- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications5
Terms and Conditions
Business Loan in Gandhinagar
Gandhinagar, a dynamic commercial destination in Gujarat, displays substantial business growth across sectors. Shriram Finance supports business aspirations through comprehensive loan solutions tailored to diverse business needs. Prompt capital availability proves crucial for business enhancement, operational sustainability, and growth initiatives. Shriram Finance provides business loans starting from Rs.1 lakh*, with competitive rates commencing at 10%* p.a.. The loan offerings cater to varied business requirements, from daily operations to expansion plans. Through efficient documentation and quick processing, Shriram Finance extends both secured and unsecured business loans. The flexible repayment duration up to 84 months ensures balanced financial management for businesses.
Business Loan Types in Gandhinagar
Shriram Finance fuels business success in Gandhinagar through innovative secured and unsecured business financing options designed to support diverse business requirements and growth objectives.
Features and Benefits of Business Loans in Gandhinagar
If you need financial aid to expand and grow your business, Shriram Finance is an ideal choice for availing a hassle-free business loan. Benefits include:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Gandhinagar
Business loan interest rates begin at 10%* p.a. Detailed information about interest rates and applicable fees/charges is available below.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 39,450
Monthly EMI
âı 1,660
Eligibility and Documentation Criteria for Business Loans in Gandhinagar
Eligibility and Documentation Criteria for Business Loans in Gandhinagar
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Gandhinagar
Applying for Shriram Business Loan is a 5-step process:
Step 1:
Register using your mobile numberStep 2:
Enter loan detailsStep 3:
Enter business detailsStep 4:
Receive a verification call from usStep 5:
Get your loan disbursed
Unsecured Business Loans in Gandhinagar
For Gandhinagar's ambitious enterprises, Shriram Finance offers unsecured business loans that support expansion without collateral demands. Starting at Rs. 1 lakh*, these solutions facilitate growth while keeping assets free from encumbrance. An intuitive online application system ensures smooth fund access for eligible applicants. Businesses must show 3 years of operational experience and submit required documentation for consideration. The expedited approval process moves faster than traditional secured lending, with competitive interest offerings and customisable repayment arrangements. Business owners in Gandhinagar should review area-specific requirements and loan features.
Our Business Loan Branches in Gandhinagar
Obtain business loan services through the established branch network in Gandhinagar, ensuring smooth loan application and management. Key locations include:
Locate Us
Business Loan Customer Care in Gandhinagar
For business loan assistance in Gandhinagar, connect with customer care through phone or visit the local branch for immediate help.
Business Loan Status in Gandhinagar
Check loan application status online with the reference number. Access instant processing updates from the customer care team. Experience efficient borrowing solutions aligned with local business requirements in Gandhinagar. Shriram Finance delivers a streamlined borrowing experience aligned with local business requirements in Gandhinagar.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Gandhinagar?
Eligible entities in Gandhinagar include LLPs, Public Ltd companies, Pvt Ltd companies, Partnership firms, and Proprietorship firms. Applicants should be between 21 years to 65 years old (not exceeding 65 yearsat loan maturity). This includes self-employed professionals and business owners who have been operating for at least 3 years.
What is the interest rate on a business loan in Gandhinagar?
Shriram Finance offers business loans with interest rates that start at 10%* p.a. For detailed information regarding rates and applicable charges, please consult the charges section.
How much loan can I get for my business in Gandhinagar?
Business loans from Shriram Finance commence at Rs.1 lakh*. The maximum amount available is based on business requirements and an assessment of eligibility.
Can I apply for a business loan in Gandhinagar?
You can apply for a business loan in Gandhinagar through online platforms or by visiting a local Shriram Finance branch.
What is the maximum loan tenure for a business loan in Gandhinagar?
Unsecured business loans come with tenures ranging from 12 to 48 months, while secured loans can extend from 12 â 84 months.
What is the processing time for a business loan in Gandhinagar?
The typical processing time for loans is around 2- 3 business days, influenced by the credibility of information provided, eligibility verification, and the completeness of documentation.
What is the eligibility for a startup business loan in Gandhinagar?
Eligibility for startup business loans adheres to the standard criteria for business loans offered by Shriram Finance.
What is the minimum interest rate for a business loan in Gandhinagar?
Interest rates for business loans start at 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.