âı1 lakh*. Our competitive interest rates and seamless online application process make securing a loan easier than ever. Get your car financed and enjoy the freedom of owning a vehicle.
Used Car Loan Types in Una
Shriram Finance provides a range of used car loan types in Una designed to meet various customer needs:
Pre-owned car loan:
Loan against car (Car refinancing):
Features and Benefits of Used Car Loans in Una
Competitive interest rates
Flexible repayment tenures
High financing percentage
Regular reminders
Easy online application
Car refinancing options
Customised loan solutions
Dedicated customer service
Used Car Loan Interest Rates in Una
Shriram Finance provides used car loan interest rates in Una with competitive interest rates starting from 10%* p.a., making vehicle ownership more accessible. We ensure structured repayment plans to simplify the financial burden of purchasing a second-hand car. Check the key fees and charges below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator helps you estimate your interest rates and EMIs, for better financial planning before applying.
How to Use the Used Car Loan EMI Calculator
To use the pre-owned car loan calculator, enter your desired loan amount and tenure. The calculator will instantly display your monthly EMI, helping you plan your finances effectively. This tool enables you to explore different loan amounts and repayment periods to find the most suitable option.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Una
Shriram Finance offers car refinancing solutions in Una. With this option, you can borrow funds against your car's value. This allows you to access funds without having to sell your vehicle. We provide this facility with flexible repayment plans and competitive interest rates. To avail this facility, make sure that your car is free from any ongoing loans.
Eligibility and Documentation Criteria for Used Car Loans in Una
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Una
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Una
Shriram Finance operates in Una to cater to your used car financing needs. To locate the nearest branch, use our online branch locator tool.
Locate Us
Used Car Loan Customer Care in Una
For any queries regarding a pre-owned car loan, Shriram Finance offers dedicated customer care services. You can reach us via phone or visit a branch for personalised assistance.
Used Car Loan Status in Una
To track your used car loan status in Una, visit the Shriram Finance website and navigate to the 'Loan Status' section. Enter your application or loan account number to check your status. You can also contact customer care or visit a branch for updates. We ensure regular communication throughout the loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Una?
Yes, Shriram Finance provides used car loans in Una with accessible and flexible financing options for purchasing pre-owned cars.
What are the eligibility criteria for a used car loan in Una?
To be eligible for a used car loan in Una, you must be an Indian resident aged between 21* years and 59* years at loan maturity. Income requirements depend on factors like the vehicle model, age, and repayment tenure.
What is the interest rate on a used car loan?
Our used car loan interest rates begin at 10%* p.a. However, the final rate may vary based on individual eligibility and loan terms.
What documents are required for a used car loan in Una?
You need to submit an application form, vehicle registration certificate, KYC documents, income proof, and bank statements. The required documents may vary depending on your profile and loan amount.
What is the processing fee for a used car loan?
A processing fee of up to 5%* of the loan amount applies.
What is the down payment required for a used car loan in Una?
We offer up to 85%* financing of the vehicle's value, requiring a minimum down payment of 15%*.
Can I apply for a used car loan online in Una?
Yes, you can apply for a used car loan in Una online through the Shriram Finance website or via the Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Una?
The used car loan amount can go up to 85%* of the car's assessed value, with a minimum loan amount of âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.