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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Betul

Investing in a Fixed Deposit in Betul gives residents access to dependable growth opportunities with predictable returns. Local financial institutions offering FDs in Betul create pathways for systematic wealth accumulation. Our comprehensive overview provides key information about fixed deposits, from interest rates to withdrawal provisions, enabling you to craft investment strategies that balance current needs with long-term financial objectives in this vibrant district.

Types of Fixed Deposits

Following are the multiple types of FDs to help attain your financial aspirations

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit represents a growth-focused option where interest earnings aren't withdrawn but instead merges with your principal amount. This triggers an advantageous compounding mechanism that enhances your investment growth, generating returns on both your base deposit and accumulated interest. At the conclusion of your term, you collect the comprehensive sum comprising your initial investment and all compounded returns. This strategy suits investors pursuing maximum long-term capital appreciation without requiring periodic income.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit provides scheduled interest distributions, establishing a reliable income channel. Using simple interest principles for calculations, these payments may be structured monthly, quarterly, or yearly to match your financial rhythm. This arrangement delivers consistent earnings and better fund accessibility than cumulative alternatives, proving especially valuable for addressing ongoing expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Additionally, our Fixed Deposits can support several specific financial goals

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Recognising the primary features and advantages of fixed deposits is vital for making strategic investment selections. The key aspects of FD comprise

Flex Tenure
Attractive interest ratesAttractive interest rates
Attractive Interest
Compounding benefitsCompounding benefits
Compounding Benefit
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Static Alt Text
Flexible tenureFlexible tenure
Predictable Return
Predictable returnsPredictable returns
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes

Shriram Fixed Deposit Interest Rates in Betul

FD rates in Betul display clear variations between different banks and NBFCs. Smart savers consistently check multiple options before committing their funds. The interest you earn is usually affected by elements such as your selected time frame and the particular financial company managing your deposit. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Betul

Meeting specific eligibility criteria is necessary for opening a Shriram Finance fixed deposit in Betul. Those who qualify to invest in fixed deposits in Betul comprise

  • IndividualEligibility Criteria
    • Hindu Undivided Family
    • Indian Residents
    • Trust and Foundation
    • Partnership Firm
    • Unincorporated Association or Body of Individual
    • Companies
    • Non-Resident Indians (NRIs)

How to Invest in Fixed Deposit with Shriram in Betul

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can easily sign up for a fixed deposit either through digital services or by visiting a Betul branch in person to file your application. Prepare all necessary identity and residential verification documents in advance for a smooth registration experience. Generally, these sequential procedures allow you to secure an FD online

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Complete the payment online and add nominee details.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Betul?

Upon reaching your FD maturity point, evaluating the benefits of opting to renew your Shriram FD in Betul might support continued financial advancement. Utilise our online tools or contact a nearby branch to process your renewal. This sequence shows how to finalise your FD renewal using our digital services

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Select the FD amount and tenure.
Review
Step 5 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Confirm
Step 6 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Betul

Shriram Finance maintains conveniently located FD branches in Betul to address your fixed deposit needs. These customer-oriented facilities employ trained financial consultants who offer expert guidance on how to open fixed deposit accounts or handle current Unnati Fixed Deposit Scheme investments. Below is the directory of Shriram Finance branches in Betul

Betul

  • Above Sachin Bajaj Show Room, 1st Floor, Kalchuri Complex, Gurudwara Road, Ganj BETUL, MADHYA PRADESH Pincode460001 Phone18001036369

Amla

  • 1st Floor, Govind Colony, Ward No.-7, Rateda Road, Amla BETUL, MADHYA PRADESH Pincode460551 Phone18001036369

Athner

  • Ground Floor, Bhawani, Ward No. 10, Bhainsdehi Multai Main Road, Athanair BETUL, MADHYA PRADESH Pincode460110 Phone18001036369
View All Branches

Shriram FD Customer Care in Betul

When inquiries arise or you require additional information regarding your fixed deposit account, our specialized Fixed Deposit Customer Care team in Betul is prepared to offer comprehensive answers. Contact our phone service for prompt assistance with your investments. Our complete customer support details are always accessible when you need them.

Toll Free

Shriram FD Status in Betul

To check your Shriram Fixed Deposit status in Betul, utilise our extensive online platforms or reach out to our responsive customer care team. Regular monitoring of your FD status helps you stay informed about upcoming maturity dates and interest accruals.

Fixed Deposit in Major Cities in India

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Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Betul?

The minimum deposit amount for a fixed deposit in Betul for Shriram FD is RsRs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Betul?

The interest rate on FD in Betul is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Betul?

Yes, you can open a FD account online with Shriram Finance in Betul. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, early withdrawal from a fixed deposit typically attracts a penalty. This usually involves a downward adjustment of the interest rate applicable to the deposit.

Can I change the nominee for my Fixed Deposit in Betul?

Yes, altering the nominee for your FD account in Betul is feasible. This procedure normally requires submission of a formal application along with valid identification of the newly designated nominee.

Can I open multiple Fixed Deposits in Betul?

Yes, you may establish several fixed deposits in Betul across various financial institutions or within a single banking entity.

What is the maximum amount that can be invested in a Fixed Deposit in Betul?

Typically, no upper investment ceiling exists, though individual financial institutions might enforce specific limits on certain deposit plans.

Can I open a Fixed Deposit in a joint account in Betul?

Yes, creating a fixed deposit through a joint account in Betul is possible, provided you comply with the financial institution's established guidelines.

Are there any fixed deposit schemes for senior citizens in Betul?

Yes, numerous financial institutions offer specialised fixed deposit schemes with preferential interest rates for senior citizens in Betul. For example, Shriram Finance provides an additional interest benefit of 0.50%* p.a. for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Betul?

Shriram Finance provides senior citizens with an enhanced interest rate that is 0.50%* p.a. higher than what regular customers receive.

Is there a difference between FD interest rates for different tenures in Betul?

Yes, fixed deposit interest rates vary according to the investment duration. Generally, longer commitment periods attract higher interest rates compared to shorter durations due to the extended investment timeframe.

What is the process to close a Fixed Deposit prematurely in Betul?

For premature closure of a Shriram FD in Betul, you must present the original deposit receipt affixed with a ?1 revenue stamp, accompanied by a written request and a cancelled cheque. As mandated by RBI regulations, deposits cannot be terminated before completing three months from the initial deposit/renewal date except in cases of depositor mortality.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.