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Business Loan
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Business Loan in Aligarh

Aligarh is a city that's known for its brass industry and educational institutions and presents a growing market for entrepreneurs. At Shriram Finance, we are committed to supporting the ambitions of business owners in Aligarh by providing accessible and tailored business loan solutions. Whether you need capital for business expansion, upgrading your machinery, or managing working capital, we can help you find the right financing. This guide explains everything you need to know about business loans in Aligarh. We will cover the various types of loans available, eligibility criteria, interest rates, and how to use our EMI calculator.

Business Loan Types in Aligarh

Shriram Finance offers a range of secured and unsecured business loans to support your business needs in Aligarh, including:

Loan Without Financials
Loan Without Financials
Made for businesses that can't easily provide lots of financial documents. Helps you get funding even if you're just starting out.
GST Business Loan
GST Business Loan
Simplifies managing your GST payments. Borrow money based on your GST returns to keep your business compliant.
Working Capital Loan
Working Capital Loan
Helps cover your business's daily running costs. Use it for inventory, salaries, utilities, and other operational needs.
Trade Finance
Trade Finance
Supports businesses involved in import and export. Provides access to tools like letters of credit to facilitate international transactions.
Shop Loan
Shop Loan
Designed to assist small retail shops and boutiques. Use the funds for working capital, renovations, or marketing efforts.
Supply Chain Finance
Supply Chain Finance
Facilitates smoother payments between buyers and suppliers. Improves efficiency in your supply chain operations.
Startup Business Loan
Startup Business Loan
Helps new businesses cover initial expenses. Funds are available for equipment purchases, marketing, and product development.
MSME Loan
MSME Loan
Supports small and medium-sized enterprises. Provides financial assistance for various business needs, including expansion and working capital.
Business Loan for Women
Specifically for women starting or growing businesses. Offers financial support tailored to female entrepreneurs.

Features and Benefits of Business Loans in Aligarh

If you're seeking financial support to expand your business in Aligarh, Shriram Finance offers a streamlined business loan solution with key benefits:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Aligarh

Interest rates starts at 10%* p.a. Please refer to our website or contact our Aligarh branch for detailed information on interest rates and any applicable fees.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

₹

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 39,450

Monthly EMI

₹ 1,660

Eligibility and Documentation Criteria for Business Loans in Aligarh

Eligibility and Documentation Criteria for Business Loans in Aligarh

  • Individual IconEligible Applicants:
    • Private Limited Companies
    • Public Limited Companies
    • Partnership firms
    • Limited Liability Partnerships (LLPs)
    • Sole Proprietorships
  • Individual IconEligibility Requirements:
    • Age: Applicants should be between 21 years to 65 years old (with loan maturity not exceeding 65 years).
    • Professional Profile: Self-employed individuals, business owners, or proprietors must demonstrate a minimum of 3 years of business experience.
  • Individual IconRequired Documents:
    • Business PAN card
    • Applicant's PAN card
    • Six-month bank statement
    • Proof of business registration
    • Recent photograph

Step-by-Step Application Process for Business Loans in Aligarh

Applying for a Shriram Business Loan in Aligarh is a simple 5-step process:

How To Apply

  • Step 1

    Register using your mobile number

  • Step 2

    Enter loan details

  • Step 3

    Enter business details

  • Step 4

    Receive a verification call from us

  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Aligarh

Shriram Finance offers a solution for growing businesses in Aligarh with our unsecured business loans, requiring no collateral. With Shriram Finance, you can get an unsecured business loan starting from Rs. 1 lakh*. Our unsecured business loans come with flexible repayment options and competitive interest rates. Applying is easy with our online process. Benefits include no collateral requirements and a quicker approval process. Eligibility requires your business to have been operating for at least 3 years and submission of necessary documentation.

Our Business Loan Branches in Aligarh

Shriram Finance has branches across Aligarh for convenient loan application and management.

Locate Us

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Business Loan Customer Care in Aligarh

For inquiries about business loans in Aligarh, Shriram Finance offers dedicated customer care services. Contact us by phone or visit a branch.

Toll Free

Business Loan Status in Aligarh

Check your business loan application status on our website using your reference number or contact customer care for updates.

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Business Loan FAQs

Who is eligible for a business loan in Aligarh?

Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.

What is the interest rate on a business loan in Aligarh?

The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and charges section above.

How much loan can I get for my business in Aligarh?

Shriram Finance provides business loans starting from Rs.1 lakh*. The maximum loan amount depends on your business's needs and eligibility.

Can I apply for a business loan in Aligarh?

Yes, you can apply for a business loan in Aligarh. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.

What is the maximum loan tenure for a business loan in Aligarh?

You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 – 84 months for secured business loans.

What is the processing time for a business loan in Aligarh?

The loan approval time is approximately 2- 3 business days. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.

What is the eligibility for a startup business loan in Aligarh?

For a startup business loan in Aligarh from Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.

What is the minimum interest rate for a business loan in Aligarh?

The minimum interest rate starts from 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.