Are there any personal loans designed for specific professions?

A few lending institutions in India do design personal loan terms based on the kind of work you do, though they rarely call it a “profession-specific loan.” It’s more about how steady your income looks on paper.

Some lenders also run short-term programmes for specific professions. For self-employed people, the process requires you to provide additional income proof — ITRs, bank statements, GST records — nothing unusual. The form is the same; only the checking takes longer.

At most lending institutions, it finally comes down to three things: how steady your income is, a reasonable credit score and how clean your repayment track looks.