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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Adilabad

Adilabad, with its natural beauty and agricultural economy, offers residents several paths to financial growth. A Fixed Deposit in Adilabad represents one of the most accessible ways to put your money to work with minimal risk and management. FD in Adilabad is suited to different income levels and savings goals. This guide outlines the benefits, current interest rates, and selection strategies for fixed deposits in this northern Telangana district, helping you understand how these investment tools can support your journey toward financial security in this serene region.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

A cumulative fixed deposit is an investment method where your interest earnings aren't paid out but instead reinvested with your principal amount. This compounding advantage boosts your overall yield as interest accrues on a growing sum. When the deposit term ends, you receive one payment containing both your initial investment and all accumulated interest. Cumulative FDs are especially beneficial for those seeking long-term growth who can postpone their returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit provides interest at regular intervals, establishing a dependable income source. It's perfectly suited for those requiring steady financial support. The interest calculation uses simple interest methodology and can be distributed monthly, quarterly, or annually. This approach offers consistent returns and greater liquidity compared to cumulative deposits, making it well-matched for handling recurring expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

  • FD for Home Expenses
  • FD for Retirement Fund
  • Fixed Deposit for Children
  • FD for Wedding Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

When considering where to place your savings, it's important to know what fixed deposits offer. Below are the primary features and benefits of FD that make them popular among investors.

Flex Tenure
Compounding benefitsCompounding benefits
Attractive Interest
Predictable returnsPredictable returns
Compounding Benefit
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Static Alt Text
Low minimum investment amountLow minimum investment amount
Predictable Return
Flexible tenureFlexible tenure
Cumulative
Cumulative and non-cumulative schemes Cumulative and non-cumulative schemes
Low Investment
Attractive interest ratesAttractive interest rates

Shriram Fixed Deposit Interest Rates in Adilabad

The FD rates in Adilabad display significant variation across numerous banking and financial service providers. Investors should diligently compare available options to ensure maximum returns on their capital. The interest offerings generally reflect considerations such as investment tenure and the profile of the institution offering the fixed deposit product. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Adilabad

Prior to starting a fixed deposit account, you must satisfy specified fixed deposit eligibility requirements in Adilabad. Generally, these eligible investor categories include

  • IndividualEligibility Criteria
    • Companies
    • Hindu Undivided Family
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Unincorporated Association or Body of Individual
    • Trust and Foundation
    • Partnership Firm

How to Invest in Fixed Deposit with Shriram in Adilabad

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can start a fixed deposit account online or visit a nearby branch to fulfil application formalities. Make sure all required paperwork is organised for a streamlined process. Typically, the following steps outlines how to invest in FD online in Adilabad

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Complete the payment online and add nominee details.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Adilabad?

After your FD reaches maturity, you might prefer to renew your Shriram FD in Adilabad to maintain the investment advantages. Visit our website/mobile application or branch locations to extend your fixed deposit. Here are the typical steps for renewing your FD through digital channels

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Select the FD amount and tenure.
Review
Step 5 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Confirm
Step 6 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Adilabad

Shriram Finance operates FD branches in Adilabad to address your fixed deposit requirements. Our service points feature trained staff offering professional guidance on how to open fixed deposit accounts or navigate your existing Unnati Fixed Deposit Scheme investments. Visit Shriram Finance in Adilabad

Adilabad - I

  • H.No 6-7-74/1 & 2, 2nd Floor, Bhuktapur ADILABAD, TELANGANA Pincode504001 Phone18001036369

Jannaram

  • House No. 4-206, First Floor, Near Bus Stand, Mancherial, Jannaram ADILABAD, TELANGANA Pincode504205 Phone18001034959

Khanapur

  • Ground Floor, House No. 12-112, Vidhya Nagar, Nirmal, Khanapur ADILABAD, TELANGANA Pincode504203 Phone18001034959
View All Branches

Shriram FD Customer Care in Chennai

Our Customer Care specialists are available to address any inquiries or provide guidance regarding your fixed deposit account. For quick assistance with your investments, please call us at the contact numbers provided here

Toll Free

Shriram FD Status in Adilabad

For examining your Fixed Deposit status in Adilabad, you may access Shriram Finance’s online services or connect with our customer care team. Staying informed about your FD status helps you manage maturity timelines and understand your interest earnings effectively.

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Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Adilabad?

The minimum deposit amount for a fixed deposit in Adilabad for Shriram FD is RsRs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Adilabad?

The interest rate on FD in Adilabad is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Adilabad?

Yes, you can open a FD account online with Shriram Finance in Adilabad. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Tadipatri?

In Tadipatri, premature withdrawal of fixed deposits is permitted, though penalties or reduced interest rates may apply. It is advisable to review the specific terms prior to withdrawal.

Can I open a Fixed Deposit in Tadipatri in the name of a minor?

In Tadipatri, Shriram Fixed Deposit allows fixed deposit accounts for minors with appropriate guardian authorisation.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Premature withdrawals of fixed deposits typically incur penalties, generally applied as reductions to the interest rate on your deposit.

Can I change the nominee for my Fixed Deposit in Tadipatri?

Nominees for Tadipatri FD accounts can be modified by submitting a formal request accompanied by valid identification documents for the new nominee.

Can I open multiple Fixed Deposits in Tadipatri?

You can establish multiple fixed deposits in Tadipatri, either with various financial institutions or multiple accounts with a single provider.

What is the maximum amount that can be invested in a Fixed Deposit in Tadipatri?

Generally, there is no upper limit for fixed deposit investments in Tadipatri, though specific schemes at some institutions may have defined maximums.

Can I open a Fixed Deposit in a joint account in Tadipatri?

Joint account fixed deposits are available in Tadipatri, subject to the financial institution's terms and conditions.

Are there any fixed deposit schemes for senior citizens in Tadipatri?

In Tadipatri, senior citizens benefit from enhanced interest rates at many institutions, with Shriram Finance specifically offering an additional 0.50%* p.a.

What is the difference between FD interest rates for regular and senior citizens in Tadipatri?

At Shriram Finance in Tadipatri, senior citizens receive a preferential rate of 0.50%* p.a. above what regular depositors are offered.

Is there a difference between FD interest rates for different tenures in Tadipatri?

In Tadipatri, FD interest rates vary by tenure, with longer commitment periods typically rewarded with more favorable rates.

What is the process to close a Fixed Deposit prematurely in Tadipatri?

To close a Shriram FD early in Tadipatri, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. Per RBI guidelines, deposits cannot be closed before three months from the deposit/renewal date except in case of depositor death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.