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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Jodhpur

Jodhpur is a growing hub for tourism and handicrafts. This city offers diverse opportunities for businesses. Shriram Finance aims to support Jodhpur's entrepreneurs with tailored business loan solutions. Securing adequate funding is essential for business expansion, necessary upgrades, and smooth day-to-day operations. Our business loans come with competitive interest rates (starting at 10%* p.a.) and flexible loan amounts to meet a variety of specific business needs, whether it's for expansion, working capital, equipment purchases, or managing operational expenses. Shriram Finance provides streamlined business loans with minimal paperwork, quick approvals, and flexible repayment schedules. We offer both secured and unsecured options, recognising the unique needs of the local market with tenures up to 84 months and interest rates starting at 10%* p.a.. We empower your business to thrive with loans starting from Rs.1 lakh*.

Business Loan Types in Jodhpur

To help businesses meet their various financial needs, Shriram Finance offers a wide range of secured and unsecured business loan options in Jodhpur. These include:

GST Business Loan
GST Business Loan
Designed to help business owners based on their GST returns. The loan amount is determined appropriately to help businesses manage their Goods and Services Tax (GST) payments effectively.
Business Loan for Women
Business Loan for Women
Carefully designed to assist women who are starting or growing their businesses. These loans are available to women-owned businesses of all sizes and at any stage of growth.
Working Capital Loan
Working Capital Loan
Helps business owners handle immediate operational needs. This includes buying stock, training staff, purchasing equipment, paying taxes, managing payroll, and covering other short-term expenses.
Shop Loan
Shop Loan
Helps small retail businesses like shops and convenience stores to finance their operations and grow. These funds can be used to cover working capital, buy inventory, upgrade equipment, and improve marketing.
MSME Loan
MSME Loan
Designed to help small and medium-sized businesses with their various business expenses. These types of unsecured business loan can be used to finance working capital, purchase equipment, and expand the business.
Loan Without Financials
Loan Without Financials
Suitable for businesses that find it difficult to provide standard financial documents, such as new businesses or those with a limited credit history. Applicants don'st need to provide detailed financial statements to show their financial status.
Supply Chain Finance
Supply Chain Finance
Provides flexible payment options to both buyers and suppliers at competitive rates to ensure business operations run smoothly.
Trade Finance
Trade Finance
Supports trading activities and related expenses using financial products like letters of credit, invoice factoring, and export credit insurance.
Trade Finance
Startup Business Loan
Helps new and growing businesses raise capital. It can cover costs like purchasing resources and equipment, marketing, or developing new products. This is particularly helpful for startups that may not have a strong credit history. Loan amounts, tenure, and interest rates depend on the applicant's credit and turnover.

Features and Benefits of Business Loans in Jodhpur

For business owners in Jodhpur looking for financial support to expand their operations, Shriram Finance is a reliable option for getting a straightforward business loan application. Key benefits include:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Jodhpur

For Shriram Finance's unsecured business loan offerings in Jodhpur, interest rates start at 12%*p.a Please refer to the detailed information for exact figures on interest and any applicable charges. Secured business loan interest rates start from 10%* p.a.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

â‚ı

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

â‚ı 1,00,000

Interest Payable

â‚ı 39,450

Monthly EMI

â‚ı 1,660

Eligibility and Documentation Criteria for Business Loans in Jodhpur

Eligibility and Documentation Criteria for Business Loans in Jodhpur

  • Individual IconWho Can Apply
    • Public Ltd companies
    • LLPs
    • Pvt Ltd companies
    • Partnership firms
    • Proprietorship firms
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required
    • Selfie Photograph
    • Bank statement (6 months)
    • Applicant PAN
    • Business registration proof
    • Business PAN

Step-by-Step Application Process for Business Loans in Jodhpur

Making an application for business loan in Jodhpur with Shriram Finance is a straightforward process, split into 5 steps:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Jodhpur

Shriram Finance presents a suitable avenue for developing enterprises through its unsecured business loan, eliminating the necessity for collateral. This lending solution enables business owners to secure funding without having to pledge any assets. With Shriram Finance, an unsecured business loan is accessible for addressing diverse business requirements. Designed with flexible repayment periods and competitive interest rates, Shriram Finance's unsecured business loans are an appealing option. The application process is streamlined and convenient. These loans come with several advantages, including the absence of collateral requirements, a swift approval process, and favourable credit conditions. To qualify for an unsecured business loan from Shriram Finance, businesses must satisfy certain operational and documentation criteria. It's important to note that the availability of unsecured business loans may be subject to the business location.

Our Business Loan Branches in Jodhpur

With strategically located Business Loan Branches in Jodhpur, Shriram Finance ensures all customers have ready access to apply and manage their loans:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Jodhpur

If you have any questions or require support with your business loan in Jodhpur, the Shriram Finance customer service team is available. Contact us via telephone, or visit us in person at any branch for tailored support.

Business Loan Status in Jodhpur

Track the progress of your business loan application in Jodhpur through our website using your reference number. You can also contact our customer care team for real-time updates.

Business Loan FAQs

Who is eligible for a business loan in Jodhpur?

Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.

What is the interest rate on a business loan in Jodhpur?

The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and charges section above.

How much loan can I get for my business in Jodhpur?

Shriram Finance provides business loans starting from Rs.1 lakh*. The maximum loan amount depends on your business's needs and eligibility

Can I apply for a business loan in Jodhpur?

Yes, you can apply for a business loan in Jodhpur. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.

What is the maximum loan tenure for a business loan in Jodhpur?

You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 – 84 months for secured business loans.

What is the processing time for a business loan in Jodhpur?

The loan approval time is approximately 2- 3 business days. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.

What is the eligibility for a startup business loan in Jodhpur?

For a startup business loan in Jodhpur from Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.

What is the minimum interest rate for a business loan in Jodhpur?

The minimum interest rate starts from 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.