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Used Car Loans in Yamunanagar
Having a car makes it much easier to get around Yamunanagar, giving you the freedom to go where you need without relying on lifts. Since brand-new cars can be a bit pricey for many, a second-hand motor offers a practical solution, giving you a decent vehicle without breaking the bank. Shriram Finance offers used car loans in Yamunanagar with repayment options that can stretch up to 48 months. You can borrow from ₹1 lakh* upwards. Our interest rates are competitive, and the online application is easy. We aim to make getting a loan straightforward. Get your car sorted with finance and enjoy the convenience of having your own transport.
Used Car Loan Types in Yamunanagar
Shriram Finance provides a range of used car loan types in Yamunanagar designed to meet various customer needs. Choose the loan type that aligns with your financial situation and requirements.
Pre-owned car loan
Loan against car (Car refinancing)
Features and Benefits of Used Car Loans in Yamunanagar
Competitive interest rates
Flexible repayment tenures
High financing percentage
Regular reminders
Easy online application
Car refinancing options
Customised loan solutions
Dedicated customer service
Used Car Loan Interest Rates in Yamunanagar
Looking for a used car loan in Yamunanagar? Shriram Finance offers attractive interest rates starting at just 10%* p.a., making it easier to own a vehicle. We also provide structured repayment plans to help manage the costs of buying a second-hand car. You can find important information about our fees and charges listed in the table below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
If you want to get a quick idea of your monthly payments, use our second-hand car loan EMI calculator.
How to Use the Used Car Loan EMI Calculator
To figure out your monthly payments for a used car loan, just type in the amount and tenure. The pre-owned loan calculator will immediately show you your estimated monthly payment, which can help you plan your finances.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Yamunanagar
Considering accessing funds in Yamunanagar without selling your car? Shriram Finance offers car refinancing! This allows you to borrow an amount based on your car's valuation, thereby providing access to capital while retaining possession of your vehicle. We offer this facility with the advantages of adaptable repayment schedules and appealing interest rates. Kindly note that this option is available for vehicles that are not under any existing loan obligations.
Eligibility and Documentation Criteria for Used Car Loans in Yamunanagar
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Yamunanagar
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Yamunanagar
For those in Yamunanagar seeking a used car loan, Shriram Finance stands ready to assist. Locating our nearest branch is easy through the use of our online branch locator tool.
Locate Us
Used Car Loan Customer Care in Yamunanagar
Got questions about a used car loan? Shriram Finance has a dedicated customer care team ready to assist you. Feel free to give us a call or visit one of our branches.
Used Car Loan Status in Yamunanagar
If you wish to check on your used car loan in Yamunanagar, log into your Shriram Finance account. Head to the 'Loan Status' section on the Shriram Finance website and enter your application or loan account number. You can also get updates by contacting our customer care team or visiting a branch. We ensure regular communication throughout the loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Yamunanagar?
Yes, Shriram Finance offers used car loans in Yamunanagar with financing options designed to be both accessible and flexible for buying pre-owned vehicles.
What are the eligibility criteria for a used car loan in Yamunanagar?
To be eligible for a used car loan in Yamunanagar, you must be an Indian resident aged between 21* years and 59* years at loan maturity. Income requirements are based on factors like the vehicle model, age, and repayment tenure.
What is the interest rate on a used car loan?
Our used car loan interest rates begin at 10%* p.a.. However, the final rate differs based on individual eligibility and loan terms.
What documents are required for a used car loan in Yamunanagar?
You need to submit an application form, vehicle registration certificate, KYC documents, income proof, and bank statements. Depending on your particular profile and how much you're borrowing, there might be a few other documents needed.
What is the processing fee for a used car loan?
A processing fee of up to 5%* of the loan amount applies.
What is the down payment required for a used car loan in Yamunanagar?
We typically finance up to 85%* of the car's value, which means you'd need to put down at least 15%* of the price as a down payment.
Can I apply for a used car loan online in Yamunanagar?
Yes, you can apply for a used car loan in Yamunanagar online by visiting the Shriram Finance website or via the Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Yamunanagar?
You can typically borrow up to 85%* of the used car's value, with the minimum loan amount being ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.