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Business Loan in Aligarh
Aligarh is a city that's known for its brass industry and educational institutions and presents a growing market for entrepreneurs. At Shriram Finance, we are committed to supporting the ambitions of business owners in Aligarh by providing accessible and tailored business loan solutions. Whether you need capital for business expansion, upgrading your machinery, or managing working capital, we can help you find the right financing. This guide explains everything you need to know about business loans in Aligarh. We will cover the various types of loans available, eligibility criteria, interest rates, and how to use our EMI calculator.
Business Loan Types in Aligarh
Shriram Finance offers a range of secured and unsecured business loans to support your business needs in Aligarh, including:
Features and Benefits of Business Loans in Aligarh
If you're seeking financial support to expand your business in Aligarh, Shriram Finance offers a streamlined business loan solution with key benefits:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Aligarh
Interest rates starts at 10%* p.a. Please refer to our website or contact our Aligarh branch for detailed information on interest rates and any applicable fees.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Aligarh
Eligibility and Documentation Criteria for Business Loans in Aligarh
Eligible Applicants:- Private Limited Companies
- Public Limited Companies
- Partnership firms
- Limited Liability Partnerships (LLPs)
- Sole Proprietorships
Eligibility Requirements:- Age: Applicants should be between 21 years to 65 years old (with loan maturity not exceeding 65 years).
- Professional Profile: Self-employed individuals, business owners, or proprietors must demonstrate a minimum of 3 years of business experience.
Required Documents:- Business PAN card
- Applicant's PAN card
- Six-month bank statement
- Proof of business registration
- Recent photograph
Step-by-Step Application Process for Business Loans in Aligarh
Applying for a Shriram Business Loan in Aligarh is a simple 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Aligarh
Shriram Finance offers a solution for growing businesses in Aligarh with our unsecured business loans, requiring no collateral. With Shriram Finance, you can get an unsecured business loan starting from Rs. 1 lakh*. Our unsecured business loans come with flexible repayment options and competitive interest rates. Applying is easy with our online process. Benefits include no collateral requirements and a quicker approval process. Eligibility requires your business to have been operating for at least 3 years and submission of necessary documentation.
Our Business Loan Branches in Aligarh
Shriram Finance has branches across Aligarh for convenient loan application and management.
Locate Us
Business Loan Customer Care in Aligarh
For inquiries about business loans in Aligarh, Shriram Finance offers dedicated customer care services. Contact us by phone or visit a branch.
Business Loan Status in Aligarh
Check your business loan application status on our website using your reference number or contact customer care for updates.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Aligarh?
Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.
What is the interest rate on a business loan in Aligarh?
The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and charges section above.
How much loan can I get for my business in Aligarh?
Shriram Finance provides business loans starting from Rs.1 lakh*. The maximum loan amount depends on your business's needs and eligibility.
Can I apply for a business loan in Aligarh?
Yes, you can apply for a business loan in Aligarh. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.
What is the maximum loan tenure for a business loan in Aligarh?
You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 – 84 months for secured business loans.
What is the processing time for a business loan in Aligarh?
The loan approval time is approximately 2- 3 business days. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.
What is the eligibility for a startup business loan in Aligarh?
For a startup business loan in Aligarh from Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.
What is the minimum interest rate for a business loan in Aligarh?
The minimum interest rate starts from 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.