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Business Loan in Ramgarh
Ramgarh sees Shriram Finance providing loan solutions to empower local enterprises. Access to capital is vital for expansion, upgrades, and efficient operations. Shriram Finance offers business loans in Ramgarh with competitive rates (starting from 10%* p.a.) and loan amounts tailored to meet specific business needs, whether that's for business expansion, covering working capital, purchasing equipment or managing general expenses. Shriram Finance's loans feature minimal paperwork, speedy approval and flexible repayment options. They offer custom loan solutions, including both secured and unsecured business loans in Ramgarh. Recognising the unique business environment in Ramgarh, Shriram Finance provides flexible tenures. By simplifying the application process, Shriram Finance enables businesses to access capital quickly and is a trusted partner, offering business loans starting from Rs.1 lakh*, for Ramgarh's continued growth
Business Loan Types in Ramgarh
Shriram Finance in Ramgarh offers both secured and unsecured business loans. These are:
Features and Benefits of Business Loans in Ramgarh
Shriram Finance is an excellent choice for availing a business loan in Ramgarh. Benefits include:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Ramgarh
10%* p.a. are the interest rates on business loans offered by Shriram Finance. For more details:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Ramgarh
Eligibility and Documentation Criteria for Business Loans in Ramgarh
Who can apply?- LLPs
- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
Eligibility Criteria- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Ramgarh
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Ramgarh
Shriram Finance provides a great solution for young businesses with our unsecured business loan that requires no collateral. An unsecured business loan does not require you to pledge any of your assets to get financing. Get an unsecured business loan starting from Rs.1 lakh*. Shriram Finance offers unsecured these loans with flexible repayment tenures and affordable interest rates. Applying for an unsecured business loan with Shriram Finance is an easy process. These loans are beneficial because no collateral is required, approval process is quicker and they come with better credit terms. To be eligible for an unsecured business loan from Shriram Finance, your business should have been operational for at least 3 years, and you must provide all the required documentation. An unsecured business loan is offered to business owners based on the fulfilment of eligibility criteria. The availability of unsecured business loans depends on the business location.
Our Business Loan Branches in Ramgarh
Shriram Finance branches in Ramgarh making it convenient for customers to manage their loans. Locations include:
Locate Us
Business Loan Customer Care in Ramgarh
For business loan in Ramgarh, Shriram Finance offers dedicated customer care services. Please reach out to us today for personalised support.
Business Loan Status in Ramgarh
To check the status of your personal loan application, visit the Shriram Finance website and enter your application reference number. You can also contact customer care. Choose Shriram Finance today and meet all your financial goals in Ramgarh.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Ramgarh?
Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.
What is the interest rate on a business loan in Ramgarh?
The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and charges section above.
How much loan can I get for my business in Ramgarh?
Shriram Finance provides business loans starting from Rs.1 lakh*. The maximum loan amount depends on your business's needs and eligibility
Can I apply for a business loan in Ramgarh?
Yes, you can apply for a business loan in Ramgarh. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.
What is the maximum loan tenure for a business loan in Ramgarh?
You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 – 84 months for secured business loans.
What is the processing time for a business loan in Ramgarh?
The loan approval time is fast. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.
What is the eligibility for a startup business loan in Ramgarh?
For a startup business loan in Ramgarhfrom Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.
What is the minimum interest rate for a business loan in Ramgarh?
The minimum interest rate starts from 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.